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Primary Residential Mortgage

4.5 (8 reviews)

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Transparent Mortgage - Beau H. - Owner - Mortgage Professional Since 2003 | Mortgage Lender San Diego

Transparent Mortgage

(171 reviews)

Miramar

Working with Beau has always been such a pleasure. He is an absolute wealth of knowledge for…read moremyself and my clients. He is fully transparent and does a wonderful job guiding my clients every step of the way. When I work with Beau, we always make it to close on a new home for my clients and it is a joy for all of them. He is a breath of fresh air and has become a friend along the way

I didn't end up originating my mortgage through him, but I just had to come on here and say I…read moreHIGHLY recommend Drew Clemans for your mortgage origination needs. Throughout my entire home buying process Drew was generous with his time and expertise, literally every step of the way. His bio mentions that his approach is rooted in education, and that really came through in my experience. He took the time to make sure I understood what was happening and why, which made the whole process feel a lot less overwhelming. His advice was thoughtful and tailored to my situation, never generic or salesy. He knew I already had a lender but he was still willing to give him time and advice with no strings attached. He also connected me with a homeowners insurance agent who ended up getting me a much better policy than what I was originally planning to sign up for. That referral alone made a huge difference. Drew is the kind of person you want in your corner when you're navigating the home buying process. Knowledgeable, kind, and genuinely invested in helping people. I truly can't recommend him highly enough.

The GreenHouse Group - Jeremy & Jesse, Co-Founders

The GreenHouse Group

(438 reviews)

Normal Heights

Jesse and his team totally kick ass selling our house. Couldn't be more happy how easy it was with…read morehim. The only problem was I couldn't have him for our new house though... I'll just say not all Real Estate agents are created equal... Jesse is a real alpha, if you just let him do his thing and follow his direction y'all won't be disappointed. We had our buyer within a week of our listing going live and had several bids... in December at that... Thanks Jesse and the team at greenhouse Group -Matt/Cherie

My husband and I recently bought our first home, and we truly couldn't have done it without the…read moreincredible team at the Greenhouse Group. Our realtor, Craig, was amazing from start to finish. He helped us search for the right place and offered thoughtful, honest advice throughout the entire process. One thing we really appreciated was that we never once felt pressured to make a quick decision. Craig genuinely wanted us to find a home that we loved and that he himself would feel comfortable living in. He was also extremely diligent during the home inspection process, which gave us a lot of confidence and peace of mind. Craig went above and beyond in ways we never expected. He even took the time to make a YouTube video for my husband to show him how to handle a few DIY things around the house. On top of that, he had several hour-plus phone calls with my husband just to walk through the escrow process in detail and make sure we truly understood everything that was happening. That level of patience and dedication meant a lot to us. At one point Craig had even injured his foot, and despite that he still showed up to help us view homes. That kind of commitment really says a lot about the kind of person he is. We also want to give a huge shoutout to Jeremy, our mortgage officer. Buying a home is one of the biggest financial decisions you can make, and Jeremy did an incredible job walking us through everything step by step. Our loan situation was a bit complicated in the beginning, but Jeremy gave us solid advice and helped us get to where we needed to be in less than a year. He always made sure we understood the financial side of things and felt comfortable with the decisions we were making. Jeremy also showed us that having a strong relationship with lenders and simply being a genuinely good, personable person who's easy to talk to can make a huge difference in getting a loan approved. On top of all his professional accolades and knowledge, he's someone who is approachable and easy to communicate with, which is honestly a rare quality and something that made this whole process so much smoother for us. What really stood out to us about this team is that they're not just a realtor group. They're a group of people who ended up becoming our friends throughout this journey. They made it clear that if we ever have questions down the road, they'll always be available to help, no matter how long it's been since we bought our home. That kind of long-term support means a lot. Overall, the entire team was incredibly helpful, communicative, and trustworthy. We always felt like they were truly in our corner. The constant communication between everyone meant we never went a day wondering where we were in the process. Even though we know they work with many clients, they made us feel like we were their only ones. We're so grateful for their support and guidance during such an important milestone in our lives. And when the time comes for us to buy or sell again in the future, there's no question -- this is the team we'll be working with.

