I had a great experience with my Loan officer Drake Murphy …read more I appreciate his hard work , knowledge and ability to make my loan to go through .

Terrible customer service. They place people over profits. They refused to waive late fees even…read morethough I made my regular payments on times. I paid my payment increase as soon as I found out about it and they still will not waive my late fees. Do not use this company when they call you up and make all of their promises. You will regret it.

Working with Sasha has been an absolute game-changer for me. Over the course of multiple purchases…read moreand refinances, she has consistently delivered exceptional service. Her communication is top-notch. She always keeps you in the loop and makes sure you completely understand every detail of the process. What sets Sasha apart is her incredible patience; no question is ever too small, and she takes the time to explain everything clearly. If you are looking for a knowledgeable, reliable, and dedicated loan agent, I cannot recommend Sasha enough!

I had an excellent experience working with Investor Property Loan on my DSCR loan. Their team…read morereally understands investor financing and made the entire process smooth and efficient from start to finish. They were knowledgeable about rental cash-flow analysis, property valuation, and structuring the loan to fit my investment strategy -- which made a huge difference. Communication was clear, timelines were met, and they stayed proactive every step of the way. If you're an investor looking for DSCR financing, I highly recommend Investor Property Loan. They know how to get deals done and truly operate as a partner in helping you grow your portfolio.

Just closed a challenging deal where Carla was the lender and it wouldn't have happened without…read moreher. Most lenders would've either moved to an easier file and just let this one sit in underwriting hell until it got declined. She seemed to thrive when things got rough or if the buyers weren't getting he what she needed. We also ran into other challenges and she went above and beyond what a lender would do. Both buyers were out of the country when signing loan docs and she worked her magic.

What can I say..... Carla is not just a wonder woman but she rules the Marvel super hero…read moreworld!!!! She went above and beyond from day 1 to closing our loan!! She advocates for her clients, she had super power follow through and even though she was busy, she is always on top.of things!! Ours was a challenging one, as I live internationally and on a completely opposite time zone, even through the challenges and red tape, she finds a solution! She is straight forward, no nonsense and can be perceived as tough but she is a softie and truly cares for her clients!! THANK YOU CARLA!! YOU are beyond amazing!!

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

I bought a condo recently and we used Option One to help us get a loan. Mr. Artin Fallani, was the…read moreone I spoke with and right away I realized that I he is the right person. He was very thorough, informed and understanding of what I needed. Artin made me feel comfortable about the whole process and I consider myself lucky I had him on my side. Moreover, he really worked for us to get a very good rate on the loan which I appreciated very much. His whole team is very very fast and very professional. Artin, thank you so much for what you have done for us. When I have a chance to introduce Option One to someone who needs to finance a home purchase I would happily do it. Good luck.

I had an amazing experience working with Marty and Gohar throughout my home loan process. From…read morestart to finish, everything was incredibly smooth, organized, and stress-free. They were able to help us close escrow in just 24 days, which was so impressive and a true reflection of how efficient and knowledgeable they are. One of the things I appreciated most was their communication. Marty and Gohar were always available to answer my questions, kept me updated every step of the way, and made sure I understood everything throughout the process. Buying a home can be overwhelming, but they made me feel confident and well taken care of from day one. I trusted them completely, and they absolutely delivered. Everything worked out exactly as planned, and I couldn't be happier with the experience. If you're looking for a lender who is professional, responsive, honest, and truly has your best interests in mind, I highly recommend Marty and Gohar. I will absolutely be working with them again for any future transactions.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Cricket Yee is the real deal…read more Buying a home is stressful. Cricket made it feel manageable - and even exciting. She is responsive, sharp, organized, and incredibly calm under pressure. Whenever something unexpected came up (and in real estate, something always does), she handled it immediately and strategically. She fought for us during negotiations, kept everything on track during escrow, and explained every step in plain English. We never felt lost or unsure about what was happening. Beyond the professionalism, she genuinely cares. You can tell she wants her clients to win, not just close. If you're buying or selling in LA, call Cricket. Period.

Best Service around, clear, knowledgeable and definitely a big helper when it comes to saving time.read more

Very professional loan officer that work with a digital approach but also have the paper based if…read moreyou prefer that. Nicole Melgar helped me get pre-qualified and pre-approved so I was able to get my home when I found it. She works for you and I can only recommend her as your next loan officer.

