I've refinanced my mortgage a couple of times in the last 20 years since I bought this house, so I…read morethought I understood how long it would take, and what I was letting myself in for in time, energy and hassle. Boy was I wrong. Refinancing through Julie Swenson was fast and easy, and had so much less hassle than any prior mortgage. Really, it's hard to even express just how much easier it was. Thanks Julie! You've made a customer for life.

Julie Swenson originated my loan 5 years ago and I always reach out to her for mortgage advice…read more She is honest and will let you know the pros and cons of any financial decisions.

I wish I had used Kyle and his team on my previous home mortgages. What a difference! Kyle and…read moreAndrea Hall were fabulous. Very professional, very knowledgeable, and also very easy to talk to. Kyle got the pre-approval process started and then handed me over to Andrea. Andrea couldn't have been more helpful. She always answered my emails quickly and helped me find out what was causing the delays (on the seller's side). It takes a lot to make me happy with the service I receive and... I'm happy :) Great Job and thank you!

Kyle and his whole team are amazing. We just did a painless refinance with them, Maddie helped us…read morealong the way and she was great! Highly recommend!

If there was a way to give Scott Huntington 10 stars out of 5 we would. I have seldom in my long…read morelife met anyone as helpful with our financial needs. We have employed Scott twice - once in 2013 for a refinance of our current home and then a few years later (a few weeks ago) to refinance the same home. I have to emphasize that due to an unemployment issue a few years ago, our credit had taken a major hit. Another financial adviser in Tacoma who I won't name just told us what a hopeless case we were and told us to come back when we had our act together. Fast forward a couple years later. Scott gave us guidance on how to improve our credit, saw we were trying to improve, and he helped us steadily along our path. He doesn't let things slide and is good on following up. When we thought we couldn't achieve our goal, Scott had faith in us and treated us with respect, and helped us best he could for a favorable outcome. We signed papers the other day and were able to get the funds needed for some critical home projects at a good interest rate. Our mortgage has gone up some - but that's okay when you take into account that he also helped us consolidate and pay off other large debt (car payment and other home we were renting out) that overall will save us tons on interest. He truly cares about his clients and is not just extremely knowledgeable in his field, but also polite, personable and upbeat, respectful and respectable, confident, good communicator and even funny at times - just a real pleasure to work with. He even said it was okay to call or text him late at night to answer questions (but check with him first on that!). When the transactions were all over we even received some customary gifts from his team! I personally cannot imagine a better person to work with, and totally recommend him to anyone needing a lender. Did I mention that his staff is awesome too? Friendly yet very professional. Why aren't more people like this? This (I'm not even joking) will be one of the mysteries of life! THANK YOU SCOTT HUNTINGTON!!! :D

I just purchased my first home and opted to go without a buyer's agent. Scott was very…read moreunderstanding of this and explained the entire process in a way that was easy to comprehend and offered to personally go over all documents that I was signing with me in greater detail. The seller needed a faster than normal closing. Scott had things all wrapped up and ready to close ahead of schedule. Scott and his team were very friendly, upbeat, easy to work with, and provided superior service throughout the entire loan process. I don't know of anything they could have done better! Evergreen is very lucky to have him! I look forward to purchasing my next property through Scott!

My wife and I were very impressed with Julie. Julie is a 5! We were glad to have her on our team…read more We had previously been referred to a Mortgage Officer who canceled our appointment last minute. We saw an opening to reorganize, so we quickly found Julie and she was ready to meet with us same day and time. This is our first house so we did not want to be strung along. Our goal was to find someone local to our Gig Harbor Community and our target was to be able to work with a professional and to find our home all in due time. Our only disappointment came from the mortgage agency. We did not find out until shortly after papers had been signed that we would receive a letter in our new house's mail box stating that our local lender sold our mortgage to a different company that had very poor ratings. While the hundreds of pages we signed must have mentioned it somewhere in there that this could happen, it was hidden and not very transparent. When we chose a mortgage company, we wanted that to be our company, We had set up automatic payments from our bank and all, that we then had only a few weeks to change to make sure our money didn't go to the wrong place. Plus, once we signed, we were swamped with letters from all kinds of unrelated real estate ventures, mostly scams. All of sudden, every agency automatically wanted our money for this insurance or for that coverage. So we had no way of knowing if the "send your money to an entirely new company and new address" letter was a scam or legit. Julie broke it down for us and helped reassure us that this letter was legitimate. So far we've been paying on time and are excited about the future.

