I spoke with the manager about refinancing my loan on 10/27/2025 and adding my wife as a co-borrower. We needed $2000 to pay for a root canal. It took several attempts to get him on the phone. After several attempts I finally got him to go over my loan request. My current loan was $3000, and I only needed $2000 in addition. He put me on pause 3 times, and finally rejected my request. He immediately told me they would send me an email, telling me why I was rejected, and I should call care- credit dental, followed by good bye thanks for calling. I stopped him before he could hang up and asked where they pulled my credit score from. He said from Experian or Equifax. I told him the previous contract said it was (click ....?) he hung up the phone before I could say advantage.
I was surprised this person was so rude and arrogant considering he's supposed to be managing a loan service. If you want to be treated like some kind of loser, just because you're applying for a High Interest loan from these loan sharks, then you should use this company. read more