5 stars all the way! I don't normally write reviews, but the awesome experience with Mike, Andrew,…read moreand the rest of the PRMI team inspired me to share this. I had a ton of questions going into my mortgage and they explained everything in plain English. The team made sure I actually understood what was going on throughout the lending process. Mike and his team are super responsive and thoughtful. They truly went above and beyond, and made it possible to even close a week ahead of schedule, which was great for me and the sellers. Truly impressive. I highly recommend Mike and his team and very much look forward to working with them for my other mortgage needs.

Mike was exceptional in helping my buyer which had a below 600 credit score and qualify for a FHA…read moreLoan.. He delivered on time and made it a smooth experience for all involved.. Go to Mike to get it done.

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

I've worked with Risha for well over a decade across multiple transactions, and every single one…read morehas closed successfully within the original timeline--often even earlier when needed. She leads an honest, dependable team that is always easy for me to reach and consistently delivers exceptional service. Whenever family or friends ask for recommendations on residential loans, there is only one name I give: Risha. Thank you to Risha and her team for the most recent transaction that closed in April 2026. I look forward to working together again in the near future.

This team is the best! I was about 3 weeks from my closing date when I switched to OrigninPoint at…read morethe last minute. The other lender was slow and expensive. OriginPoint was always considerate, helpful, quick to respond, and I really felt they were on my side every step of the way. We closed slightly early and they got me the best possible deal. If you are looking for a healthy mortgage, or if you are a veteran looking at navigating the VA Home Loan, I cannot recommend anyone better than OriginPoint!

Working with Alexandra was an excellent experience from start to finish. She was incredibly…read moreknowledgeable about the entire rental process and truly understood all the details involved. Her expertise made a big difference in ensuring everything was handled correctly and efficiently. What stood out most was how smooth and stress-free she made the whole process feel. She was organized, proactive, and always one step ahead, making sure everything was in place and nothing was overlooked. Communication was clear and timely, which gave me a lot of confidence throughout. I'm very grateful for her support and professionalism, and I would highly recommend her to anyone looking for a reliable and skilled realtor.

We're so happy Alexandra was the one who helped us through the process. The application and move-in…read morecouldn't have gone more smoothly. She was incredibly helpful, maintained great communication with us, and guided us every step of the way. Thank you, Alexandra, for helping us get into our new home! Shoutout to Joseph who was always available for us.

Simon Cheng just handled another mortgage transaction for us…read moreSimon was tenacious in getting our best terms, fully explaining the terms/conditions, and working this complicated transaction We have known and used Simon for many years and at least five financings Highly recommended

We were looking to buy our first home and decided to work with Jay from First Capital Group…read more Jay was very communicative and quick to respond to all our questions. He was consistently available whenever we reached out. There was no hidden fees or any pressure from Jay. Instead Jay went through our financials in detail and got us the best deal! Closing was hassle free and super quick. We highly recommend Jay to anyone and everyone. Thank you Jay for your  assistance and service!

Guarantee Mortgage has been around for many years. They have a basic easy to comprehend website. It…read morelets you know in northern california their offices are spread out and discusses the type of programs available to potential clients. They are a good lender to work with. I have worked with them in the past and found them to be a useful tool.

Julie is amazing. When buying our first home together, we initially planned to use our bank, but…read moreour realtor recommended her. After speaking with both Julie and our bank at length, it was apparent who to choose, and we never second guessed ourselves. Julie was very thorough and helpful throughout the process, managing to explain all of the steps, while not over burdening you. She makes sure to focus you on the important / sensitive items and ensures nothing is missed. Julie communicated everything well along the way, and was available for any questions that arose. We easily closed our home in the agreed 21 day timeframe, and the loan was actually ready to close early if we wanted. And of course, she got us a great rate too! If buying another home, we will definitely use Julie again and strongly recommend.

