1. OneMain Financial

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Lake Forest, CA

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DSR Leasing - Very happy and in love with my new car

DSR Leasing

(248 reviews)

We had a fantastic experience leasing our new Genesis GV70 through DSR Leasing. Eric was…read moreoutstanding to work with from beginning to end. He was knowledgeable, responsive, and made the entire process incredibly easy. He found us a great price, answered all of our questions, and kept us informed every step of the way. The whole experience was smooth, transparent, and completely stress-free. It was honestly a much better experience than spending hours negotiating at a dealership. Even with the vehicle being delivered out of state, everything went exactly as promised. If you're considering leasing or buying a vehicle, I highly recommend Eric and the team at DSR Leasing. We couldn't be happier with both the deal and the service and will definitely use them again in the future. 5 stars!

Buyer beware!!!! Do not use this company without a full understanding of what they will do. They…read moredid not negotiate the best OTD price in good faith so they earn more from the dealer. I originally received an automated email with a money factor that seemed too good be true and now realize it appeared to be a tactic used to suck me in to using their service. I did not realize they would not be negotiating the best price of the vehicle. Chris M. sent me a deal at full sticker price in order to receive a larger commission from the dealer. I had negotiated a better price on my own. In my option, they count on uninformed consumers and a complicated transaction. Charged my card after telling they would only charged after telling they would charge it after I filled out the application. I did not lease through them and was charged anyway.

Capstone Federal Credit Union

Capstone Federal Credit Union

(3 reviews)

Since my credit union (LBS Financial) eliminated their only Orange County location, I've tried to…read morehandle all matters over the phone to avoid driving from South OC to Long Beach. I finally had to make an in branch transaction and was advised that Capstone FCU is in a Co-Op with LBS. I was a bit uneasy at first, but my matter was handled graciously and efficiently. They were able to access my accounts and deposit my check in the proper account (I have 3 accounts at LBS). They even did a print out of my account to show the before/after balances. It looks like Capstone will be my new go-to locations for in branch transactions and I now feel confident in doing so.

I set up an account today online. I came in as a new customer to make a deposit and I don't have a…read moredebit card yet. Berna said she can look me up using my name and date of birth. I handed her my ID and she could not look me up in the system. She asked for my social security number out loud and I repeated it three times because she couldn't hear what I said. She repeated my ssn and a few customers came into the office. Berna mentioned she couldn't look me up so I gave her my grandma's information because we have a joint account and she said I have to go and fill out a form. I mentioned why I have to fill a form out if you didn't ask me initially. I was upset because she was able to help me out with my information but couldn't assist me furthermore. I filled out the form that was required and I went to another teller. Luckily that teller apologized for her for the employees actions. I mentioned I understand but it just puts a bad taste of my mouth because I'm a new customer. I thank the new teller for helping me. Thank you again. Berna: Please note if any social security number is being asked, please ask a new customer to write it down and not say it out loud! Anybody can do anything with a social security number so please be aware of people's safety!!

Citibank - Citi Bank 
 Aliso Viejo

Citibank

(16 reviews)

I want to be fair and later update this review once my issue is taken care of, but the branch rep…read morehere was supposed to open up a student account (free of fees) for my teenage daughter, but instead opened up a regular account, and because her balance was under $1500, for almost two years she was assessed a montly $12 fee. Then, inexplicably, her account was closed (perhaps because she had a low balance?) I would appreciate the branch taking the responsibility and handling this matter appropriately. I have already initiated an investigation. Once the matter is fixed, I will gladly update this review.

I am compelled to assign a negative review to this experience, to the extent that even the lowest…read morepossible rating is insufficient. It appears that, unbeknownst to Citibank's clientele, the bank has recently upgraded its software-based customer verification system, which now prevents individuals from accessing their accounts in person using a government-issued real ID. I do not utilize debit cards at all. After visiting the branch to withdraw funds from one of my accounts, I left with no money after enduring over two hours of frustration and anger. The four employees present--a staff member onboarding, another completing onboarding, a personal banker, and a manager--were unable to determine how to access my accounts using a government-issued ID. We were transferred from person to person, wasting valuable time. We were informed that we must possess a bank-issued debit card to access any account information, a requirement I find entirely unreasonable. If this debit card is now required to access your accounts, a letter to all Citibank customers should have been sent before the new software was implemented. Consequently, we consented to initiate the process of obtaining a temporary debit card. Unfortunately, the new system's timeout feature is extremely rapid, preventing us from entering a PIN. When the banker attempted to reset the password, we were advised to do so via the mobile application from home. The issue here is that this is a TEMPORARY debit card, and, according to the 1-800 representative I contacted, a customer cannot create a username, password, or reset a TEMPORARY card independently because the card has not yet been linked to an account. Despite this, within two minutes of chatting with the 1-800 Citibank representative, I was able to access a touchscreen-enabled system that, through my iPhone, allowed me to enter the card number, associate it with the correct account, and set my PIN--completing the process in two minutes rather than two hours. Why was the phone representative so knowledgeable, yet the five staff members at the branch were unable to assist in a similar way? Additionally, I attempted to cancel an appointment scheduled for tomorrow afternoon with a banker at the Aliso Viejo branch to resolve my issues and facilitate access to my account. I called the main Citibank number because the Aliso Viejo branch, even though it was within business hours, did not answer. The representative at the main number explained that they were unable to cancel the appointment directly, as the banker should have sent a confirmation email, which provides access to the appointment, should a customer need to change or cancel it. The 1-800 Citibank representative then advised us not to attend the appointment (we had no intention of going) because we had received a resolution at another Citibank branch farther from home. I strongly suspect that no appointment was ever scheduled. I have decided to cease conducting business at this branch. Today, I visited another branch, which, within 15 minutes, attended to my needs efficiently and courteously. I wish you good luck if you choose to visit this branch after reading this review.

OneMain Financial - installmentloans - Updated October 2026

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