Ok. So. Here I am writing a review for a finance company. Now, any other transaction and I wouldn't…read morebother. But, the team here, especially Tom Soini, are amazing. This was the smoothest, quickest, easiest transition I've EVER done in my life. Not only was everything DURING the process easy, but afterwards when I needed info Tom was quick to help, SEVERAL TIMES even when I was no longer "his problem." It has now been 45 days since we closed, a couple weeks ago I needed some info for my kids school that I couldn't get the title company to provide, Tom to the rescue. And today I needed a phone number for a company (I lost the number for a warranty issue), Tom is on the case! He was always easy to reach, quick to reply and did it all with a great attitude. I know this isn't a restaurant review so it won't get as much notice but I can't say enough good things about this company. If you have a choice while shopping for mortgages, call this company. I promise you'll be pleased with their service.

My wife and I are in the process of buying our first house. We realized the house we were…read moreinterested in needed some work, so we started looking at 203k loans. We were preapproved through Rocket Mortgage and had a locked in interest rate of 3.5% prior to looking for 203K loans. Ultimately, we started working with AmeriFirst Financial Corp dba AmeriFirst Home Mortgage on 7//19. We were preapproved that day for $320,000 and began looking for contractors to perform the renovations. On 7/11/19 we met with the loan agent in person to complete the loan application. During our meeting, a estimated cash to close worksheet was provided stating that we would owe $21,558.92 at close. We reluctantly signed due to the house we wanted to purchase being a relocation and the seller was getting nervous we could not secure funding for the 203k loan. On 7/14/19, while I reviewed the AmeriFirst form, I noticed a line item for Loan Discount Points in the value of $8,709.94. Upon researching the topic, I learned they are not a necessary item, and informed out loan agent that we did not wish to utilize them. Of note, the interest rate placed on the 203k loan sheet was 6.125%. We were assured that upon completion of the renovations to our home, we could transition to a traditional loan and use the equity built into the house as our downpayment. When confronted about the loan points, we were told they were necessary due to our credit scores and they could not be removed. Yet in 3 months when the renovations were completed, we were supposed to transition to traditional loan and the loan points we purchased would be void. It is clear that this company is pressuring first time home buyers to spend more money than necessary and do not care about helping rebuild credit, as the company touts.

American Pacific Mortgage's Austintown Branch is run by a very professional, friendly, and no…read morepressure team, that will do what is best for their lenders.

I had the best experience refinancing with Top Flite. Ryan Cuffle is a joy to work with. He really…read morecares about his customers. I highly recommend!

I talked to one of the mortgage lenders with AmeriState and after talking to them I informed them…read morethat I was not interested any longer. I like many others have mentioned are still being contacted even after I have told them I wasn't interested in their business. How many times does one have to say NO till it registers that they are now calling my phone number and harassing me. Last time I checked a courtesy No means No. I am on the verge of calling my states mortgage licensing department to see what it can do by removing this predatory mortgage lender from operations in my state.

Got the same exact experience as stated in the previous comment by Chiru…read more Got multiple calls day and night from AmeriState. They even got a hold of all the numbers under my phone plan and relentlessly harassed them for my whereabouts.

Contacted him to list my property. He was suppose to get back to me the next day and he never did…read more What kind of a realtor don't follow up with a listing? a complacent one. would not recommend at all

Dennis and his team were very knowledgeable and helped guide us through every step of the home…read morepurchasing process. Dennis was timely in his responses and we always felt as though he made time for our questions and concerns. We would highly recommend his services.

I've had an account here for 20+ years and have always been treated well by this place…read more After all these years I feel I need to leave a review to give a special shoutout to one of their tellers, Lorraine. Unfortunately during these crazy times, their lobby is closed and they're basically running the entire bank from only one drive-thru lane and the line is usually wrapped around the building. I had a banking need yesterday that was time-sensitive, and because of, Lorraine went above and beyond to insure things got taken care of.