1. PDA Insurance

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Fulton, MD

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PDA Insurance

5.0 (3 reviews)
Open • 9:00 am - 7:00 pm

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Services - PDA Insurance

Car and truck insurance

Homeowner or property

Life insurance

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4 years ago

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Pierre D.

Ramatu, thank you very much for giving us the opportunity to help you!

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3 years ago

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Pierre D.

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5 years ago

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Pierre D.

Thank you for your loyalty, Dowlati!

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I purchased my auto insurance through this Allstate agency and informed the agent that my daughter…read morewas a full-time college student. She lives on campus. At no time when I purchased my policy or during any renewal was I told that she needed to be listed as a driver. My claim was later denied because my daughter was not listed on the policy. After the denial, I contacted the agency. I was present for a conversation between the agency and the claims adjuster in which the agency stated that I had not been advised to add my daughter to the policy. Later, another Allstate representative told me the agency was now saying that I had been told to add her. That is false. I was never told that my daughter needed to be listed. Had I been told, I would have added her immediately. Instead of accepting responsibility for failing to communicate this requirement, the agency changed its account after my claim was denied. Customers rely on their insurance agent to provide accurate information about coverage requirements. My experience with this agency has been extremely disappointing.

I've had a great experience so far with Allstate! My agent at this location is David Kim and he's…read morebeen nothing but great, very helpful and just overall amazing ! He always follows up with me and when I need any documents he's quick in sending them over. I've had insurance in the past with other companies, but none of them were this great. I will make sure to send my referrals over to David. Thank you so much!

PHP Agency - The Best Insurance Agent in Washington, DC.

PHP Agency

(2 reviews)

this company is shady at best, straight up criminals at worst…read more About PHP Agency: What You Should Know PHP Agency presents itself as a financial services company, but there are serious concerns about their business model that you should be aware of: Recruitment-Focused Model: PHP makes most of its money from recruiting new agents, not from selling financial products. This is why they heavily target young people and minorities with promises of wealth and success. Pay-to-Play Structure: Legitimate companies don't make you pay to work for them. The $200 "enrollment fee" is a red flag that successful financial firms don't require. Low Success Rate: The average agent earns only about $3,272 per year, while spending money on training, licensing, and often buying their own insurance products. Unsustainable Growth Model: The business model requires continuous recruitment of new agents, which mathematically cannot continue indefinitely. Product Concerns: Their focus on Indexed Universal Life (IUL) insurance has been criticized by financial experts as underperforming compared to simpler investment options like index funds. If you're interested in finance, consider pursuing education and licensing through established institutions, which won't charge you upfront fees. Traditional financial firms hire employees with a base salary while they learn, rather than making them pay to join.

From the owner: PHP’s mission is to provide financial education to the underserved communities in America and help…read moreprotect their families’ legacies through life insurance products. Call/Text (469) 653-9736 for a FREE Quote!

PDA Insurance - autoinsurance - Updated October 2026

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