I've spoken to about four or five credit restoration services in the last day or so. The majority…read moreseemed very questionable in terms of how they charge (a large recurring monthly fee), what they actually do (one service ONLY writes disputes letters to credit reporting agencies hoping the the collection agency fails to validate the debt) or how knowledgeable they seemed. Today I spoke to Terry Williams at Bill Lavender. He seemed very knowledgeable and experienced. He helped me understanding the whole collection agency model and how they work with credit reporting agencies. He suggested very credible handlings I could do myself (at no cost), but also offered to step in for me for a reasonable fee. He seemed like he truly wanted to help me and not just get me to sign up for his own person profit. Of all the people, I've talked to about credit restoration, I have BY FAR more confidence in Mr. Williams' understanding of how credit restoration works and his advice. Thank you so much, Mr. Williams!

From the owner: Credit Counseling Service, Financial Consultant, Credit Restoration Service, Credit Repair, Debt…read moreConsolidation, Debt management, Restore credit rating, Credit help, Debt problems, Debt relief

To whom it may concern:…read more I contacted Weller Legal group on Friday January 5, 2024, regarding obtaining counsel regarding bankruptcy. I spoke with Mr. Weller's secretary whom I set up a payment plan with. I called Mr. Wellers secretary back later that day and paid an additional $2000. Mr. Wellers' secretary then emailed me the retainer agreement for my husband and I to sign over the weekend. Mr. Wellers' secretary never advised me that the fee was nonrefundable if I decided not to move forward with the proceedings. I emailed Mr. Wellers secretary on Sunday January 7, 2024, making him aware that my husband decided not to move forward with the bankruptcy, and we would like to get the retainer fee back. I also called Mr. Wellers' office on Monday January 8 , 2024 advising Mr. Wellers secretary the my husband and I no longer wanted to move forward with the bankruptcy . Mr. Wellers secretary advised me that he would have to speak to Mr. Weller about my refund. I called my bank On Monday to stop payment for the $2000 which they were not unable to do since the payment was pending. My bank representative also reached out to Mr. Wellers office advising of the stop payment and he to was advised by Mr. Wellers secretary that a refund would be submitted after speaking to Mr. Weller. I reached out to Mr. Wellers office via email and phone call on Tuesday January 9,2024 regarding any updates about the refund, I again was advised I would receive a call back. I reached out again on Wednesday January 10, 2024, by email and phone to speak to Mr. Weller. I was told Mr. Weller would call me back, which he did at 12 noon on January 10, 2024. I advised Mr. Weller that my husband and I have decided not to move forward with the bankruptcy, and we would like a full refund for the retainer. I advised Mr. Weller I have not signed the retainer agreement, and no work has been done on my part regarding his services. Mr. Weller then stated I do not need my husband to file for bankruptcy and I really needed to file. I again advised him I was no longer interested in filing for bankruptcy. Mr. Weller than advised me he was not going to return my retainer fee and He may think about refunding some of my retainer fee only if I call my bank and have them write a letter stating they will stop the Fraud Transaction Process. Mr. Weller then stated that he doesn't have to refund my retainer fee because I need to file for bankruptcy, and he has the right to keep my payment although he hasn't provided any services on my behalf. Wednesday January 10, 2024, is the first time I spoke with Mr. Weller, and he then stated it was a verbal agreement even though I never spoke to him and I only spoke to his secretary whom never stated that it was a verbale agreement and my retainer was nonrefundable. Mr. Weller is refusing to return my retainer fee and is trying to force me to use his services to file for bankruptcy. DO NOT USE THIS LAW FIRM - This man has no compassion and needs to be ashamed of himself . To keep a person's money when they are at the lowest point in their life in inhumane , especially in this economy . KARMA WILL GET YOU MR. WELLER !!!

Christine has been very helpful and efficient. She went over and above to help me gather some…read moreinformation that I had a hard time getting. Very pleasant to work with...friendly, outgoing, and helpful. For bankruptcy, it was a pleasant experience, believe it or not. I've used Weller before. The only drawback, is sometimes they're not good with getting back - call backs - but that's unde3erstandable with a busy office.

I needed guidance on debt consolidation related to a divorce. At the advice of a family law…read moreattorney, I was referred to Mark Marrazzo, the president of Total Resource Financial. Mark gave me some really helpful advice on steering through this challenging time, specifically helping with evaluating my household budget and looking at ways to reduce the debt. Mark was sympathetic to my situation and did a good job making complex financial considerations more understandable. I'm hopeful that I will be able to get my finances straightened out soon enough and use Mark's help in investing money for a more secure future. I recommend him highly.

Could not be happier with both Christian and Max helping me through at every step. Very…read moreknowledgeable and quick to offer quality advice. Highly recommend REdepot to everyone who wants to feel more confident about their transaction knowing they are in good hands.

From the owner: The REdepot Team is your premier mortgage team located in Tampa Bay, Florida. We pride ourselves on…read moreoffering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tampa Bay area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

Jerry was amazing. Friendly and professional. He was there every step. I would highly recommend him…read moreto help you through the process. Thank you for making this painless.

Thank you Adam for making this process so easy. From helping us with our starter home to now our…read moredream home! Thank you for answering all our questions and helping us find an awesome realtor. During this process and to add covid-19 to it all... We are so glad we had your help!

Mr. Bill it a HUGE Blessing to everyone he comes into contact with, I consider him one of my Angels…read moreon earth. I have been in my home almost 3 years now & although it was hard work it was worth every bit of effort. He is kind & will help anyone through the process of repairing your credit, if your goal is buying a home he has the connections you need! I would recommend him over any other credit repair company, he does things the RIGHT way!!

From the owner: Credit Counseling Service, Financial Consultant, Credit Restoration Service, Credit Repair, Debt…read moreConsolidation, Debt management, Restore credit rating, Credit help, Debt problems, Debt relief

Kevin Green and his team are a well oiled machine. Each question I had was answered in a timely…read moremanner. Each team member was professional and courteous. Each answer was thorough and correct. I would highly recommend American Liberty Mutual and "The Green Team" for all refinancing and purchasing a home.

Polk County's number one mortgage lender. Lew Ann has over 25 years of mortgage lending experience…read more She is ranked among the Top FHA Lenders in the state of Florida and has helped thousands of families buy and finance their homes, over her impressive tenure. As the Regional Manager, I frequently lean on Lew Ann and her expertise to help my own real estate clients. She is a compassionate professional that has launched countless careers in financing, and has paved the way in ethical lending with a pinch of creativity and an abundance of integrity.

I have banked here for over 20 years. They have always been friendly and go beyond in helping with…read moreall my needs. I like their new office space and I like to use their new outside ATM's with live associates.

Extremely inefficient service. I had to wait in their office over 1 hour just to get my id reviewed…read moreand put it on system, but that's not it... I requested a loan which was approved and when I tried to use the money for the purpose I mentioned initially, they flag my account for "fraud". Asked me to bring my id and many other documents which I did, but everytime they would ask for something different. It was countless hours expended at this place, honestly, I dont recommend to anyone unless you want to waste your time. The people working there is nice, but they are always contacting somebody else through their computer instead of giving you an answer, making you lose an incredible amount of time when sometimes the solution is very simple. Lastly, their policies are ridiculous to the point that even when you bring your id and documentation they still will tell you that your account is blocked for potential fraud! I have a credit score of over 750 and never missed a payment. I have never dealt with such an inefficient institution before.