I have been a customer of One Main Financial for over seven years.
I have NEVER missed a payment, even when I was laid off for seven months ... I made sure every payment was made on time.
I asked for a $5,000 emergency loan after an invitation was mailed to me to renew my loan for $10,000 ... . I supplied documents requested and was turned down.
Why treat a LOYAL customer like this?
I personally feel this is an outrage to a customer that has been 100% loyal to your contract, honoring it with my payments on time as requested. When I get invitations after invitations to apply for a loan. I apply for an emergency loan and I get slapped in the face.
They claim that my debt ratio was the factor... BUT, I know people that are more financially strapped then me, missed payments and received more loans with no collateral... just a signature from OneMain.
Unfair read more