UPDATE: Received a very nice call from Randy. He was unaware of any of these issues. After speaking…read morehe went to work making sure that I got a refund of the balance of my money that was in my account. He also refunded the $20.00 that I was charged in error. I'm changing my rating from a 1 to a 4. Everyone goofs up....its how you deal with it that matters. Randy took full responsibility. What more can I ask?

I procured the services of A Debt Coach in May of 2018. I had fallen into difficult financial times…read morebecause in 2017, I was diagnosed with cancer underwent surgery & months of recuperation. Unfortunately, I used my credit cards to live on. In retrospect, I erred when out of desperation, I decided to enter into a consolidation plan to try and regain control of my finances. I failed to do my due diligence to obtain an understanding of what consolidation companies actually do for people. Simply stated, they call your creditors on your behalf to structure lower monthly payments & APRs. The fact is, you don't need a consolidation company to do this and can do it yourself. At the time I contracted A Debt Coach's services, I agreed to let them debit my checking account in the amount of $190.00 plus a $10.00 fee that is applied towards their services. A few weeks after beginning participation in the restructured plan, I was contacted by a female representative of A Debt Coach and informed that one of my payments was in arrears. I asked how this was possible as they had been managing my payments for approximately two months. She replied that she did not know but asked that I remain on the phone while she called my creditor so she could conduct a conference call. The creditor informed her that one of my payments was late. I interjected and asked how that was possible if A Debt Coach had been debiting my account and submitting payments on my behalf for approximately two months. The creditor stated I owed $2800.00 and that the last two payments were late. He then agreed to amend the due date so that future payments would not be shown as late. I next asked the creditor why I owed $2800.00 while my records showed I owed approximately $1000.00. The creditor's representative replied, "Because that is what our records show." After termination of the call, I informed A Debt Coach's representative that the amount due on the account is incorrect and evidently when my monthly payment was calculated by A Debt Coach, they relied on an incorrect unpaid balance. A Debt Coach's representative said, "The important thing is your record no longer shows that you are late." Evidently, the fact the outstanding balance was in error and much higher than what I THOUGHT I owed, was inconsequential to the representative. In the weeks that followed, I contacted the creditor who refused to investigate my inquiry and said I must look at my monthly statements and research these on my own. I began researching statements and later wrote a letter to the creditor's CEO and filed a complaint with the state Attorney General's office. Within days, I received a call from the creditor's headquarters advising me that someone had submitted a payment paying off my outstanding balance and afterwards, charged more than $3000.00 in electronics. I live in California but the person paying off the debt used a fraudulent check and an address in the city of New York. The actual amount I owed was later reduced to less than $900.00. After obtaining proof that my account had been fraudulently compromised, I contacted A Debt Coach and asked that they please reassess my monthly payment. I was told they could not do so and that I must continue paying the monthly amount of $190.00 plus $10.00. Since February 2019, my hours at work were reduced because of a seasonal decline in business. Coupling this reduction was the fact I fell while at work, causing me several injuries. I contacted A Debt Coach and was informed they could skip one payment to my creditors to help me out but that this could result in being referred over to collections and might cause my credit score to drop. A Debt Coach offered to file a "hardship" request but added there was no guarantee it would be granted. Yesterday, my doctor placed me on Workman's Comp (disability) after an MRI revealed sciatica which Is causing me excruciating pain. Today, I received a voicemail from A Debt Coach advising me that the request for hardship had been denied. I called A Debt Coach and asked them to cancel all future payments after 6/25/2019. I explained that my income is too low to continue paying $200.00 a month. The representative informed me that if I terminate my agreement, creditors could refuse to enter into another agreement & return my APRs to what they were before consolidation agreements were entered into. She transferred me to a "counselor" named Brian, who she said could work with me. Brian immediately said he would cancel my account. I asked that he please provide a list of the names of my creditors. At 2:20 p.m. (PT) he said he would email this to me in "5-minutes." At 4:02 p.m. I called because I never received Brian's email. Anna answered the phone & said she would "mail" this to me. Brian not only failed to follow thru, he also wasn't impelled to inform me he would not be emailing the document I requested. AVOID THIS COMPANY.

Good Insurance agency, I've been with them for years. They have always been very helpful. I will…read morestay with this company. Verified client, just under 10 years.

We called initially to inquire about the services they provided. They had what we needed and I'm…read morewriting to say we were exceptionally happy with them. They had prompt responses, the cost, the communication we received and how well they resolved our issue were all very much appreciated and well done. We have used them more than once based on the service we received. We highly recommend them if you need a quality company for any of your investigation needs.

We've been with VanWeelden Financial Group almost 17 years so we can speak to a long term…read morerelationship. Frankly, we should have joined the practice SOONER! Their care and oversight of our portfolio has been great and they listen to us very well! We HIGHLY recommend VanWeelden Financial Group!!

I've been with Burkhart Insurance for a little over a year now and so far nothing bad to say!…read more Decided to switch insurance providers last year after a mediocre experience with Allstate and after I heard that rates at local independent agency's were better. So, when it was time to buy a home last year I called around to some independents and got several quotes. Burkhart had by far the most to offer as far as plans and had the best pricing and customer service. I spoke with the owner originally and he helped guide me to the best policy for me. I ended up bundling to save on moola. Fast forward to this year when I got in a auto accident. I received multiple calls from Burkhart and from my insurance provider, Safeco, to not only check on me, but to help guide me through the process. I had many questions and they followed up with answers and really made my life as simple as they could. While I do love dealing with this Agency, let's hope that I have a good year coming up and wont need to call them for anything!

I've been with Burkhart Insurance for many years and they are fantastic. Always willing to help…read moreand look for the best deal with the best insurance company. I am not the easiest customer to deal with and they are always friendly and willing to go the extra mile. I recommend them highly and will be a customer for life! Sign up with them with confidence - a great company.

My wife and I meet with Tom for a consultation for our future money concerns. We were referred to…read moreTom by a family member. Tom could have not been any more helpful with our meeting. He was very informative and his knowledge was very helpful. He gave us great advice on our current investments and explained to us what we can expect for our upcoming future. This was all done complementary and we felt totally not rushed and so comfortable with Tom. He explained how future meetings would benefit us. We determined and with his agreement that we were on a great path and a future meeting would not be needed till a few years from now. He was polite and most important honest in our assessment. We will 100% contact him in a few years. From our meeting I would highly recommend Thomas.

Dylan Smith is excellent. I needed a post decree attorney to represent me and my autistic son…read more Dylan Smith at this firm is a first rate attorney, and stands above any attorney I have every worked with. He took the time to completely research and understand my complicated situation. He was the first attorney that I have retained that ACTUALLY took the time to ask me about my son, and read through all of the Our Family Wizard correspondence to understand the person that we were dealing with. In court, he is a poised gentleman, excellent communicator, and expert attorney. He guided me through an extremely stressful case. If he would have been my first attorney 12 years ago; I could have avoided YEARS of torment and anxiety with my sons father, and saved thousands of dollars wasted trying to retain an attorney that will go the extra mile for his clients and truly cares. Sara

Nathan was very helpful but not pushy at all, which is huge plus. One of the biggest deterrents…read morewhen shopping for insurance is pushy agents. He explained the coverages in a way that makes sense. I greatly appreciate how easy he was to work with and made switching insurance much more pleasant.

Nathan was very informative about the policy and professional. Nathan was courteous in his…read moreconversation and was precise about the coverage that I would receive with my policy.