if I could give more than five stars, I would in a heartbeat. You would be making a big mistake to…read moreuse anyone other than Brenda for a home loan. Brenda and her team are absolutely amazing. This is the fifth house I've purchased in my life and this was the first time I didn't panic during our loan underwriting. Outside of this experience, closing on time always felt like it was at risk. This time, we had 3 week close and actually closed a few days early. Brenda was extremely proactive, communicative, and responsive. We could not believe the seller went with us despite not come in with the highest offer. We were told through their agent one of the reasons they accepted our offer was because of Brenda's reputation. You can't ask for more than that

This team was super efficient. They walked me though all the details, answered all my new buyer…read morequestions. Everyone was highly responsive as we moved all the paperwork, and closed really fast. (Friends are still commenting how fast I closed on the house). Thank you to everyone at the team that got this done in record time.

Jennifer just helped me close my loan. She and her team were on top of things the whole way and we…read moreactually managed to close a few days earlier than the expected closing date! I could not have had a happier loan experience. I heard so many horror stories from friends of mine and I was a little nervous at first. However, Jennifer assured me from the start that she would make the process smooth and easy and she delivered. She was very patient with answering all my many questions. I was a first time home buyer so I had A LOT of questions along the way. She also gave me a timeline of all the different stages of the Escrow process, reviewed all my documents before sending them to the underwriter and gave me a breakdown of all the final costs so there would be no surprises at the end. Whenever I had question and sent her an email she would always get back to me in a few hours. It was nice to work with someone so responsive especially during the time critical escrow process. I am so happy I used Jennifer as my loan agent. I can't imagine the process going any smoother than it did. Thanks Jennifer & Guild!

Jennifer was absolutely awesome to work with! She was very professional, proactive, timely, sweet…read moreand friendly throughout my whole loan process. I liked the fact that she is very knowledgeable, yet informal and cheerful for my success! I was in a tough situation as Fannie Mae was being held up for my home, and Guild Mortgage stepped in to save the day. I had no idea what to expect when I first talked to the team; later I found that not only were they highly recommended, but they were able to make the lender transition as smooth as possible, keeping the same rates and answering any questions promptly. The only drawback was that Guild was not able to secure a good deal that my previous lender (KL Capital) had achieved, but they made the loan process completely stress-free nonetheless. Once I closed on the home, Jennifer was very genuine and excited for me, she even came to my work to drop off a basket of local goodies and a card! I would recommend her (and her assistant April) with my eyes closed!

Awesome service! Thank you Joseph and your team for everything! My refinance wasn't an easy one but…read moreyou and your team work hard and endlessly to get it done for me. I work 2 jobs and have to handle a newborn baby and you made my refinance painless and less stressful. Thank you again for all your help. -(Linda)

Matthew Alvarez is professional and personable. He literally took my hand and guided me through…read moreeach step in the process of refinancing my home. I was always able to get ahold of him any time of the day and he would address my questions/concerns. Matt is a very successful and active agent but yet somehow manages to give each client the individualized attention they need and want! I am forever grateful to have had the opportunity to work with Matthew Alvarez and I will certainly be recommending him to all my friends and family looking to purchase and/or refinance. Thank you Matt for all your help!

Jeanine is quick, responsive, and very detailed throughout the process of our refi. I highly…read morerecommend her to anyone else that is looking to do the same!

First time home buyer and Jeanine took care of us like family. She took calls and responded to…read moretexts at any time of the day. She was able to answer my questions in terms that I would understand. From the start she knew our concerns and worked around it such as hard and soft credit checks. She was amazing to have on our side because once we started putting in offers, she was able to accomodate any timeline our realtor put to have a competitive edge. Besides her website providing notifications and reminders, she personally texted to remind us what documents were pending. She was able to get us a good interest rate and really broke down the differences in how much we put down and how that would affect the interest rates. She even broke down future recasts and how that would lower our montly payments. I'm glad to say she'll be my broker for life or until she retires. Can't wait for her call to say lets refinance when the interest rates lower.