I highly recommend Russel if you are looking for someone to loan money to and not have them pay you back. 23 years ago, after Russel worked as a male nurse and then went on disability, he decided to write a book on video games and started a newsletter that only put out a few issues before receiving a cease and desist notice for copyright violation. At this point, he asked my husband, Doug, for money to help open a private practice as a chiropractor. Being his friend, neighbor, and somewhat naive, Doug didn't ask for the term of the loan in writing. When asked to be repaid after his business was successful, and told to fuck off, we both felt a little betrayed. So, if that is the kind of person you want cracking your neck and back, then I highly recommend Russel as your chiropractor of choice. $1,500 of the initial $5,000 was repaid, however, the remaining $3,500 has been accruing interest ever since. That must be why Russel is smiling so happily in his pictures, because he has no intention of repaying money lent to him by a friend. read more