From the owner: We specialize in tailored mortgage solutions to meet unique financial situations…read more Whether you're self-employed, investing in real estate, or need fast access to capital, we offer a wide range of Non-QM and alternative lending options, including: DSCR Loans Bank Statement Loans Jumbo Loans Commercial & Residential Financing Bridge Loans & Hard Money ITIN Loans Se habla español — providing expert service to both English and Spanish-speaking clients.

Michelle was wonderful to work with throughout my entire closing process- she explained everything…read moreand made sure I felt informed, confident, and prepared- but I had to come back and write this review because the cherry on top was her sending me a letter this tax season, recapping my closing costs so that I could maximize my tax savings. As I re-read the master settlement statement she enclosed, I realized I could deduct more on my tax return than I thought... Michelle put a couple hundred bucks back in my pocket, a year after we did business together! Thank you Michelle!

This review is a long time coming. Michelle was the lender for the buyer on the property I was…read moreselling. Michelle communicated updates regularly, was super professional and even closed a week earlier than expected. As a licensed Loan Officer, I'm hyper aware of problems and concerns, but with Michelle, there were none that surfaced. Highly recommend!!

I was referred to Ricardo, the owner of feniks funding in Cerritos through a friend, they had done…read morebusiness before with refi's together and he had purchased cars from my friend working at a dealership. I reached out and told him that I wanted a refi on my current primary residence and was open to doing a refi on an old condo that I had if pricing made sense. I was urged to take money out on the low balance condo and did not want to do that and told his associate to move forward with my bigger loan and I might decide to refi the smaller condo but wanted to complete this specific loan 1st. After getting pricing which was good I was told that there would be no miscellaneous "b.s" fees by Ricardo, just the origination fee and standard fees that are necessary. After getting all the required info like tax statements, paystubs, home owners declarations and hoa info on the condo and whatever else needed I finally was at the point of appraisal and paid for it upfront as requested. After the appraisal the communication started to fall apart. I could not get a hold of anyone at this office including my referral and the other associate helping me (Devin P) Who I had spoken with throughout the whole process multiple times a week for probably 2 months or so. Finally after excuse after excuse I reached out to the only person there willing to help Amelia H. She assured me that all that was holding the process up was an error on the appraiser's side of things and it would be cleared up within a couple day's. Mind you at this point the reps at Feniks funding had been blaming the appraisal company for almost a month now and would not reply to my e mails, text or phone calls any longer. Finally after about another 2 weeks I had a blunt conversation with Ricardo and he stated that he was giving me such a good deal that he couldn't do just 1 loan and when he was told I was only doing 1 loan they let my lock expire, and apparently they were just afraid to tell me. At the time no one had told me my lock had expired and I was told I was just days away from signing final docs whenever I did get any response from anyone. I was furious at this point but tried to work with Ricardo to get a deal though rates had changed I wanted to just get this done because I was already over 3 months in at this time, already paid for the appraisal and rates had gone up and my loan was substantially higher at about 3.675% from when I bought the house. I am writing this review because I have never been jerked around and blatantly lied to like this. I am out the $450 for appraisal but just closed with loan depot with the same rates and substantially less fees and credits to offset my closing costs. savings in just fee's is almost $3,000 and it has been a great experience with loan depot. The way I got jerked around by Ricardo I wouldn't wish this on my worst enemy. When I was shopping for another lender he e mailed and text me out of the blue saying ok, we are ready with final docs. At the time it had been almost 5 months and all the figures changed on the new Le and were substantially higher than the fees others lenders where quoting me, including the initial fees they had promised me. Rates may change however fee's dont. My main motivation for this review which I will be posting wherever else I can is because I was jerked around for over 5 months, with them wasting my time and losing $450. My goal is to save as many people as I can from making the mistake I did and trusting them with my refi and personal information, do yourself a favor. Save time and money and go elsewhere. Do not give these unethical people your business. I can blow off the $450 they cost me but it's the time and stress that bothers me most. Please again do yourself a favor. Take your business elsewhere.

Excellent morgage I recommend you ask for Ricardo talamantes I was about to throw in the towel no…read moreone could qualify me for borrowing Ricardo he qualify me for a good loan I am very happy in my house I already have 2 months living the American dream. Thanks LIGHTS SPEED MORGAGE.