My wife and I just bought our first house, and we were not looking forward to the insurance process. We'd heard too many horror stories about getting sold not enough/too much insurance, pushy sales people who are only in it for the highest check, and just general confusion at all the different regulations and fine print. We can definitely say that Options eliminated those fears! They were very clear with communication and made sure that we were up to speed the entire time. They pull from several different insurers so they are able to find you the best rate. After getting walked through all the different possibilities in for coverage in a plan, we were given a document that allowed us to pick from the best insurance plans they found. We had been working with a few other insurance companies (because that's what I'm told you should do) and Options blew those other rates and coverages out of the water. A special shout out to Sarah who helped us all the way through answering our stupid questions and giving really valuable information on the insurance industry as a whole. We will not hesitate to recommend Options Insurance to anyone who is in the market for insurance! read more

Options Insurance was exactly what we needed. We discovered our home was undervalued by our insurer AND we were paying hundreds more in premiums at the same time. Now we have more coverage and lower premiums. Our Options Insurance rep. Sarah chased down all the quotes, presented an apples-to apples comparison with our current policies,and then helped us consider whether it made sense to switch and add more coverage. There was no heavy sales pressure, either. Options Insurance did all of the heavy lifting, answered our questions, and got our new policies in place in a matter of days. It was exactly the way I would do it-- if I had endless hours to research everything then try to make sense of all of my notes. I highly recommend you at least give Options the chance to save you some money. You'll learn a lot along the way and then feel good about your decision in the end. read more

I had done some work for Sarah in the past that allowed me to truly learn about her unique business model. Soon after working with her I coincidentally had just bought a new car and was in search of a new insurance company. I decided the clear choice was to go with Options and allow Sarah to help me find my dream insurance experience (yes there is such a thing). As a first-time independent insurance buyer, I would say I was spoiled. Sarah provided a seamless, painless and simple experience and literally laid the options out for me, making a difficult task easy. As a person, Sarah is spirited, truly passionate about what she does and will cater to you as the customer, doing whatever she can do to help you understand your options. She is always a joy to talk to and wonderful to work with, I wouldn't have it any other way. read more

As a commercial photography company, we're a client with varied, and sometimes demanding needs. Recently, we needed to solve a problem with insurance needs in another state that got pretty involved, very quickly. Sara's ability to listen, look for an efficient solution and keep our interests protected was superior. We really appreciated her willingness to take initiative to work directly with a vendor partner who was making a difficult request on an impossible timeline. She was extremely responsive, made smart suggestions, and kept looking for a way to make things happen which allowed us to not have to say "no" to a client. In the end, we had to say goodbye to the vendor; but we'll ALWAYS keep working with Sara. read more

As a first-time independent health insurance purchaser, I was bracing myself for a complicated, drawn-out process. Happily, working with Sarah Smith of Options Insurance proved to be just the opposite experience. Once I told her what kinds of things I was looking for in insurance, she did the work of sorting through the different plans and pointing out considerations that I hadn't thought of yet. Sarah responded to my emails and phone calls very quickly throughout the whole process. After I applied for my selected insurance plan, Sarah followed up to make sure that I was all set. I enjoyed working with Sarah and recommend her to anyone who is shopping for insurance. read more

Sarah Smith at Options Insurance put together a stellar lineup of insurance possibilities for me. I needed new home and auto, and she was able to find me increased coverage for about the same money. I'm so pleased to be working with someone who represents ME and not a particular insurance company. If buying insurance is intimidating to you then you should talk with Sarah. She keeps you informed about each step, how long it will take, what communications you can expect from the insurance companies, and explains various coverages in plain speak. I've already recommended Options Insurance to a number of friends. read more

Life can be frustrating when one is looking for work and health insurance at the same time. Options Insurance and Sarah Smith took care of my health insurance frustration. Her team found options, explained choices and answered my questions. They identified missing information in my paperwork and resolved those problems with my previous employer. A speedy resolution led to the timely completion of my application and now I have one less worry in my life. Thank you, Options Insurance, for your great service. You are a gem in the insurance world. read more

