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Novus Home Mortgage

2.7 (3 reviews)

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Ask the Community - Novus Home Mortgage

JZ Mortgage Services - NMLS # 1353198

JZ Mortgage Services

(1 review)

Jim is just an all around great guy. He knows the business very well & makes the process seem…read moreeasy. I have heard friends talk about how difficult and time consuming there refinance was. Jim was always approachable and helpful. You truly feel that you have someone in your corner watching out for your best interest. My first attempt did not work out because of a lower than expected appraisal. You would think that's the end, but no it was not. Jim said he would keep an eye on the market & on rates for me. I figured that was probably just polite lip service; but no... about seven months later I get a call from Jim.... "hey Tim I think the market is just about right for you appraisal & interest rate wise if you are still interested". Not only that, but you could tell he truly felt bad it did not go my way on the first try... even though it was no fault of his; he helped me out with the second appraisal and boom refinance was done. Every question answered + every step explained = a very happy client. I would not only recommend Jim, but if it was a close friend or family member, I would insist on it!! Thank you Jim !! Tim T.

From the owner: Your Home-Buying Journey Begins at JZ Mortgage Services, Inc…read more Purchasing a home is a wonderful accomplishment that can bring you and your family a great deal of joy. At JZ Mortgage Services, Inc., we take pride in helping our clients navigate the process of getting a mortgage fast and at a fair rate. Our certified mortgage brokers have may years' experience in Bradenton, Sarasota, St. Petersburg, Tampa and surround areas, so we know what it takes to get things done in the neighborhood where you want to be. We work with hundreds of lenders and can cut through the red tape that holds back big banks from giving you the fast, straightforward loan you desire. Whether you need a traditional mortgage, refinancing or a special type of mortgage like an FHA loan, we have you covered. We are ready to make a mutually beneficial deal that helps you get into the home of your dreams. Contact JZ Mortgage Services, Inc., with questions or to schedule a consultation today! Why Choose JZ Mortgage Services, Inc., Instead of a Big Bank? When it comes to finding and financing a home, time is of the essence. Because of the many approval processes they must complete before you can get a mortgage, you can be delayed in securing the home you truly want. Our mortgage brokers can provide the same great interest rates as big banks in shorter time. We can offer you a letter of approval within days, so you can make an offer on the home you want, fast...

King Mortgage Company

King Mortgage Company

(2 reviews)

All, Today's…read moreexercise was a complete waste of time for all involved. We have been informed that the credit report on file had expired before the borrower was sent to closing. This is inexcusable. King's Mortgage knowingly sent the borrower to execute documents for a loan that was not fundable due to a compliance issue that should have been addressed well in advance. At this point, your company's failure to communicate critical loan conditions and readiness is directly interfering with our ability to conduct business. The seller is done issuing empty extensions to accommodate lender's inefficiencies. The seller will demand a written explanation today answering the following: Why the borrower was sent to closing despite an expired credit report; Who authorized the closing under these circumstances; and Exactly what your team is doing to resolve this matter and when this loan will close.

My wife and I, (with our daughter and son-in-law) rented a very small 2 bedroom 1 bathroom…read moreapartment from Ms. S King at King Mortgage, for 3 nights. The apartment is directly on Bradenton Beach. We were there from Aug. Aug. 25, 2011 for 3 nights. We pre-paid $660 including $75 for cleaning. We also left a $500 security deposit. When we left the apartment we were told that our security deposit would be refunded after inspection. We did no damage at all. We left the apartment in excellent condition. I was shocked when Ms. King withheld $185 of our deposit beyond the $75 cleaning fee. I have tried to contact her by phone, email, fax and by mail. She has ignored me completely She has treated us with total disrespect. During our brief stay in this apartment she appeared at 8:00 AM one morning and woke us all up. Then she emailed and phoned us continually for the rest of the 3 days. I am trying to get the $185 that was withheld that rightfully belongs to us plus $31 in expenses paid to date to get my money back. Marv Smith.

Homebridge

Homebridge

(5 reviews)

My experience with Homebridge was really mind blowing. We didnt know the company but we had an…read moreamazing realtor who we trust and he trusted them. Starting with Janene, all the way to Bill, Jacky, Tina, Oh my GOD! It was unbelievable. THE BEST INTEREST RATE EVER! Amazing communication, very thorough with EVERYTHING, their availability to answer phones or emails regarding any questions or concerns. It was really amazing. They went above and beyond and we would absolutely use them again AND recommend them.

