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    Restoration Capital

    5.0 (2 reviews)
    Closed • 7:00 am - 3:00 pm

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    Tim Kelly - Atlantic Coast Mortgage - Headshot of Tim Kelly, Sr. Loan Officer at Atlantic Coast Mortgage

    Tim Kelly - Atlantic Coast Mortgage

    (23 reviews)

    Tim Kelly and his team have been impressive from the start. This has been my wife and I's first…read morehome-buying experience and we were referred to Tim and Highlands Residential Mortgage and they made the process clear, understandable and a lot less stress than I would have assumed after hearing horror stories from other friends who have bought homes. Tim and his team sent regular updates as well as informative videos detailing the steps in the process as we went through getting our loan and purchasing our home. Tim went an extra 7 miles by creating short videos specifically to my wife and I, answering questions we had emailed him and he was also always communicating his availability to us if we had questions or concerns. I couldn't imagine someone having a better experience and honestly, just read the emails and watch the videos and you will be well informed and then get the requested documents to them via their app or email and you will have a great experience too!

    This review is long overdue!…read more I worked with Tim and his team in September to purchase an investment property and they were absolutely incredible! They were able to get me from Offer Acceptance to Closing in 13 days which is no small task. Tim and his team are friendly, knowledgeable, and very patient, making sure to answer any/all questions I had. They truly make the process as stress-free as it can be. I have purchased several properties and this team treats you like family. Anyone going through a home purchase knows that there's tons of paperwork and process, but this team never made me feel like I was just a business transaction. I do and will continue to recommend Tim and his team to everyone I know looking for a lender - you are missing out if you don't call Tim!

    Hagan 4 Homes - Debra Hagan, Long & Foster Real Estate

    Hagan 4 Homes - Debra Hagan, Long & Foster Real Estate

    (3 reviews)

    Debra Hagan at Long & Foster did an incredible job helping us get our condo rented -- and fast. She…read morehandled everything with professionalism, clear communication, and genuine care. If you need a Realtor who works hard and delivers results, Debra is the one. We're so grateful for her expertise and highly recommend her.

    Thank God for Debra. I wouldn't have gotten through my first-time home-buying experience…read moresuccessfully without her. Debra's personality as a realtor is just what I needed- she is bold, proactive, assertive, quick-witted, and highly experienced. Her no-nonsense, "go-ahead" approach really came in handy when negotiating- she plays no games with other business people and is straight-to-the-point. She doesn't hold back her opinions and canny observations. She is very smart and quick on her feet. She knows just what kinds of questions to ask and things to point out on-the-spot. Because of her decades of experience, she is always thinking a few steps ahead (or years ahead, if you will!) whenever there is a tough decision to make, such as pros vs. cons, in accordance with her client's particular circumstances and/or preferences. What I appreciated most to this day about Debra was that she did her absolute best to ensure that I was getting fair deals in all aspects (e.g., from the seller to the lender; interest rates to purchase price, etc.), especially since I was purchasing a new construction condo which came with a very "seller-friendly" contract. She always spoke up for me and helped me navigate through some BS which came my way throughout the process. To this day, I feel so utterly grateful and impressed whenever I think about all the effort Debra put in. She went the extra mile for everything she did for me. She was basically always available whenever I needed her. Her heart is truly in this field and in her work, and it shows. She was always looking out for my best interests, and extremely patient in answering my bazillion questions as a first-time homebuyer. One could say she is the type to put their blood, sweat and tears into their work- I think that's the kind of realtor people truly need! I must add: even after I settled on my home and her work with me was all done, about 2 months later one evening I needed help with some questions I had. I contacted Debra out of the blue and she happily came over and quickly assisted me with the matter! Debra is not only my realtor, but she has also been like an advocate and a mentor to me. She is always welcome to come by anytime, and I will be working with her and referring her to my friends in the future! She has become a true family friend!

    Restoration Capital - mortgagelenders - Updated September 2026

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