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Restore Tech

5.0 (1 review)
Closed • 8:00 am - 11:45 pm

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13 years ago

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OneMain Financial

OneMain Financial

(9 reviews)

Cassandra is an amazing. Her customer service and spirit are above the rest. I will recommend her…read moreto family and friends.

The customer service was great. They were quick and attentive. It was very easy to get into a loan…read moreonce you prove your income. Be aware however, the interest rate may be well over 30%. When I originally asked about the rate during the process, I was told that after making consistent payments I could go back and be evaluated for a lower interest rate; but I found out later that actually meant having to take out a completely NEW loan and going through the entire process again; so if you have any changes to your job or income, it may have a negative impact. They will not re-evaluate your original loan for a lower interest rate or refinance your existing loan; they want to create a new loan that pays off the original loan, but the interest rate (even with no missed payments) may only only be a few points lower (and still well above credit card range) so it probably will not be worth the trouble. The interest on my loan may end up being more than the actual loan principal and that's even without missing any monthly payments. They did explain later into the loan that making extra payments to the principal to lower the amount of interest charged can be done, but that means making payments every week or even a couple times a week ON TOP of the regular monthly payment, and it looks to only be about $20 difference. If you do get a loan from this lender, know what you're getting into and how expensive it will be. Ask lots of questions and check the small print. Here is a link to their explanation of the DAILY interest they charge on all loans: https://www.onemainfinancial.com/resources/loan-basics/how-daily-simple-interest-works They provide a friendly service that anyone may find themselves needing to use (quick, easy), but it is exxxpensive and unless your monthly total payments equal out to double/triple the set monthly payments (by making daily or weekly payments) you can't get out quickly or without that interest charge being more than half of your monthly payment. That's why your principal goes down so slowly.

Winterbotham Parham Teeple, a, PC

Winterbotham Parham Teeple, a, PC

(5 reviews)

This has been by far the worst decision i've made in finding someone to help me with my bankruptcy…read more The communication is terrible there rude when you call to get updates. they put you on hold for a long time listening to that stupid recording. then they come back saying who's this and how can i help you smh then they put u back on hold to listen to that stupid message again. The Paralegal assigned to my case Angela S. is the worst person ever unprofessional who don't communicate with you when you ask questions or get updates. They promised you the world in the beginning. but once they get u to sign up forget about it it's like you don't exist. And also they don't tell you that you have to do all the paperwork on your own in the beginning. When you ask for help they don't. they say sorry ur on your own. when i told them im not good with computers. I signed up with them in July 2025 and im still waiting for updates of to when they gonna submit my paperwork to the courts. If i where you guys i wouldn't waste your time here with them. Go elsewhere to file. I was suckered in with them telling ohh they could do this and that if you don't hire protection. it was all bullshit. They got me good Definitely terrible experience so far. i wouldn't recommend them for anything. I left voicemails and emails to this day and no response. But when i call i'm the bad one the monster. SMH Worst money i've spended

Top notch lawyers who respond to questions fast and come prepared to court. Make the process simple…read moreto understand and easy to accomplish. 10/10 for Attorney Teeple,and her staff!!

Restore Tech - debtrelief - Updated May 2026

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