My husband and son both recommended Point Breeze to me. I went on line and applied and that same day was contacted by Rosanna. She was both friendly and very helpful. I also had the pleasure of having Jennifer Bock assist as Rosanna had to leave. I like that. I was not just put off because someone left, I was actually cared about enough to have another specialist contact me to continue with my loan application. Jennifer has been awesome, and only because of my circumstances (not through any fault of PBCU) my application couldnt be approved in the same day. So once I had all of my documents that were requested and needed to continue I got back in touch with Rosanna and she let me know within the same day that I was approved!! Again, I was able to speak with Jennifer and she (and Rosanna) both put my worries at ease and have been there throughout my process. I have never been treated so professionally or been shown such respect in all the years of doing banking, and loans, etc. PBCU has my business for life. I am thinking of switching to them for everything! read more

I've been a point breeze member for over 20 years. And I've referred friends and family there many times. I have always used them for auto and motorcycle loans, you really can't beat the price and service. Recently I refinanced my house, and I really shopped around. Nobody came close to the rate and terms I got from PBCU. A couple of the mortgage companies straight up told me I should jump on that. They were almost a full percentage point better than the others and I didn't have to pay points or go FHA. Closing happened within 30 days and they were able to get it all done quickly and efficiently. Closing was a little out of the way up in Towson, but all the application and forms were able to be completed electronically. It's really nice dealing with a local bank that cares about you and your family. While they don't have many branches they also have a nice network of partner banks and ATMs you can use. I strongly recommend them to anyone looking for a mortgage or a reliable friendly bank with great rates! read more

I have been a loyal member to point breeze for almost 20 years . car loans banking etc . today I went in for financial assistance. I was only there to withdraw money for an urgent need and was feeling very stressed. I went into the branch today and I met with one of the representatives. I cannot remember her name because my mental space is already blocked. However, she was at the Rosedale branch she has an office to the left as you walk in the building and she's in the office at the far left. She was amazing gave me more information than I even thought was available she gave me options and I walked out feeling so much better I was able to mentally create a plan based off all the information she gave me. I am so sorry. I don't remember your name, but you are a blessing and I thank you for the assistance and patience and all the information that you were helpful with today.In would have given 5 stars but the option for auto transfers to CD's was not an option and needed .. read more

PBCU has been a blessing for us! They've held our auto loans, a few personal loans, and now our mortgage and we truly could not be happier...what a relief! We've been with PBCU for about 12 years now and I cannot think of 1 bad thing to say; seeing the negative reviews posted is honestly shocking to me! We always have great communication with them during a loan process, not one time have they left us hanging or didn't respond to an email or phone call. When our other bank let us down, PBCU was right there to support us, they are now our main source of banking. My only recommendation would be to open more locations. :-) Even so, being in PA, they hired people up here for us to work with to avoid us having to travel to MD to sign papers. So convenient! Knowing they now hold our mortgage is such a relief and we are truly grateful for their efforts. Highly recommend! Thanks, PBCU for coming through for us once again!! read more

I would like to tell everyone about the wonderful experience I had getting a 2nd mortgage with Point Breeze. Bridget the mortgage representative(Philadelphia Rd) there was so nice and helpful through the entire process and it was made taking out a mortgage such and easy process. I highly recommend anyone looking for a mortgage give her a call and she will make sure your needs are handled quickly. I have been back with Point Breeze now for about 5 years. Over 25 years ago I started with Point Breeze buying my first auto in Hunt Valley. I can see over the last 30 years that their commitment to customer service has never wavered. It is employee's like Bridget that makes Point Breeze the credit union that it is. They hire only the best employees that will strive for the best customer service. Feel very valued. Robert read more

We've only been members for a few months, but the interactions at the Westminster branch (when we open our account) and with their loan department (Bridget specifically) have been top notch at every step. Sure, there are issues that surface, but the friendly and helpful manner in which every person has taken that I've interacted with have been wonderful. We did our entire loan process (except closing) on-line and it was completed, approved and closed in 60 days - thanks Bridget! Like anything in life, you always have little issues to tackle like ordering an ATM card, ordering checks, setting up an on-line account w/ Bill pay, etc. Again with every call I was greeted w/ polite and helpful folks that handled my questions. A really great experience that I hope lasts for years to come! Nice work Pointe Breeze! read more

My first encounter with Point Breeze was over 3 years ago when I purchased a vehicle and they offered me an excellent rate, far lower than any other auto lender. Then two years later I needed a loan for my wedding and Point Breeze came through again with fast friendly service. Recently I needed to extend my loan for an emergency. I was contacted by loan specialist Amber White and with her fast friendly service she was able to provide a solution to meet my needs all while communicating electrinically. Every experience I have had with Point Breeze has been a positive one. While I conduct most of my business online, each branch I have visited has given the same fast friendly service as well. I am happy to be a member of this credit union and would recommend them to everyone. read more

Hello. I recommend Point Breeze Credit Union for your banking needs. This month I was short of money and my account was negative. I was able to get a loan in three hours. I got enough to pay off my car loan and still have enough remaining to take care of my financial obligations. My monthly payment is under 100 dollars. I'm very happy. I had not realize how much financial stress was affecting me. The loan officer was very patient and kind. She sent me the forms to my email. I signed them and returned them to her and, the money is in my account right now. I thank God and I thank Point Breeze Credit Union. They are prompt, thorough, professional and emphatic. Thanks very much Point Breeze Credit Union. I really appreciate you. Thank you for your service! read more

