this company is shady at best, straight up criminals at worst…read more About PHP Agency: What You Should Know PHP Agency presents itself as a financial services company, but there are serious concerns about their business model that you should be aware of: Recruitment-Focused Model: PHP makes most of its money from recruiting new agents, not from selling financial products. This is why they heavily target young people and minorities with promises of wealth and success. Pay-to-Play Structure: Legitimate companies don't make you pay to work for them. The $200 "enrollment fee" is a red flag that successful financial firms don't require. Low Success Rate: The average agent earns only about $3,272 per year, while spending money on training, licensing, and often buying their own insurance products. Unsustainable Growth Model: The business model requires continuous recruitment of new agents, which mathematically cannot continue indefinitely. Product Concerns: Their focus on Indexed Universal Life (IUL) insurance has been criticized by financial experts as underperforming compared to simpler investment options like index funds. If you're interested in finance, consider pursuing education and licensing through established institutions, which won't charge you upfront fees. Traditional financial firms hire employees with a base salary while they learn, rather than making them pay to join.

From the owner: PHP’s mission is to provide financial education to the underserved communities in America and help…read moreprotect their families’ legacies through life insurance products. Call/Text (469) 653-9736 for a FREE Quote!

I was searching for a financial advisor and came across Renee ilesanmi here on Yelp and decided to…read morereach out to her for assistance with this matter. I left my number and she returned my call within a couple of hours. She was patient and took the time to listen to my financial concerns. She conveyed to me the proper advisement I was searching for. We went over my budget and she shared her professional advice on how I could get my finances in order. She was genuine about the issues I had, which she was not highly knowledgeable, but linked me to other professionals to assistant me in their particular field. After listening to her for two days, I believe my financial situation and life is about to change for the better. I highly recommend Renee ilesanmi for anyone seeking professional advisement. Thank you, Mitchell

Renee is amazing! She has been our insurance person for over 15 years. Renee keeps us update on our…read morepolicies and makes us aware of new information about our policy. She is more than our insurance consultant; she is a good friend. I would recommend her to anyone that wants to get ahead in their future.

Great business etiquette. A slew of product offerings . Get protected today! I'm glad I have Living…read moreBenefits

From the owner: Looking for reliable insurance coverage that will protect you and your family's future? Look no…read morefurther than The Whitney Agency! Our mission is to help you protect tomorrow, today! We offer a wide range of personal insurance options, including Living Benefits Life Insurance, which provides life insurance you can use while you're living. We also offer annuities, 401k rollovers, tax-free retirement plans, and tax-free kids college education plans. Additionally, our mortgage protection, auto, home owners/condo/renters insurance policies ensure that you and your loved ones are protected no matter what life throws your way. For business owners, we offer tax-free retirement plans for both owners and employees, business continuity plans, buy/sell agreements, executive benefit plan options, professional liability, general liability, workers comp, and directors & officers insurance. Our comprehensive coverage options are designed to meet the unique needs of your business and protect your assets in the event of unexpected circumstances. At The Whitney Agency, we understand the importance of securing your financial future, and we're committed to helping you achieve your goals. Contact us today to learn more about our insurance solutions and how we can help protect your tomorrow, today!

This insurance is always on point. Emmett J. insurance rep always delivers!! When quotes are needed…read moreand policies established, the timing is on point. Mr. J gets the job done.

From the owner: At Mid Atlantic Insurance Financial, we specialize in tailored insurance solutions for both…read morebusinesses and families throughout Laurel, MD and the surrounding communities. Our expertise includes commercial insurance, general liability, workers’ compensation, commercial auto, cyber insurance, as well as personal auto, homeowners, renters, and umbrella coverage. As an independent agency, we offer objective guidance and access to multiple top-rated carriers—giving our clients real options and customized protection. If you’re searching for the Best auto insurance Laurel, MD or a trusted Home insurance agent near me, our team is here with responsive local service and coverage built around your needs.

I really did save money switching to Geico! Charles made the insurance process so easy. He was…read morequick, professional, and kept me updated with clear comparisons and great rates for auto & home. Excellent customer service and super helpful from start to finish. Highly recommend!

From the owner: At Global Insure USA, we believe insurance should be simple, affordable, and built around people,…read morenot policies. As an independent insurance agency, we’re not tied to one carrier, which means we shop multiple top-rated companies to find the best coverage at the lowest cost for you. We specialize in personal and small business insurance, offering everything from auto, home, and life coverage to business and government contractor insurance. Whether you’re protecting your family, your home, or your company, we help you make confident decisions with clear, local, and personalized guidance. What sets us apart is our commitment to education and community. We serve clients throughout Maryland, Virginia, DC, Delaware, West Virginia, and Tennessee, providing tailored insurance solutions that reflect the unique needs of our region. Independent. Local. Affordable. That’s the Global Insure USA difference.

I cannot explain how INFURIATING it was dealing with "Andrew" on the phone today. I just paid my…read morepremium, then we got hit with a $400 bill, ONTOP of not having access to our accounts for over a month due to Eries system wide outage. I was calling in today asking about the bill and trying to decide if I wanted to stay with Erie or switch companies and the guy kept repeating "well we close in 5 minutes" or "well I can do that tomorrow, we close in 4 minutes". Like I get it I work a nine to five too but if a customer calls in with a question about a random bill for almost half a grand you should answer the damn question. Andrew was rude, impatient, and had the most useless answers to my questions. The agency is not available after hours or on weekends so I would advise not insure with them.

We worked with Kristen to get quotes and sign with a new insurance company. Kristen was very kind,…read morevery patient, and willing to answer every question we had. She didn't pressure us and she allowed us the time we needed to make our decision. She was thorough with asking about our needs and making her recommendations. Highly recommended! Thank you, Kristen!

Great insurance agency. Linda, my assigned Rep is fantastic. Prompt service, advocacy with the…read morecarrier's adjusters. I am 2nd generation with them for a reason.

From the owner: Auto, Home, Life, Commercialread more