I have been a Life insurance client with NW Mutual Life for decades but upon retirement, the need for their primary product diminished, as my kids grew up. Instead they pivoted and became my overall financial planner and retirement coach. I feel so fortunate to be working with Patrick Stoll and his entire team, as they offered valuable advice on how to convert my whole life policies to an annuity that delivers income for day to day expenses. They are also skillfully managing my old 401k Portfolio that was just sitting idle because my former employer offered no help. And NWM used their connections to put me in touch with a dedicated Medicare Coach and a specialty coach who advises on social security strategies at no extra charge. Its a complete package of support and counsel. The best part is that they are able to manage my entire portfolio for a competitive and customary fee structure and relieve me of the burden of day to day management. And they have access to some good interest bearing products that are beneficial to me. It goes without saying (and I am not using a figure of speech), that the NWM life policies are the best paying a great annual dividend and having a truly reputable and well established firm serving in this capacity for me allows me to sleep good at night. Thanks Patrick, My, Ian, Jim and all the team. read more