Alpine Funding - Old Arbor Mortgage

Alpine Funding - Old Arbor Mortgage

(3 reviews)

Sure...there are lots of folks in the residential real estate profession - pretty much "a dime a…read moredozen." But because of our positive experience with Alpine Funding, I felt it the right thing to do to give accolades to Steve Ventimiglia of Alpine Funding, Inc. He is the consummate professional. He is not the pushy, condescending or cheesy real estate type which is all too common in the industry. And "no," the property purchase/sale does not have to be in the east San Diego County area. Here's how I met Steve Ventimiglia and why I highly recommend him as a real estate agent or loan officer. Yup - he does both. We sold our house just recently in Clairemont and the buyers used Steve as their agent and loan officer. I was very impressed how he worked with us and our agent. Although he represented the buyers, there was never a hint of an adversarial relationship; mainly because of his friendly and pleasant personality. He made it a point to update us with status in a timely manner and always returned phone calls and e-mails promptly. Although he represented the buyers, he worked as a friendly advocate for all parties. Because of our positive experience with the sale of our house, we decided to use Steve as our loan officer for the purchase of our new home in University City. And I am sure glad we did. He locked us into a great loan rate just before it leapt up another 1/2 point. We even ran into one obstacle which Steve helped resolve : we had reached the final phases of escrow and the lender we were working with all of a sudden decided not to fund the loan because of a peculiar room addition. Steve quickly took action and produced an eloquent letter justifying why funding our loan was very low risk and sent it immediately to the lender; but at the same time, he was already contacting other lenders (just in case the current lender wouldn't budge with their decision). Fortunately, our original lender decided to fund our loan. I give a lot of credit to Steve because of his exceptional communication skills. In conclusion, anyone who needs a qualified real estate agent or loan officer should give Steve Ventimiglia a call. I think you will be satisfied.

As a Realtor in Los Angeles, I cannot "sing" the praises of Steve Ventimiglia enough! My clients…read morewere turned down for financing to purchase real estate by several lenders including Wells Fargo and Citi Bank. I convinced my Buyers to try Steve Ventimiglia of Old Arbor Mortgage telling them that if Steve Ventimiglia could not get them financing to purchase real estate, absolutely no one on the planet could. Sure enough, Steve Ventimiglia was able to get my clients pre-approved for financing and was able to close my escrow in less than 30 days! Steve Ventimiglia has closed all of my real estate deals in 30 days or less resulting in my clients thrilled as well as me. Anyone looking for the best financing service. Call Steve Ventimiglia. Anyone looking for financing when turned down by other lenders, call Steve Ventimiglia. Anyone needing their escrow closed fast, do call Steve Ventimiglia! Yvonne Hefner Sur Realty Hollywood Hills

Griffin Funding

Griffin Funding

(168 reviews)

Banker's Hill

Aloha. If you need a lender who actually understands real estate investing and doesn't panic at the…read morefirst sign of a complication, look no further than Griffin Funding. I worked with Marina Oliver and Shell Contizano on a cash-out refinance for one of my vacation rental properties. Because the property has an ADU and my financials involved multiple businesses, a standard loan wouldn't work. Marina expertly guided us into a DSCR loan. Along the way, our title report pulled up an old judgment that wasn't mine and a pending insurance lawsuit. Where other lenders would have backed out or delayed for months, Shell and Marina communicated clearly, told me exactly what documentation they needed (like an identity affidavit and an attorney letter), and pushed the file through underwriting without missing a beat. They put in the elbow grease and got it done. Five stars all the way. Mahalo!