Julie and her team made our refinance so easy and smooth! If I could give her more stars, I would!…read moreAfter months of trying to deal with the VA, I asked Julie for her help and she came through quick! We were able to close our loan in less than 30 days. It was a smooth process with no stress! She was always very responsive and available for my millions of questions. And, she offered us the lowest interest rate! I HIGHLY recommend Julie and her team!

Brent does a great job at what he does! I went to several different banks to try and get a…read morerefinance on my home and I just got the run around. Brent worked wonders to make my loan work in my benefit. He went above and beyond and answered all my questions in a timely manner. I like to ask a lot of questions and he was very patient. My loan got refinanced and everything worked out well. I would refer anyone to him!

Wow! He was unprofessional in his response to a query about a refinance of our downtown Seattle…read morecondo. He apparently did not like an up front manner of a professional and lesbian woman. So sad.

Worst experience I have ever had with a broker. We have used him twice the first time had to call…read morehim the day before closing to get paperwork done. This time not only was the process just as bad Tim Samuels unprofessionalism could not have been worse I wont describe the immorality we experienced from him but would recommend you not even meet this man.

Tim and his team do amazing work. Very quick response times and smooth process. I felt very…read morecomfortable working with him and his team.

I work with Debbie as her social media adviser, I have to say there isn't anyone I enjoy working…read morefor more than Debbie. Her unending positive attitude and enjoyable humor make working with her something to which I look forward. Many people I work with aren't very active in their social media profiles, but Debbie is. She responds to my phone and emails with amazing promptness and follows up with information as I need it. If she does this for me, she has to provide the same attention and service to her mortgage clients - actions are the benchmark of future (and past) behavior. While I know my experience is different than someone buying a home, I am a home owner and have dealt with mortgage loan officers who have made the funding process hell. From the reviews I've seen from Debbie, this isn't her style. I can tell her 25 years in home loan origination has allowed her to hone her skills as a loan officer and as a consummate professional with awesome customer skills. If you live in King, Kitsap or Pierce counties in WA, and need a home loan lender - Call Debbie Mishko, you can find her at Evergreen Home Loans office in Gig Harbor or online under Mishko Mortgage Services. Debbie, you rock! Julie T.

From the owner: What do my 30+ years of experience in the mortgage loan industry mean to you? It means you'll be…read moreworking with a mortgage loan officer who has closed thousands of loans, covering a wide range of financial circumstances, using multiple types of loans. It means that, whether you are a first-time home buyer or a seasoned investor, you will have a representative who thoroughly understands the mortgage process and how to make it work for you. It means I walk you through the entire lending process, if needed, and explain to you what is happening and why, every step of the way. I have been through all types of loan situations many times, so very little surprises me or deters me, as my goal is to get your loan closed and funded and the keys in your hands in the shortest amount of time. When you walk into your new home I want you to feel great about your lending experience with me, so much so that you will want to share the experience with your family and friends and look to me to be your mortgage loan advisor throughout your home-owning lifetime.

Closed a conventional loan in two weeks after another lender fell short! Simply amazed at their…read morepromptness and communication! Thank you Eric and Team!!!

Eric and the Upwell team are Amazing! They helped us with our home mortgage in a very tough market…read morefor buyers. Upwell provided excellent customer service, strong technology for doc upload and signing, and answered all of our questions along the way. They go all out for their customers and I highly recommend them!