I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott

Great guy very knowledgeable... knows his stuff any one looking for a great Attorny call Robert…read moremade life so much easier taking the stress away from the situation

We had to deal with Robert even though he was representing the other side in a potential sale. We…read morefound him to be honest, sharp, kind, organized, responsive and easy to deal with. A straight shooter.

What a wonderful job Steve case from caliber homes and my realtor Ryan (from twin oaks…read morerealty)did.steve service was amazing.heres what we loved about steve. 1.communication(he Always called and updated us in everything.)he's a super reliable person. 2.super professional.(he explains everything before you sign any documents.) 3.super friendly(as a Latino I felt like he was my friend or brother(he helped us a lot through the process.) If you want a good loan officer steve is you're man.super happy with our home. Thanks from. The Gonzalez family.

I am counting the months to refinance! The customer service here is the worst I have ever dealt…read morewith in the past 20 years. Caliber Home Loans prides themselves in how the take care of disabled vets, yet their level of service does not suit mediocrity. Issue: Caliber Home Loans is billing the incorrect amount for in escrow for taxes. NV bills quarterly for taxes. Caliber Home Loans is taking the quarterly payment monthly. So lets say your taxes are $2400 annual, per month that would equal $200 and quarterly $600. Imagine paying your quarterly taxes every month. My actions Contacted reps 3 times over the phone. The gem and pride of Caliber Home Loans, their second rep asked that I contact Caliber Home Loans with respect to my request through the mail. Pretend this is you...overcharged and now asked to communicate through the postal service during a pandemic when money isn't exactly flowing in like a rapid river. So here I am...I've had to send three certified letters asking to drop my taxes from payment because Caliber Home Loans was not "escrowing" the correct amount and the terms for my loan allow me to drop this. First letter went to the customer service address that their wonderful representative provided me. Second & Third letter went to their Customer Service department (again) and their Corporate office for awareness. The letters sent were certified in case I need to battle with the three credit bureaus, I am prepared. How many of you have had to run through this level of effort with a mortgage company? I hope zero - and if you don't go through Caliber Home Loans, you got a better chance of keeping that bad luck out of your court.

John Scherf is a Pro's Pro - he is a steady as a rock mortgage broker, thorough, knowledgable and…read moreable to calm the jittery nerves of Realors and Borrowers alike. He knows what he's doing, stays on top of his files, and communicates ! This is the person you want when you want to buy or refinance a home. I've been doing business with him for 28 years. He is excellent !

As first time buyers, John was excellent in educating us in all the steps necessary to getting our…read moremortgage loan. Once we found a home we were ready to bid on, he walked us through the process without delay or hiccup. We HIGHLY recommend John for any of your mortgage needs! Great guy :)

If you're reading this, congratulations, you just found the best mortgage professional in the…read morebusiness in Elise Groves, and her company GTG Financial (and her son Glen who is also on the GTG team). Before buying our first home recently, my Wife and I had never met or heard of Elise. We had just chosen our realtor, who raved about Elise for not only her incredible expertise, but her fun and easy-going approach to mortgage, something that terrifies most people (I know it did us). We took her advice, and we were immediately at ease with Elise's advice, demeanor, and overall approach to helping us get in our first home. Elise did all the work, and I do mean all of it. She also presented to us a wide array of mortgage options, and let me tell you, we were lost. Worry not though, when you have Elise on your side! Elise started by making a personalized video for us to watch and discuss in privacy, which outlines the options and the pros/cons of each. Once we had watched and discussed it 100 times, we had countless phone calls and a few in-person meetings with Elise before we ultimately committed to our choice. I kid you not, Elise's guidance resulted in us with a rate far better than we expected, and a lender credit of almost $20k based on the package we chose, which was thanks to her guidance! Neither of those would have happened without Elise! We also had some complexity with a probate issue related to the purchase, something Elise EASILY navigated and ensured we didn't need a 3rd party advisor for those issues, Elise knows everything there is to know about financing and helped us tremendously. Quite frankly though, that's not even the best reason to choose Elise for your mortgage needs. Elise is a kind and caring person, but also FUN! Be prepared to laugh during the good times of buying a home, be assured during the stressful times, and you can bet she'll celebrate with you when you finally sign! Most of Elise's clients also become her friends, and she will be there for you long after you've signed your loan papers. I always pictured signing mortgage papers in a wood paneled office, with people in suits hovering over me, waiting until I signed to exhale. When we signed, we were invited to Elise's home, in that beautiful, resort like backyard to sign and toast champagne. We all (Elise included) yelled "yay" and clapped as we signed, Elise was truly our biggest supporter and advocate right up the minute we signed to buy our first home. Best of all, she has certainly remained so after we purchased, to answer questions about property taxes, payments, etc. Now that we're in our home (and in love with it) I don't gain anything by leaving this review, but I hope you do. If you're looking to buy your 10th home, Elise is your gal because she has the experience, connections, and brilliance to facilitate lending for any size transaction, for the most experienced home buyer. OR, if you're like we were, terrified first-time homeowners who were only pretending to know what the heck was going on, Elise is also your gal, as her kindness, patience and knowledge will keep you at ease through the entire process and beyond. See? There's a reason I call Elise the best mortgage broker in the business, it's because she is. I think this picture of me, my Wife and Elise, taken the moment we signed says it all!

