Amazing support from Peter Barnes, Holly, and the entire team. They helped me secure my mortgage and remortgage very efficiently, always finding the best options tailored to my needs. I truly appreciate their expertise and responsiveness. Definitely my long-term partner for financing! read more

Peter, Holly, Gabby and the entire Cross Country Mortgage team are incredibly professional and we can't recommend them highly enough. They guided us through the entire process of securing the best products for two transactions recently, steering us through the roadblocks until we speedily closed. Most important, their approach is to educate and inform - every question was immediately and respectfully addressed - by phone and through email and their portal. Thank you, Peter and team! read more

Team Peter at Cross Country Mortgage was absolutley excellent! I literally could not have made my home purchase with their incredible expertise, dedication, and creative thinking. They had access to a wonderfyl array of mortgage products and helped me find the perfect fit. My turn around was tight and they rolled up their sleeves and worked so incredibly hard to make my loan happen. I am typing this review from my new wonderful home - thanks to this awesome team! read more

It's hard to believe now, but just three and a half weeks ago, I was a naive first-time home buyer, overwhelmed by the fact that my very first offer was accepted. Holly, Peter, Gabby, and Kristen immediately sprung into action, orchestrating an exceptionally smooth 14-day close. Throughout this inherently stressful process, the team was remarkably responsive -- working closely with my fantastic agent, checking in constantly, and always available via email, text, or phone to provide detailed answers and assuage my anxieties. More than just professionals, they are kind, patient, gracious, and genuinely a pleasure to work with. I couldn't have asked for a better team in my corner. Thank you all! read more

Great experience all around. Great people and talented team. Very good at what they do with timely, detail focused work that helped us get positioned to get our first house successfully. I definitely recommend them if you are starting the process or need a better fresh start. read more

We had a great experience with Peter and team! They were fast, incredibly responsive, and a joy to work with!

Holly and Peter's team helped us seamlessly and quickly navigate the process of a quick 14-day escrow to buy our first home! What could have been a very overwhelming process was made so much easier by Holly and her team. I appreciate them so much for helping us get the best rate on our mortgage so we could buy a home for our family of three! read more

Just partnered with Peter and team on my dream home and they're still absolutely incredible. Everyone on this team is highly responsive, thoughtful, and hyper organized. Holly and Lili answered or returned my calls within minutes. This makes ALL the difference when you're trying to move fast in a competitive market to seal the deal! The team executed my pre-approval and full loan funding process speedily -- thanks to their streamlined work I was well-positioned to make a strong offer with a very short close when my dream home came along. I cannot recommend the whole team enough! read more

Can't say enough good things about Peter, Holly, and the entire team. Peter came through for me after the loan officer at a "traditional" bank realized they gave me the wrong underwriting terms - after we had already submitted an offer! They took what was for me an incredibly stressful situation and helped me feel confident that they'd be able to put together a package on the terms we were looking for, and they did so incredibly quickly. Great communication throughout, helped address issues (and answer all my questions) that came up super fast, and provided great recommendations for other services we needed (e.g. home insurance). From the front office to the back office it was truly a pleasure working with Peter and the team - you can't go wrong. read more

I am so happy that we worked with Peter, Holly and their wonderful team to finance our first home purchase. I talked to a number of brokers and what set them apart was the personal attention we received, their local expertise in the notoriously challenging Bay Area real estate market, and their ability to be more flexible on financing options than the large banks we talked to. When I first reached out, Peter got on the phone with me immediately and walked me through the process and also explained how his team would help us bid competitively for a home in the daunting Bay Area market. Then I worked closely with Holly to get us pre-approved and price our offers before submitting bids. Their customer service was unmatched and I was able to get a hold of them quickly when we were anxious to put together a bid or had questions we needed answered. When we successfully bid on the house that became our new home, Holly worked with me tirelessly to get everything ready for a smooth close. She was so proactive and we had literally a dozen phone conversations within a 24 hour period as she helped us lock down a rate that was favorable in a time where interest rates were increasing rapidly, sometimes jumping from one hour to the next. Every minute counted and Holly made sure we got the best rate possible. On the day of closing, Peter and my real estate agent were grabbing lunch and they called me together to tell me the good news that everything was finalized and we now owned our first home! Afterward I had some issues getting a refund from the FAIR plan that was accidentally double charged during closing, and Holly went out of her way to help me recover the funds and kept following up until I got the refund check. This is a company that truly cares about their customers. I am so grateful we have them in our corner and highly recommend working with the Barnes team! read more

