My family has been banking with the OVCB Ripon branch since they opened. We have several types of accounts with them: checking, savings, business, credit. Their service is excellent, and the personal, professional attention they give far exceeds that of any other bank I've been with. I have never had any problems with clerical errors, misdirected funds or unsatisfactory waits in line. What makes this branch really stand out, though, is the personal attention. I always receive a warm, friendly greeting when I walk in, and the best part is that I don't have to memorize my account numbers or fill out my own deposit slips - they do that quickly and accurately for me. I know that if there are issues, they will call me; if I have questions, I know who to call. It's so easy. My kids know where the candy basket is, and there's a complimentary, well-stocked Keurig coffee station by the door. Unfortunately, I'm never in there long enough to make use of it. read more