I had a great experience working with Zach Schwartz at Townstone. Zach and team were helpful and a…read moregreat resource throughout my mortgage process. I look forward to continuing to work with my team at Townstone.

My agent, Zach Schwartz, was very prompt and helpful. My search for a house took a long and ran…read moreinto a couple of issues that Zach had to jump through some hoops to figure out on time but he got it done and everything worked out well.

I had the absolute worst experience working with this office and Kathy Bernal . After using an IHDA…read moreforgivable down payment assistance five years later when the loan is to be forgiven I was told I owed the money. Of course Kathy now doesn't work for Stearns and didn't want to help at all. Eric Gutierrez and Shaun Patrickus also promised to remedy the issue but did nothing at all. I strongly suggest not to use Stearns at all for any lending.

My family had the WORST experience with Eric Gutierrez from Stearns Lending. 1st he reviewed our…read more"documents" and said we approved for a home loan, even though we had a foreclosure several years ago. After having a CLOSING date he called yelling at us saying we didn't qualify for some weird reason with paperwork. We got our date change for a whole month and the day before once again something was missing. He once again called really rude and unprofessional yelling over the phone. 2nd he is just plain rude. We ended up switching yo another place and in 1 month we are in our new home!! I would give a 0 STAR

One of the best, my professional and attentive refinances I've ever dealt with. Original loan rate…read morewas 5.5% APR, and was brought down to 4.375 and was once again dropped to 3.375%. I've never seen anyone work so hard to ensure I was happy with the quality and rate we were receiving. I would recommend Joey and Federal Savings Bank over and over again.

I found Jim through Yelp, messaged him through his website, and heard from him almost immediately…read more And when I couldn't respond right away, he called me multiple times and texted me multiple times, and has been the most tenacious mortgage broker for me ever since. He will do whatever it takes to make it work for you and try to get you the best rates. After shopping around, I found the best rates and deals through Citibank, thanks to Jim! With his experience, Jim was also the most knowledgeable member of my team and kept me apprised of the mortgage and home purchasing process, even though he's not a realtor. I recommend listening to Jim, doing whatever he says, follow his 'commandments,' and he'll do the heavy lifting for you. Obtaining a mortgage is not a fun task, but at least you're in good hands. If I ever have to do this again, I'm going with Jim!

Jim was an exceptional lender to work with. He was friendly, professional and went to great lengths…read moreto assure that our first home buying experience went smoothly. Whenever I had questions, no matter how small, Jim was happy to answer them and make sure I was in the know about every step of the process. Jim's dedication to his clients is obvious, and he took hours of his personal time to help us. Highly recommend going to Jim for any lending needs, you'll be taken care of.

Recently heard about the Mortage Marketplace on the radio while I was looking to get qualified for…read morea loan. I worked with Doil from start to finish and I definitely got a great amount with a great rate too! Way lower than the rest of the market. There was alot of things taken care of too that I'm beyond happy about. I will highly recommend Mortage Marketplace and have referred him many more clientele. Anyone that's looking for a home without all of the sketchy stuff from the banks. THIS IS the place you need to go. Thanks Doil!

Like everybody else that is looking for their first home, I did not have prior knowledge about the…read moreprocess, I spoke to multiple mortgage companies until I found Mr. Doil Kim. Let me tell you he is a true professional. Our conversation lasted over two hours which he went over the details of everything. After he got my trust, and I perceive with her through the process there were some twist and turns but he was very patient with us and honestly he got us the best deal possible. We are still amazed, and our deal would not have been done had not we went with the mortgage market. This company is highly recommended myself and all my friends use him. Please trust him for his professional services. You will not be disappointed. Thank you Doil you are the best.

Chris and his team were outstanding in helping me buy my 1st property. From the early stages of…read moregetting approved, to my closing date, Chris was there every step of the way. Extremely accessible and knowledgeable!! Chris answered any questions I had as a 1st time home buyer and talked me through the entire process. Chris worked constantly to get me the lowest possible mortgage rate. I was happy with what my rate was going to be before I got a call from Chris saying it would be even lower!! When it looked like my Closing date would be pushed back, Chris made sure that wouldn't happen. It is clear Chris wanted what was best for me. I would certainly work with him again and recommend him to anyone looking to buy a home!

We have had the pleasure of working with Chris and his team for our first home purchase and more…read morerecently a refinance. Chris and his team are such great people to work with, extremely knowledgeable and helped ease the process for everything. I highly recommend him to anyone looking to purchase or refinance!

"Live everyday as if it is your last but always plan for the future." -- Neena Vlamis…read more Host for HOMEBUYER EDUCATIONAL WORKSHOP with NSCFU for NeighborWorks America. BUILDING HISTORY -- used to be a shady, divey club as evidenced by weird stairs. During renovation, an electric chair was found in the basement. Hmm. More than a club? ;) DESIGN -- great job on the spacious bathroom. (See Photo). Sink design made me realized that it doesn't have to be splashy & messy, depending on setup.

I honestly don't think we would have had such an easy first time home buying experience if it…read moreweren't for Lauren at A and N Mortgage. We initially contacted her just to inquire how the process might look and she was very patient and explanatory as she walked us through what the process would look like in the future. It was all very informative and low pressure which I very much appreciated. Once we decided to move forward with purchasing a condo I cannot say enough how much I appreciate everything she did for us, I would work with her again in a heartbeat and I recommend everyone go work with A and N!

My wife and I used Mike to acquire our first mortgage. We had a ton of questions along the way and…read moreMike answered each one knowledgably and patiently. We ended up having to move unexpectedly quickly and Mike's team took it in stride. We also did a fair amount of shopping and Mike's team charged the best price. Would recommend Mike to other potential home buyers.

Mike assisted in the purchase of our first home over the last few months. We were under contract in…read moreDecember but did not close until February, Mike remained communicative and informative throughout that entire timeline. This being our first purchase we had no idea what to expect, having met with Mike before we even made an offer we were educated as to what to expect in the process and what Mike and his team offered us. We felt far more confident from that initial meeting and knew we had the right team behind us. Throughout the process Mike kept us up to date regarding interest rate movements and helped us secure a very good rate. He answered our very specific questions, was incredibly timely in his responses back to us, and calmed any nerves we may have had. I highly recommend working with Mike, if you are looking to learn about the mortgage process give Mike a call, you will not be disappointed.