The Barnes team were wonderful to work with, answered any questions we had quickly, and helped us close our mortgage quickly when we were under contract! Would recommend. read more

Holly and Peter are best dynamic duo to team with if your looking for a home. Holly is extremely knowledgeable and answered all my questions. Look no further if your reading this review! I have talked to so many mortgage advisors and none of them were as great, patient, intelligent, and knowledgeable about all the products out there to close on your dream home as Holly was. Holly and Peter are the best advisors you want to work with. Trust me when I tell you, they won't let you down. I was able to purchase my dream home for my family thanks to Holly. She did everything in her power to make sure our home purchase closed on time. My family and I couldn't be more happier! Huge thanks to Holly. Thank you Holly for everything you have done for me and my family! You were wonderful to work with you. We are no longer paying our hard working money to pay off someone else mortgage. We are now paying towards our best investment, our Dream Home! Thanks again Holly! read more

Peter and the team are wonderful to work with. They were knowledgeable, organized, and just generally lovely people. We were able to close incredibly quickly (which is an expectation in the competitive Bay Area real estate market), and they made the process as painless as a mortgage can be. They are also knowledgeable about the quirks of the Bay Area market in a way a national bank won't be, which pays off when you're writing an offer. You won't regret working with them! read more

Peter was super responsive and helped answer all our questions. He and his team were so organized and able to provide us real time updates based on our expected home cost. His team is very professional and kept us apprised with everything that was happening during our escrow. As they promised, we had a super short escrow and that got us to our dream home! Thanks, Peter and team! read more

My real estate agent has worked with Peter for years and I've called him a few times to talk about mortgages, but have never gotten to work with him on one until this year when he and Holly helped me purchase a home before I sold the home I was living in. They got the pre-approvals out fast, helped me secure a bridge loan, walked me through my myriad questions, and he and his whole team are easy and pleasant to work with. Peter has always been a great resource. Even when I've had to go with a different mortgage lender for past purchases, he's always been there to respond to my questions and help me out whether I secure my mortgage through him or not. read more

We used the Peter Barnes team for our most recent purchase and they were great to work with. They were able to answer all our questions and were super responsive. They worked really well with our realtor and and were able to support us on a very fast timeline. We look forward to continuing to work with their team! read more

We were first time home buyers with a lot of questions and a complicated financial/job situation. Peter, Holly, and the rest of the team were incredibly helpful walking us through the whole process and making sure everything was ready, so when we put in an offer we could move quickly. It really does pay off to have a group you can trust, and a group that knows how things work in the Bay and how to get things done. Definitely recommend! read more

Peter and his team made the purchase of our first home smooth as butter. From the initial call where Peter walked us through the whole process and helped us understand what we should expect, right up to the day that we closed and got our keys, we had no surprises or snags. We got our loan preapproval really quickly so that we actually went from "hmm, should we look at buying a house?" to putting in an offer in under two weeks. And then were able to close and move in, in 20 days. Starting from not even knowing if we could afford to think about buying a house to our actual moving day was less than a month, and Peter and team were a huge part of that. They went out of their way to get us a good interest rate even as market volatility and rising interest rates were making the idea of buying a dicey prospect. I'd highly recommend Peter and his team for anyone looking for a mortgage or refinance. They're great. read more

Peter is the consummate professional. He's eloquent, patient, extremely focused, and intensely hard-working. He's exceedingly genuine, and extremely honest. You simply cannot find a better loan officer than Peter Barnes. Having nearly 20 years of experience, even at his relatively young age, Peter has an exhaustive encyclopedia-like knowledge of the mortgage industry, trends, and products. Peter is your advocate and weapon in ensuring your family makes the best possible financial decision when purchasing a home. Peter will work tirelessly on your behalf to get you get the best possible rate. There is not a better mortgage professional in the Bay Area than Peter Barnes. His track record, reviews, and standing in the community simply prove it. Peter and his team have the finesse, grace, and speed of a mid 90's LA Raiders James Jett when closing your loan. It's and absolute pleasure and privilege to work with them! read more

