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    Loyalty MGA

    Loyalty MGA

    (21 reviews)

    I want to share my experience with Loyalty Insurance so other people know what they may encounter…read morewhen they need to file a claim. My vehicle suffered a fire, and I have now had an open claim for approximately 19 days. According to Loyalty, the claim is still under investigation. However, during all this time, no one has even inspected my vehicle to determine whether it will be repaired or declared a total loss. Meanwhile, my vehicle remains out of service, and I still have to keep up with my payments and other obligations without knowing when I will receive a final answer. I understand that an insurance company needs to investigate a vehicle fire before making a decision. What I find unacceptable is having to wait this many days without an inspection of the vehicle and without a clear answer about the process. This has been my personal experience with Loyalty so far. Before purchasing insurance with this company, I strongly recommend doing your research and carefully reading the policy and understanding how they handle claims. I hope Loyalty ultimately resolves my claim fairly, but based on my experience so far, I cannot recommend this insurance company.

    This insurance company does not pay out for damaged vehicle repairs nor do they answer any calls or…read moreemails. This insurance company needs to be turned into the Insurance Commissioner of Florida and have their license revoked and made to pay for all claims they did not pay out on.

    L & C Insurance Providers

    L & C Insurance Providers

    (4 reviews)

    Be careful with this company. I had them for my home owners insurance when I found a different rate…read morewith another company I canceled my insurance with them three weeks ago. I called two weeks ago to make sure everything was done and completed I was told everything was good to go and just wait for my refund. I have still not received my refund so I called again today and was informed that it hadn't been submitted to the insurance but it has now and to wait again for 10 to 14 days it should be sent. I asked how this happens and was told it just does sometimes. I then asked if they was a website for this company I was told there was not one then hung up on.

    I would not use this company had this not been set up for me by my new mortgage company when I…read moreclosed on new home! Not only did they receive all of the funds needed to pay my policy in full on Dec. 5- they made every excuse in the book why they never sent the funds to the insurance company, including trying to blaming the Escrow Officer, who sent me a copy of her cancelled check! Then even when I showed them how they made a terrible error and my policy was cancelling a midnight (the notice I received directly from Insurance Company), They told me "don't you will have insurance." That was on Jan. 7! 32 days after having my money in their bank account. AND FOR 8 DAYS I HAD NO HOMEOWNERS INSURANCE! and WHAT DID THEY MAILED IT OUT REGULAR MAIL - WITH NO URGENCY- the payment did not arrive to the Insurance Company until Jan 13 and - only because it was new policy was it 'reinstated' on Jan 14. THESE PEOPLE COULD NOT CARE LESS IF I HAD INSURANCE OR NOT FOR THOSE 8 DAYS..... AND ACTED AS IF I DID AND TOLD ME I HAD INSURANCE WHILE THE INSURANCE COMPANY TOLD ME I DID NOT- COMPLETE AND UTTER DISGRACEFUL SERVICE!!!!

    Obamacare Doral - healthinsurance - Updated October 2026

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