My husband and I recently applied for a person loan. I met with Amber in the Point Breeze Rosedale location and she answered some of the questions I had and told me that If I wanted to continue with the loan process we could actually do everything electronically. My husband called yesterday 5/7 to start his half of the process and Mrs. Amber called me right after she got off the phone with him and stated my part of the loan. Today is 5/8 and the loan part is completed. Everything was smooth and very easy. Any question that I had she answered back right away via email and made me feel so comfortable. I would refer any friend/ family to this credit union. Plus they have great interest rates if you qualify. read more

I had purchased a vehicle a little over a year before I decided to refinance with Point Breeze. Each time I called and went into the bank, I was greeted by Rose M. She was outstanding, patient, knowledgeable, and helpful, and really knows what the member needs! Rose Referred me to Jennifer B in the refinancing, who also was amazingly helpful and patient. The process was simple and efficient, thanks to the amazing customer service rendered by Rose and Jennifer! Customer service is key to retain customers and Rose and Jennifer made me feel comfortable about my decision to refinance, and I would recommend this process and these specific individuals to my family and friends! read more

I have had a motorcycle loan and now a second mortgage to build a garage with PBCU. The loan officers Bridget K. and Michelle G. as well as the loan processor Candace H. were all very responsive, courteous and extremely helpful. There were no difficulties or miscommunications in what most people would consider a relatively complicated process. The online loan documents were straight forward and easy to complete. If I had any questions they were resolved with an email or a quick phone call. I have most definitely recommended PBCU to friends and family. Be prepared, get all your documents lined up (they give you a check list) and everything will be smooth sailing. read more

This Summer we joined Point Breeze cu for the benefits based on what our friends were telling us. I started looking for a full size truck in October and was absolutely blown away by the interest rate we received. Even our salesperson says it's an awesome credit union, he was spot on. Our loan specialist Ms. Olga Ramos was spectacular. She was exactly what we hoped for and expect in a loan specialist. Ms. Ramos is extremely thorough and patient with all of our questions and treated us like we were her only customers. She made what is normally a nightmare, a breeze. Thank you for your patience, and professionalism, The Goodman's read more

"Great" does not accuratly describe the care I received from Catherine C. She was professional, accurate, and made me feel like a human being during the entire process. She kept me updated the whole time, knowing this was an uncomfortable situation for me. She listened to my issues and did everything in her power to help me, and she did in fact figure out my issue on top of the circumstances. You can absolutely tell that she takes pride in her job, and cares about the work she does for Point Breeze and the customers. I would HIGHLY recommend her for any issues you have when going into the Rosedale branch. read more

EXCELLENT client service. I had an issue that I was beyond upset about. I was upset to the point that I wanted absolutely nothing to do with them anymore and was ready to close both my accounts with them. I called and asked to speak with management and got a call back from Shannon Carter. Shannon was expeditious in both her response time as well as the rectification of my issue. In the end, I am still a happy client there and would recommend Point Breeze to anyone who cares about great customer service from employees that care. read more

The service at this place is incredible! Hands down the best customer service I've ever experienced with a financial institution. They genuinely care about the customer and go above and beyond to help you accomplish your goals. I was a customer of a major bank for 30 years and tried Point Breeze for some transaction. I was sold immediately and completely left the other "giant" to take all my banking and loan needs to PBCU. Thank you to them for all they have done for me. I would highly recommend them! read more

Jennifer L. gave a phenomenal customer experience to me and my daughter. Jennifer was very patient and kind, showing a willingness to help. Jennifer was very knowledgeable and efficient. I applaud Jennifer's exceptional customer service. I recommend recognition for excellent customer service. Jennifer made us feel welcome and didn't rush the process. Thank you, Jennifer, for such a memorable experience. I hope your colleagues demonstrate and mirror your kind, efficient, welcoming, and willing skills. read more

Makayla B. was a wonderful person to work with! She helped set up my checking and savings account today and she was so personable, funny, and helpful with the entire process. Her knowledge of point breeze credit union's policies, procedures and general information helped guide me to what I think is the best decision I've made in a long time. I recommend point breeze credit Union to anybody, but if you're going in and want to see somebody in particular, I recommend Makayla B. She is awesome!!!!' read more

Amber White is a Consumer Loan Specialist for Point Breeze Credit Union. My husband and I reached out to Amber to refinance our truck, as well as purchase a new SUV. Amber worked very quickly, and efficiently, and helped us obtain our loans in no time. She's very professional AND very down to earth, and takes the extra time to help and understand your personal needs. I'd highly recommend Amber, and am so thankful to have found someone so helpful! Thank you for all that you do, Amber! :) read more

I just wanted to take a minute to tell you what a pleasure it was to go through the refinance process at PBCU. We worked with Bridget Kastner, who was simply amazing in every way. Bridget was diligent, responsive, creative and so personable. She kept me in the loop throughout the entire process and always returned my calls on the same day. She made the process as painless as possible. If I ever need mortgage financing in the future, I'll be back and will definitely ask for Bridget. read more