I was initially working with another lender for purchasing my condo. But the process was taking far too long and I was introduced to Peter by a friend. Boy! Peter and his team worked their magic!! Not only did they help close the Escrow within the original timeframe (though they came in about 2 weeks after I was in Escrow) but they turned around the application and approval in record time (in about a week and a half!!). It's been an amazing experience working with Peter, Gabby and Holly, and as a first time home buyer, I would strongly recommend Peter and his team any day!! read more

Don't go anywhere else! Peter, Holly and their team are absolutely amazing. Did a 17 day close with them. You know it's impressive when other real estate professionals are impressed/astounded that they could close in 17 days. Really wonderful working with them through the entire process! read more

Peter and Holly are THE BEST. You will not find a team more organized, responsive, and quick to help you get everything in order for your next home purchase. They are the dream team and we recommend Peter Barnes to all of our friends. Buying a property in the Bay Area is never easy - you need a team that is creative, quick, and reliable - with Peter you are in the best position to win a bid for your next home purchase! Thank you Peter and Holly for always being available to answer all of our questions so clearly and thoroughly! We feel so lucky to have you as our lending partner! read more

Working with Peter and his team was fantastic. He was always there to answer our questions and concerns and actively went above and beyond to make sure we locked in our loan quickly. He even reached out to let us know when interest rates dropped to help us lock in a better rate at the time we were ready to buy. We also had a great experience working with Holly, Lily, and Gabby, all of whom were there for us with every question and need. We had a few last minute complications on our end, and the team hustled to help us get everything in on time and make sure nothing was missing. I highly recommend Peter and his team to everyone, whether you are a first time homebuyer or a seasoned one! read more

During the last 60 days, I've been working really close with CCM as I embarked on my first-time home-buying journey. Spoiler Alert: we got the house!! I worked with Holly who was really knowledgeable about the lending process and constantly went out of her way to check in, verify information, and be a helpful resource. The top 3 things that stood out to me from Cross Country Mortgage: #1 the man Peter Barnes himself went out of his way on numerous occasions to check-in with me, help answer an questions and served as an extra resource throughout the process. A brilliant guy who instilled a lot of confidence in my lending process. #2 they closed in 21 days!! their ability to close faster than the competition I believe was the sole reason our bid was finally won in the end. #3 Modern application process via Docusign, secured File sending, Application Dashboard...all of this made uploading docs and sending info a breeze. Thanks again to the CCM team!! Very grateful. read more

If I could give 10 stars I would. Peter and his team are exceptional at what they do. Everything went smooth All the worry if any , is on them.and not us. We worked with Holly quite a bit,. She is amazing as well as each and everyone on the team. So much patience and always positive and encouraging. Highly recommend. Thank you so much!! read more

Holly, as well as Peter and the rest of the team, were _fantastic_ to work with in my journey to buy my very first house. Holly got me the best rate, even in this particular market, and was willing to walk me through every single step of the process and answer all of my frantic questions. Having the pre-approval made bidding for our house SO much easier, and we were able to get the home of my dreams. - Modern application process - using Docusign, secure file sharing/sending, made sending all my paperwork so so simple. - they were able to close in _14_ days. That's apparently amazing. I can't tell you how glad I was that we didnt have to wait for a month or longer! - Holly! Srsly, Peter is awesome, but I worked most closely with Holly and that made this incredibly stressful time a lot lot more tolerable. read more

Peter, Holly, and the entire Team Barnes were an absolute pleasure to work with. I had called them late into escrow, and despite the time crunch, they were able to get me through closing on-time with a competitive rate. All of my questions were answered clearly, without hesitation. They were reliable and responsive - two very important traits when navigating the terrain as a first time homeowner. The best part is that even after closing, they are just as communicative and willing to help as they were before. I absolutely recommend RPM Mortgage and will very likely work with them again in the future. read more

As a first time home buyer, Peter's team made the daunting process so easy. On my initial call, they explained each step from getting pre-approved for a mortgage to explaining the escrow process. Once I found my home, they were able to shop around and find me the best loan for my situation. Their team was always around to answer my questions and I can't thank them enough. It's also worth mentioning that they have extensive knowledge of the local Bay Area real estate market. read more