We highly recommend GTG Financial! Glenn was friendly,…read morerelatable, professional, informative, and patient with us every time we came back requesting another scenario. He helped guide us through the entire home buying process, and was even present for our final walk through and signing in case we had any final questions. He has even left an open door policy, allowing us to reach out with any questions moving forward. He provided more guidance than I expected going into this crazy process. Highly recommend!

As a Real Estate Agent and a former Mortgage Banker for 21 years, I recommend Steve Peritore as one…read moreof the Best Loan Originators I have ever met. His attention to every detail of the loan process is impeccable. No obstacle will stop him; he follows through with such dedication and Heart! If you want your loan process to be smooth from beginning to completion, he is you Man. Thank you so much for being there to help my clients! Sharon Xavier

Working with Steve was the best decision I could've made. He is so knowledgeable and really does…read morehis best to get you sorted right away. He pays attention to detail, is honest without sugar coating and fights for you to get what you want in the most feasible way. I definitely recommend him to anyone in the market for a home.

My husband and I had the pleasure of working with Elise on the refinance of two properties. I don't…read morehave much to say about the process, but so much about how wonderful Elise was! The whole process was quick and easy on our end, and we were invited to her beautiful home to do all the signing, where we were treated as family. Our two kids were entertained by the dogs, and. life-sized Santa was a witness! It is clear Elise is "in it" to help people. I recently reached out to Elise for advise on what type of financing product would fit a need that developed with out home. Elise very kindly responded with places other than her I could go to for a product that would best fit our needs. I appreciated the honesty and time she gave in that situation. In addition to your mortgage needs, Elise is also a talented gardener and shares a plant bulb or two as well as advice! You've made a friend in the community after working with Elise.

"If anyone can do it, Elise Groves can do it." That's what one of our friends told us when we were…read moreat a point of wanting to refinance our home several years ago. Wow, were they right. Interest rates had fallen and we wanted to lower our mortgage payment and take some money our for home improvements. Elise did the work and was able to get our refi done smoothly. When the interest rates went down even more a year or so later, we did so again. Robin and I heartily recommend working with Elise Groves for your mortgage needs. We intend to come back to her for any future mortgages!

Paula Reinhold was the best! We've done business with her before and she remembered our…read morepreferences. Even though she cautioned our re-finance would take a long time, she and her team moved things along at an efficient and orderly clip. I can't imagine doing business with anyone else. She made our re-fi painless!

I like Bill Barnett at Stearns Lending. My husband likes Bill, too. My father-in-law, my…read moremother-in-law, my neighbors, my husband's co-worker Steve, and Steve's mom--everybody likes Bill. Bill is just a very likeable guy. All that being said, what you want in a mortgage broker isn't likeability, though that doesn't hurt. What you want is somebody who knows the market, will be honest with you about what you can afford, will let you know when it's a good time to refinance and tell you frankly when it isn't, and is readily accessible by phone and email. You want somebody you can trust as you enter into probably the largest purchase of your life. Bill has been all those things for us through a home purchase and multiple refinances--plus he runs a truly local business. And crunches numbers with alacrity!

Jeanine is quick, responsive, and very detailed throughout the process of our refi. I highly…read morerecommend her to anyone else that is looking to do the same!

First time home buyer and Jeanine took care of us like family. She took calls and responded to…read moretexts at any time of the day. She was able to answer my questions in terms that I would understand. From the start she knew our concerns and worked around it such as hard and soft credit checks. She was amazing to have on our side because once we started putting in offers, she was able to accomodate any timeline our realtor put to have a competitive edge. Besides her website providing notifications and reminders, she personally texted to remind us what documents were pending. She was able to get us a good interest rate and really broke down the differences in how much we put down and how that would affect the interest rates. She even broke down future recasts and how that would lower our montly payments. I'm glad to say she'll be my broker for life or until she retires. Can't wait for her call to say lets refinance when the interest rates lower.

My wife and I selected Daphne to be our agent to complete our first home purchase based on the…read morestrong recommendations of friends and colleagues and our initial meeting with her. Daphne is passionate about her clients and helping them find the home that best fits their needs. Daphne was a very patient, communicative, and effective real estate agent. Her strong knowledge of the local area, market trends, and where to (and - more importantly NOT) to buy were an invaluable resource to my wife and I as we were/are new to the area. We plan on conducting all of our future Real Estate transactions in the area with Daphne and look forward to working with her again when the time is right.

I wanted to see one of Daphne's listings on Crimson street in Santa Rosa and she said that she…read morewould be available tomorrow to show it. The following day she explained that she wasn't able to show it after finding out that my broker would not be present and explained that only her friend could show it and that there would be a showing fee. What a disservice to her Crimson street client. I was expecting an email back or a call saying that of course she would show the property.....but no call, text or email.