I've been at this branch two times, and each one has resulted in a nightmare of issues. First time…read moreI deposited a large check... I already had money in my account. The teller made a mistake with the check deposit that caused small payments from my account days later to pull from my savings and incur overdraft protection. It turns out (after four hours of phone calls and trying to correct the issues) that the teller had not properly entered the deposit, which effectively put my whole account on hold rather than the deposited amount.
Second nightmare happened when I went to withdraw some cash. The amount was $400, so a little more than lunch money. I went to one of their modern indoor ATM units, having never used one of those before, I thought they were cool. They aren't. The machine didn't dispense the money. The branch manager was less than helpful and had an assistant pretend to put me on a priority call to resolve the issue, whom lied to my face as he pretended an automated message didn't just inform him that I'd be waiting on hold for over an hour (he was on a handset, but the volume was loud enough that I heard it too), put it on speaker, saying an agent would pick up in a minute, and then the message about an hour wait repeated while he feigned surprise. Just what I need to build trust and confidence in my bank. Since that time I have been lied to by four more agents of Bank of America, first telling me the $400 would be in my account the next weekday, then that an investigation would take several weeks, and on another call the agent told me they saw the ATM reported a reversal and the money would be in my account in one day, then I was told three days, then I was told 45 days while they awaited information from the "merchant"... that would be themselves. Then I was told basically that all those people were wrong and that it would take 14 days due to my account being less that 90 days old. Mind you, the problem is that their indoor ATM machine which most certainly has been balanced in the five days since this happened didn't dispense the money to me, and reported this very problem according to an agent I spoke with on the day of the event. Yet, for the idiotic reason that my account where I've already set up auto deposit, moved all of my life over to, and also opened a savings and business account... all of that and they can't credit the $400 their ATM didn't dispense to me back to my account ... because I'm a new customer. They have literally stolen $400 from me and are not returning it to me, and I'm getting a runaround. They're treating me like a criminal. It's My money... not theirs. Due to their continued lies, double talk, and incorrect expectations, I've now wasted five hours on the phone being lied to and getting nowhere. If the last promise falls through again, I've already covered my bases by filing a police report of the theft, and I will follow up with that after ending my relationship with Bank of America.', despite the hassle that will cause. The current promise is 72 hours ... 2PM Saturday. ( and they told me they are open to do this Saturday).
I'd give them "0" stars if I could.
Oh- and one more disturbing nugget of information.... I asked one phone agent how often they deal with ATMs not dispensing funds (I've never experienced this before), and the answer was that they handle about 80 a week..... that's just one agent!!!