horribly deceptive! onemain financial runs credit before you even finish submitting your application. they ask you to use the plaid network so you can submit your bank information. they read off inaccurate information supplied by plaid which i know is bogus because i have other loans that use plaid and they are highly accurate. i would not recommend one main financial it takes far too long to process a simple loan. there are other more reputable companies such as upstart. i attempted to use one main financial but the loan process is not smooth and the loan officer i spoke with contradicted herself. read more