I found out after halting all interactions with a guy named Bill Mcgowan that he was not even on…read morethe listing for the employees at Homebridge Financial. He is the husband of Janene Mcgowan, who you will see on their webpage. He was working with me to set up a home loan for me and I was under the impression that he worked for Homebridge Financial services. I still do not know whether or not he really works for them, but I do not plan on dealing with them in the future so I no longer care. I had a terrible, horrible experience with this company and him in particular. I want to get into detail on here but will limit myself to the basics. Do not use this company for your home loans. I was a first time home buyer with good credit, and a stable income, and he came recommended from my realtor as I was looking at the time to use FHA loans. In the long run, Bill lied to me and turned right around to go back on his word and what he quoted for me in the beginning. He said initially, that he would work with me, knowing my situation (towards the end of previous year I had to take a leave of absence from work for 3 months as I was hospitalized for nearly two weeks) financially and what I had recently gone through (as I said I have good credit, and a stable job i've been at for 4+ years, promoted within company and all. So nothing sketchy on my end.) However when it came time to provide more than a pre-approval letter to the seller, he did a complete 180 and said he would not loan more than 10-20k (yes, 10-20 THOUSAND) LESS than what he initially quoted. He said that his companies' policy recently changed and that he could no longer work with me on the amount as even though he had said so, suddenly company policy would not allow him to anymore, and that he had already discussed it with his management and they said they would absolutely not budge. Needless to say I could not place a "backable" bid on that home and lost it to another buyer. In my vast experience in customer service and retail companies and businesses, if you quote something for a customer and, or promised it before policy changed, or you (benefit of the doubt here,) make a mistake (we're all human,) you stick by it for that customer. General courtesy. But he totally screwed up my home purchasing plans at the time and nearly ruined my purchase altogether. Later I found he was not even listed on the Homebridge webpage, where only his wife is listed and even with that I have not spoken one word with her, nor any of the other employees listed. So either Bill Mcgowan himself is a liar, or the whole company has something sketchy going on. At least the Bradenton area branch, anyways. For me to go on Yelp to write a bad review, trust me, it was bad enough. If I could give them negative stars I would. I did not want to even talk to any of them after this whole ordeal, let alone even want an apology from his management. Just moved on with my search. Luckily I found a house now that I like, am in closing stages on, and a loan officer that is keeping in close contact and is fairly well established and knowledgeable and so far, been true to his word.

Citrus Homes / Meadowood Homes of Florida South

Citrus Homes / Meadowood Homes of Florida South

(5 reviews)

Come and see what homes are here! Best of the best. No one beats Jacobsen! Absolute top quality and…read moreconstruction.

Terrible experience with this company. Told me my home would be done in six months.. Went well into…read moreeight. I had to commute for 2 months from Cape Coral to bradenton every day, Because they never even located the sewer line until AFTER the home was completed.. Took them almost a year to come out and fix a leak under the home that was located by the cable man, As their workers could not find it. Took numerous attempts, Six months after move in, to install gutters, during rain season, my driveway was washing out from under, so they delivered a load of dirt that i had to, MYSELF, put all around the house and driveway to stop the erosion from rainfall. My bedroom windows are on the wrong wall, with no compensation. I've been in my home barely a year.The flooring is all coming apart everywhere. The siding is coming off..ive called home warranty dept numerous times , No one returns your phone calls. The workmanship is very shoddy. ( clearly rushed). Had to repair cabinetry on my own, still missing trim on kitchen cabinets. Couldnt use kitchen sink for over a week, and I had to wash dishes in the tub..not sure how it even passed c/o inspection. Then had the audacity to blame ME for rushing them, as they were almost 2 months behind scheduled finish.Yard was a mess.. garbage and 100s of screws everywhere..Zero follow up..didnt even properly clean my house before move in..i still have crayon marks on all of my top windows as i cannot get up on 10 ft ladder to clean. Took them forever to even show up to fix the few things that needed immediate attn. Very shoddy workmanship all around. Clearly rushed.. An all around, just awful experience. As a single woman, i definitely do not recommend working with the manager. I was forgotten once they got my money. I never thought I would be treated with such indifference after paying almost 240k for my home. Not to mention the 13k JUMP in price RIGHT BEFORE CLOSING!! Materials...yeah, Ok Definitely NOT RECOMMENDED.

Novus Home Mortgage - mortgagelenders - Updated May 2026

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