Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

Working with Dave Soza at Powerhouse Mortgage was easily one of the best decisions we made during…read moreour home buying journey. As first-time buyers with busy work schedules and limited time, my wife and I had a lot of questions, and Dave was incredibly patient every step of the way. He took the time to explain everything clearly, stayed transparent throughout the process, and consistently kept us in the loop so we never felt out of touch. Not only did he help us lock in a great rate on our conventional loan, but he also made the entire experience feel smooth and fast from start to finish. You can tell he genuinely cares about his clients. One moment that really stood out was during one of our home inspections. The contractor needed access to the roof but didn't have a ladder. Dave didn't just stand by, he jumped in with a thinking-out-of-the-box solution and helped make it happen! That kind of resourcefulness is rare and speaks volumes about how committed he is to his clients. If you're a first-time homebuyer looking for someone who is knowledgeable, responsive, and truly goes above and beyond, I can't recommend Dave enough.

Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

We've worked with Christy at MFG Funding Inc/Home Loan 123 twice now and both times it has been a…read morewonderful and stress-free experience! We are first time homeowners and were recommended to work with Christy by our real estate agent. We had an unusual situation since our recent work/income history included a few years we spent as expats teaching English in Japan, and in addition my husband had been working steadily as a contractor for a tech company in the bay area, yet many lenders were not considering his income as "stable income". Christy and her team were able to help us secure financing for our first home at a good rate, and we were able to close on time. Just this summer as rates dropped, we decided to reach out to Christy again in hopes of refinancing our loan for a better rate. She was able to find very competitive rates to what we were finding online and once again, her team worked with such efficiency and speed, we closed on our refinance loan MUCH faster than we anticipated! One thing: mortgages and refinances are not just a one-person job! Success is due to all parties involved including yourself. My advice, make sure you know and have access to all your important financial documents, employment history, tax info, etc.; be sure to respond to phone and email inquiries quickly; be flexible! Then it can be a simple process for everyone. Thank you again Christy and team for all your hard work!!

Uncle Lai (Tommy/Taiming) assisted us with our very first house's refi back in 2000. We been…read moremeaning to reconnect with him to re-fi our current home as the interest rate is so attractive. We finally reconnected with Uncle Lai, and he & his team(Ruby/Donna) diligently completed the re-fi on our home within less than two weeks and got us an excellent rate with no point and no fee. You can't beat that. A huge thanks to Uncle Lai, and we highly recommend HomeLoan 123!!!

We had an excellent experience working with ACG Funding for our mortgage loan process. The team was…read moreprofessional, responsive, knowledgeable, and truly worked hard to help us through every step of the loan process. What stood out most was the value they brought throughout the entire experience -- not just in helping us secure the loan, but in providing clear guidance, fast communication, strategic solutions, and genuine support during a stressful time. They were patient, detail-oriented, and always made sure we understood our options before making important decisions. We genuinely appreciate all the effort and support they provided, and we highly recommend ACG Funding to anyone looking for a trustworthy and reliable mortgage company. Thank you again for helping our family through this important process!

I had an outstanding experience working with Stephen & Louise. From start to finish, they were…read moreincredibly knowledgeable, patient, and responsive. Whether it was answering my (many) questions, walking me through the process step-by-step, or helping me lock in a great rate, they truly went above and beyond. What impressed me most was their attention to detail and how they made what could have been a stressful process feel smooth and manageable. Communication was always prompt, clear, and professional--something that's hard to come by these days. I closed on time with zero surprises. I can't recommend them enough to anyone looking to finance or refinance a home. You'll be in excellent hands!

My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

Wendy has been so helpful during the whole purchasing process. She is responsive to every question…read morewe had. As first time home buyer, we got our loan approved fast and smoothly. Highly recommended!

From the owner: Home loan specialist. Whether you are looking to buy or refi, call us today to see how our…read morecompetitive rates, low costs and various programs can help you!

We picked him as our mortgage broker based on his good Yelp reviews. He is deserved…read more We just applied a small amount, (some broker doesn't like to do it),but he is so professional, and very patient, explained everything clearly. We finished the process by phone, we always get response. He guided step by step, escrow closed in 30 days, and got a good interest rate. My husband and me are the first time home buyer, We are so happy that we found him for our financial needs. We highly recommend him to anyone.

Best agent in services that I have work with. Michael is absolutely amazing. Michael is detail…read moreoriented and always make the best recommendations.

Steven was great and easy to talk to when I had questions. He made me feel comfortable on my…read moredecision and was informative every step of the way. I highly recommend this guy!

My wife and I are first time home buyers and we had a great time consulting with Steven! From the…read morestart, he was very responsive, professional, and courteous. He also took all the time to answer our questions and explain any loan concepts that we were confused about. Working with him really does feel just like working with a friend who has your best interests in mind. We did end up proceeding with a lending branch in our hometown of Irvine, but we want to say that Steven offered us the best rates and service out of any loan officer we spoke to and we would highly recommend his services!