As an experienced Asset Manager with a company overseeing a portfolio of properties, we are sharing…read moreour experience with Griffin Funding for the benefit of the public seeking mortgage loan/brokerage services. * We engaged Griffin to advise us on options for a DSCR 2nd Loan (i.e. 2nd-lien priority). After many hours of extended discussions and emails over many months with the Loan Officer we felt our situation was clear and a subject property for the loan was selected. * We were given verbal assurances that based on the estimates, projections and models shared and discussed, based on the cashflow and DSCR ratio of the property, a loan would be approved. * An appraisal was then requested and ordered by Griffin. We paid $825 for the appraisal fee. * We then stated the loan amount could be adjusted to meet the DSCR ratio requirement. In the meantime, we met on-going, voluminous documentation requests. * Thereafter, the Loan Officer informed us there was a $100K minimum loan policy but agreed to lower the loan amount to $60K in order to obtain approval. At the same time, the Loan Officer stated the appraisal had nothing to do with the loan approval. * Next, we were told that Griffin would not allow an exception to their $100K minimum loan policy and therefore could not approve the loan. The Loan Officer then (again) proposed we switch to a 1st-Lien Refi (requiring a refinance of the entire loan balance from approximately 3% to 9%+, an option we clearly ruled out at inception). * At that point, we requested the $825 appraisal fee be refunded given the minimum loan policy was not made clear at the outset and the Loan Officer stated the appraisal had nothing to do with the loan approval. Surprisingly, our request for a refund was met with immediate rebuttals, reprisals and accusations. When we referred the matter to the CEO of the company noting Griffin's standard email footer "...our CEO would love to hear from you...", after approximately three months we received an email response. Rather than reaching out to discuss the specifics of the situation, address concerns and consider a reasonable resolution, we were again met with absolute rebuttals and refusal to take any further action. Upon expressing our dissatisfaction once more the response was "...refer all correspondence to our attorney...". In our opinion, individuals and businesses seeking real estate funding/loan services are well-advised not to engage Griffin Funding.

Mike and Jessica Wolf Team - Coldwell Banker West - The Wolf Real Estate Team Consists of Mike and Jessica Wolf. For over 16 years we have helped folks throughout San Diego County

Mike and Jessica Wolf Team - Coldwell Banker West

(150 reviews)

Banker's Hill

Working with Michael was one of the best decisions I made when buying and selling my home. His…read morelevel of professionalism, market knowledge, communication, and calm problem-solving was extraordinary from start to finish. My sale involved several unexpected challenges, including complex HOA and lender requirements that could have easily derailed the transaction. Michael handled every issue quickly and strategically, coordinating between the lender, escrow, HOA management, and the buyer's side with total clarity. Throughout the process, he kept me fully informed, protected the value of my sale, and made sure every detail moved forward on time. What stood out most was that Michael never pushed for the easy route. He advocated for me, maintained pressure when necessary, and always explained both the strategy and the reasoning behind it. His negotiation skills were exceptional, resulting in a strong offer well above the list price. To make it even more amazing, this was achieved during the slowest time in the market: November/December! He created excellent leverage for buyers exactly when it mattered, turning an unprofitable sale into a very profitable one! Every part of the sale was handled well. His preparations for listing, pricing recommendations, marketing strategy, and buyer communication were spot on. His team was insanely responsive, organized, and proactive. Even with the complications we encountered, I always felt 100% supported because Michael remained calm and solution-focused. I cannot recommend Michael and his team highly enough. If you are buying or selling in San Diego, you genuinely will not find a more capable, trustworthy, or skilled agent. He truly exceeded every expectation I had!

I'm a retired, oceanfront, condominium, developer, and marketer with decades of experience in real…read moreestate. Rarely have I found a service such as Mike and Jessica provide that compares to their level of professionalism, knowledge, responsiveness, and caring that they bring to the table. From guidance on pricing and timing on the listing, to staging and a host of other prep items needing attention, to the entire quick sales process and closing, Mike and Jessica are second to none.. If you're thinking of listing a property in San Diego and you're fortunate enough to know about the Wolfs, I would look no further. It simply does not get any better than this amazing team!

Primary Residential Mortgage - mortgagelenders - Updated May 2026

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