Joe was great, knowledgable, helpful and quick to respond. I'd recommend you speak with Joe.read more

Joe Peterson was awesome. When I discovered my insurance…read morecompany of 20 years decided to increase my premiums by 6000$, He was able to calm me down and immediately help find a much better deal for all my insurance needs and will save me money in the end. He knows his stuff, the process was seamless and fast. I highly recommend his services! Thank you ! Teresa

Jaime is fantastic to work with. The whole All Spectrum staff is courteous, prompt, professional…read moreand well versed in all forms of insurance coverages. They helped me quickly get the policies in place for a home purchase. I recommend these folks to friends and family whenever they have insurance related questions and/or concerns.

Jaime Starks is really really nice person I have ever seen, she helped me with my car insurance,…read morethanks to her, I can save a lot of money! She is perfect!

I used to have Farmers Insurance for my homeowners policy but I also needed to have California Fair…read morePlan for fire protection. The cost for both policies in 2025 was $1700. The premium they wanted for both in 2026 went up to $4600. A friend referred me to American Diversified Insurance and I was able to get a complete policy for $1907. Jessica Layfield was the agent getting me the policy and I would highly recommend using her for all your needs. I also switched my auto policy and saved $300 a year. Jessica is very thorough and a pleasure to meet and work with.

Valerie Ouellette is a fantastic broker. She has always been there to answer any questions that I…read moremay have about my various policies. She has gone out of her way to ease my anxiety about all the issues that have arisen over the past few years. She knows how to arrive at the best solution promptly. She is an agent to be trusted during these very complex times!

Mike has been my agent for almost a year now, and I am very happy that I found him via yelp and…read moreswitched insurance companies. I had been with another agency with an agent for 15 years and that agent left the business and was replaced with an unorganized agent that screwed up our billing, so I left the agency, found another agency that didn't have agents and had a terrible experience, so after a year of bad experiences, it was such a relief to find Mike. For me, being able to doing my insurance business mostly via email is huge. I don't want to call an 800 number and wait on hold forever. I love being able to email Mike my updates, mileage, questions, etc. He's very prompt in his replies and very thorough in his answers. And if I do need to call, Heidi is super helpful and friendly. And he's been a huge help twice in recommending other services - he recommended the most amazing mortgage broker (Cindi Taylor - see my review) and he helped me out with roofer recommendations. On top of all that amazing service, we are now paying less than we were with the other two companies and we are better insured.

I switched to State Farm last year and this has been one of the best decisions I have ever made…read more Both Mike and Heidi are incredibly helpful and friendly. I am paying the least amount I've ever paid for insurance and I have the best coverage I've ever had for both car and renter's. Also, can I just point out it is so nice to call them and get an actual person on the line right away, plus they recognize me with only a first name. If any of you are looking for new insurance or even if you are just curious then please give them a call. I promise you that you won't regret it!!

We recently worked with Steve Carlson to secure homeowners insurance for our new build in Folsom…read moreRanch, and the experience was phenomenal. Steve's speed is truly remarkable...he turned around quotes and addressed our questions incredibly fast. What really stood out was his honesty and deep knowledge of the Folsom area. Unlike other 'embedded' builder agencies we spoke with, Steve felt like a genuine partner looking for the best ROI for our family rather than just trying to sell a policy. Highly recommend Steve and Carlson Agency.

MY experience over the years has been amazing and Pascal who helps us has been very responsive and…read moretakes care of any change or additional services we are looking for. Highly Recommend Pascal and team!

Agent has a very bad habit of making appointments with me and blowing them off. Seems highly…read moredisorganized, and not very knowledgeable. She ended up completing a quote and I wanted to simply have her make a few corrections to her assumptions and she never called me back after missing a set up appointment for the SECOND TIME! A waste of my time and a loss of business for Sky ins. NEVER AGAIN for me!

We were ghosted by this company and none of our phone calls were returned…read more Fortunately we got coverage from Goosehead Insurance (through Mercury). I'm not sure why Sky Insurance is so highly rated ---I would give them zero stars if it was possible!

5 years ago I gave a negative review. Well, since then, my experience has had a complete turn…read morearound. The entire office, and Stephanie, have gone out of their way with attentive and amazing service. We, unfortunately, have had a couple of claims and they have been fast, vigilant and fair. They are courteous and professional and I wholeheartedly recommend Stephanie and her office for your insurance needs.

I've been with StateFarm for two years first year was fine , but got into an accident rates…read moreclimbed. But why are they keep climbing ? And on top of that I don't get a call or text to let me know my bill is higher . This is the third time this happened. I almost canceled with StateFarm but I like them so I just decided to switch agents . I will never go through this office again . Extremely unprofessional and sneaking in extra charges I do not recommend Stephanie baser . Con artist

I chose Hebard because of the reviews and I am here to confirm that they are true, Denise and her…read morestaff are the best. Among her numerous skills and qualities she listens to your needs and provides solutions. Her knowledge is outstanding and she answers questions precisely and accurately. If Denise says she is going to do something, call you back, send a docusign she does it.

Lori W., provided us with outstanding advice and guidance when we were scrambling for home owners…read moreinsurance. In this volatile insurance climate it is advisable to seek an agent like Lori to find the coverage that best suits your individual needs and Lori has provided us with that. I highly recommend Hebard Insurance.

I was pleasantly surprised at the friendly and helpful customer service. They were knowledgeable…read moreand helped get me the coverage I needed. Will definitely recommend to anyone that needs coverage.

From the owner: ~ We Specialize in California Contractor Bonds ~…read more Proudly serving California business owners, with over 25 years of experience in the insurance industry. We pride ourselves on excellent knowledge and superior customer service.

Let me start out by saying we have been with Scott Yuill's office since we first got renter's…read moreinsurance in 1993. We have had terrific service all these years with many automotive, life, and homeowners policies. But for some reason, they are taking forever to give me an insurance quote on my new Toyota. I have had it for over a month, and crickets. No info. I have called and been told, well it's in underwriting. It's a Toyota people, and my driving record is perfect. how hard can it be??? Let's see what happens. I'm not feeling terribly valued as a customer right now. I just keep getting vague answers.

Jake is incredible! He's a strategic thinker and problem solver! He's highly responsive with…read moreexceptional follow-up. He cares. It shows. I am thrilled!