We were first time homebuyers and our experience with Peter, Holly, Gabby and team was just wonderful. We have complex employment records and they went above and beyond to clarify our situation and support us in every way. They were also incredibly punctual in processing our paperwork and facilitated an extremely quick close on our home. We were able to purchase our dream home in large part to the great work of this team! Thank you so much for making this possible. read more

What a great experience it was working with Peter and Holly! Holly made the loan process so easy. She took the time to clearly and concisely answer all of my questions, as well as, helping me understand the ins and outs of owning a short term rental. The information she provided was much appreciated. Peter checked in with me from time to time to make sure things were progressing smoothly. I would definitely use them again if the need arises! read more

Peter, Holly and Gabby on the Peter Barnes Team are all excellent! Detail oriented, attentive, very communicative and responsive. They stay on top of your loan and ensure the smoothest transaction. They are very skilled in even most complex of loans. As a local as well as national company, the Peter Barnes Team can facilitate loans throughout the country! I highly recommend this amazing team! read more

Peter and his team did a phenomenal job in getting us our first home! They were quick and efficient and explored all loan options that were available to us. They were easy to reach and responded very quickly. I was especially impressed with Holly's commitment to our loan as she was willing to jump on a call as late as 8PM to guide us in some time-sensitive decisions. because of their efficiency, we were able to do a quick close, and made our offer more attractive for the buyer, which was key to helping us get the house we wanted. Overall, we had a wonderful experience with Peter and his team. Would highly recommend! read more

I was looking to refinance my mortgage, and was referred to Peter Barnes by my real estate agent. Peter and his team (Holly) were the utmost professionals who got the job done unbelievably fast and with zero hassles. They replied to my emails immediately and sent the docs to be signed digitally with a super user- friendly interface that added to the ease of the transaction. Overall, I am very pleased with Peter and Holly not just because they saved me hundreds of dollars each month off my mortgage payment, but also because of the trust they engendered from the get go. If you're looking for a good experience when you refi or purchase a home, choose Peter Barnes. read more

Incredibly thankful to have worked with Peter & Holly. As a self-employed individual, I needed a mortgage broker that would go the extra mile. Holly and her underwriting department were able to analyze my finances and provide creative solutions to increase my loan amount. The amount of attention their team spent working on my file is the only reason I can now call myself a homeowner in the Bay Area! Peter's team is highly professional and very responsive. Not to mention, they have access to all of the best loan products in today's difficult market. I ended up with a fantastic interest rate! Extremely thankful and can't thank them enough. read more

Peter and his team delivered again for my family!!! They were responsive, informative, and supportive throughout the home-buying process. Highly recommend their services. read more

Over the years I think I've signed over two dozen loans on primary homes, rental properties and vacation homes, doing my last few with Peter, Holly, Gabby and team. They are simply THE best. Responsive, knowledgeable, creative and a sense of urgency. Most recently they closed a loan for me on an unimaginable 15-day timeline. Certainly can't guarantee they can turn around every loan in that timeframe, but I can guarantee that no one else could have done my loan in 15 days. I would especially recommend Peter and team if your underwriting is more complex and requires more expertise, such as in the case of K-1 income, rental properties and business entities. This is where their knowledge and creativity are invaluable. Miracle workers, the entire team! read more

I recently worked with Peter and his team on the purchase of my home. They were extremely knowledgeable and responsive. Their estimate of what my monthly payment would be was spot on which I appreciated. I highly recommend RPM mortgage! Susan read more

I've used the Peter Barnes team twice now, once for a refinance and once for a purchase, and both times have been exceptional! In my most recent purchase experience they promised a close in the standard 21 days and were ready to close in about 14 days! I've found them both times to be responsive, reliable and easy to work with and look forward to using them again in the future. Shout out to Holly on the team who works tremendously hard and has come through 100% of the time! read more

I first worked with Peter in 2012 on a complicated transaction as a first time homebuyer. Peter was there every step of the way to answer my questions and make the purchase successful. Whether you are a first time home buyer, seasoned investor, or looking to refinance, Peter and his team are the experts to help you make it happen--so much so that we just completed our 4th transaction with them and recommend them to all our family and friends. read more

Holly Hardin did a fantastic job. She was knowledgeable, professional and always quick to respond when you had a question. I would strongly recommend Holly and team to all. read more