The good folks at Options Insurance have been super helpful - we have been clients for 4 or 5 years now. We have a classic car that we change the level of coverage on a couple of times a year, have had two drivers in college. We have had members of our household outside the US for extended periods. All kinds of weird stuff going on that Options helped us with. We have had auto claims - they went smoothly! Can't recommend Options highly enough - call or email them today to get a coverage review, you will be glad you did! read more

Working with Sarah has been an absolute pleasure. She helped me find home and auto insurance at the price-point I was looking for, without cutting corners or making compromises. Additionally, she worked proactively to ensure that my coverage was comprehensive and complete. After attempting to work with other insurance agents in the past, Sarah set the bar much higher regarding responsiveness, customer service, and general knowledge of the products. I would recommend Sarah to anyone with the utmost confidence. read more

After 20 years with our insurance provider, my husband and I made the decision to switch insurance agencies. it was a big decision for us and Sarah made it super easy. She provided a number of options, with different levels of coverage and price points for each. We ended up saving more than $500 per year for the EXACT SAME COVERAGE. I had to file a claim last week and so far the new insurance coverage has been exactly what we expected. Call Sarah and ask her to help with a quote. You will NOT regret it. read more

Awesome experience with Sarah for both my individual health insurance and car insurance. Very knowledgeable and willing to talk you through your 'options.' Every time I've had a question she has responded quickly and has been extremely courteous. (Hand written thank you letters in the mail is proof of the dedication Options has for their customers). Also, getting a cheaper auto insurance rate WITH better coverage than before doesn't hurt either! Highly recommend this company! read more

Moved to MN recently and needed Auto/Renter's insursnce. I was referred to Sarah. I had never worked with a broker before. The experience was wonderful! Sarah did all the work for me. She was timely, and thoroughly prepared to answer all of my questions. I felt no pressure from Sarah, and I picked the policies that I felt were best suited for my needs. Great service, which in my opinion, is very hard to find. Look Sarah up, you will not be disappointed! read more

Sarah did an awesome job for me. I was a first-time home buyer, but I also have a pretty busy life (something I'm sure pretty much everyone would say, I know). Sarah did a great job of doing the legwork for me to lay out side by side comparisons of my options as well as analyze them for me. The end result was what seems like a great plan at a price that's well below what I could have paid had I attempted to find it myself in my spare time. read more

My husband and I worked with Options Insurance to review and update our home, auto and small business policies. The whole process was a breeze, as we were guided through every step of the way, received 3 different competitive quotes, and ended up saving a ton of money by switching to a new provider. We are very pleased with the level of service we received, and definitely encourage anyone to contact Options for their insurance needs. read more

I had a great experience with Options Insurance. Their representative walked through my insurance needs in detail and suggested improvements that I had never thought about. I increased my insurance on my house by 40% and got a umbrella insurance policy all for the same amount I was paying my previous insurance company. I would recommend Options Insurance for anyone who wants to make the process of upgrading their insurance easy. read more

Spoke with Sarah today, who is an advisor and the owner. She is truly a wonderful person, cares greatly, and works with you diligently to find best options for you. I would 100% recommend Sarah and options insurance to anyone looking for a great insurance broker who can work with you, be your spokesperson, and ensure you are getting exactly what you may need for you or your family. read more

Sarah and Chandra have ALWAYS been more than helpful, knowledgeable, professional, and kind to me and my family during (sometimes) less than ideal situations. They take all of the work out of finding insurance that fits you the best and make the transition seamless!! I cant say enough great things about them and would highly recommend that you use them for your insurance needs!! read more

I recently had to obtain insurance for my business so I reached out to Options Insurance and was very happy with the owner's (Sarah) approach. She definitely isn't your stereotypical stuffy insurance person. She's very personable, was quick with a quote and made sure all my bases were covered. I'd would strongly recommend them for any type of insurance needs. Sarah rocks!! read more

What I like best about Options Insurance is their objectivity and clear and quick communication. Rather than just being presented with one quote like companies that I have worked with in the past, Options provided me with several options and clearly explained the differences between each. This allowed me to chose a policy that best met my families needs. read more