I really liked agent/owner Joel Perkosky. I found him especially helpful during Covid19. He helps…read moreon the phone and distances in office. Health insurance can be tricky to change, but not with Joel. He talks on speaker phone, while you're in the office. I found the experience transparent and uplifting. Yeah, go here.

From the owner: A local insurance agent with a zeal for helping people in anything related to insurance!read more

My review of NYCM is from not only a prior customer of theirs but also as a long time independent…read moreinsurance agent that has sold their products. FYI- I AM NOT RELATED TO ANYONE AT NYCM. I stumbled across the 2 reviews of this company and felt the need to write a "response." First off--Many insurance companies use agents/brokers to sell their products and DO NOT deal directly with the customer. YES--commissions are paid to the agency/agent for these sales. (Much like when you buy a car at a dealership.) These commissions are payment to the agency to handle all servicing for the customer. This gives you a representative who in essence is working for YOU, on YOUR behalf. These are the people you call when you have a question. The people you call when you have a problem. The people you can call to make a payment. OR imagine this, you can WALK into their office, sit down and have a discussion with them about what you need instead of waiting on hold for the next available representative. If you don't want someone who is licensed and understands insurance to help you, call GEICO or the GENERAL or PROGRESSIVE DIRECT. These companies do have a niche and they may suit your needs better. NOW--NYCM is a local NY company that writes business in NY only. They are not a huge National company. They have an amazing group of people that work there. Being this company is smaller they are able to listen to their agents---who contact them about their customers---and work with them to find a solution if it is at all possible. HOWEVER, if you are a poor payer, have a bad driving history, have a lot of claims--then of course they are not going to be flexible. NYCM is NOT Progressive or GEICO. They don't accept everyone and they won't take you back if you fail to live up to your end of the insurance contract that you sign. So if you miss that payment and your policy cancels--they are under no obligation to reinstate your policy. AND furthermore, if they get money AFTER your policy cancels, they will keep what is owed to them for the coverage they DID provide. EVERY insurance company has this practice. It only makes sense. I used NYCM for many years for my auto and renter's coverage. They had great rates. They, like most companies, had a rate change and at that time I shopped my coverage and changed companies. They weren't a BAD company for that--it's just how things work. Insurance companies are businesses after all. LET'S TALK CLAIMS: When it comes to claims, NYCM is NO DIFFERENT than any other company. If you're driving around a 10 year old car and wreck it, you aren't going to get the same amount as you would if your car was only 5 years old. Cars lose value--plain and simple--and no, you won't pay less for your insurance as your car gets older. There's just no way for this to happen in the real world. So just because you think you could get $5000 for your car based on a blue book evaluation, that doesn't mean the insurance company is going to pay that. That is unrealistic. They have factors and calculations that they use--they use the same ones for every claim--so they are all treated equally. Additionally, EVERY claim you have will impact your insurance in some way. Even deer hits or glass claims. A claim is a claim. The beauty of the insurance market is there are TONS of options out there. Every company has their own rates. Every company has their own guidelines. Reality is that insurance is something we all have to have for our cars here in NY. COLD HARD FACT--Insurance is NOT NICE. I have worked in the industry for 20 years and I have never met a single person who has said "I am so happy to be paying for insurance." This includes those that work IN the insurance companies! But, there are many people, including myself, that have had claims and have been glad to have had the coverage there when it was needed. You may not agree with how a company handles something, but guess what, you have many other companies you can use if that is the case. Posting reviews about a company that make them sound as if they are doing something wrong isn't doing anyone any good. NYCM is a reputable company. Your local agents/brokers are knowledgeable people that are there TO HELP YOU with your insurance. We have the schooling and licensing for this reason--so you don't have to know this stuff!! If you have questions about NYCM or any other company, it is the agent/broker that offers their products that can tell you about them--the good and the bad. We work for the customer--not the companies! Bottom line--NYCM is a good company. Agents/Brokers are good too!

I've been with NYCM Insurance for my car for over four years. I've paid well over $2,000 a year. I…read morenever put in a claim. I was never late in paying. I always pay the full year in advance. One day, my car broke down. I called a tow truck which is covered by my car insurance. No charge to me. Great. When I renewed my NYCM insurance, they said, "Good news. You're on our preferred plan. You save $500 on next year's rate." The bad news, however, is that I would've saved $700 but I put in that $200 claim for towing. So they took that $200 out of the $700 I would've saved. This cheap company couldn't have covered the $200 towing fee? I've paid them well over $8,000 in all the years I've been with them. I was told, in the future, don't put in a claim for low amounts. Even if I'm in an accident. Pay for anything under $1,000, otherwise they'll find a way to cover that in next year's rate. NYCM doesn't care about their customers. They only care about making and saving money for themselves.

Highly recommended. I have been working with Dan for a few years now and he is always very helpful…read morewith whatever I need. We have home & auto policies for us as well as for rental units we own and Dan helped us walk through all the options and get exactly what we needed.

Dan was such a pleasure to work with - very professional, personable, and best of all - thorough…read more I think the thing that really stands out about Dan is that he really spends so much effort uncovering discounts and personalizing the coverage options to best suit my needs. This is such a nice change from talking to all the agencies that try to get you in and out the door quickly. Not only did he spend a lot of time with me, but his rates were outstanding! I highly recommend giving Dan a call to review your insurance needs.

What a pleasurable experience!. I look forward to shopping for insurance about as much as doing…read morelaundry or watching paint dry. It's always the same, answer a bunch of questions then get a low ball quote that changes when you actually sign up. Not this time. Maria Mendes is by far the most professional agent I've ever dealt with. The way our conversation went it was if I was dealing with a long time friend. And she actually saved me money! Being in the automotive field I know that inexpensive policies mean aftermarket parts not original manufacturer parts. These parts do not fit right most of the time. I am thrilled that I was referred to the Keats Agency and especially Maria. Thank you!

From the owner: Keats Agency is an award winning insurance agency doing business in NY, CT, FL, PA, and GA with its…read morehome office in Floral Park NY. KA has been serving the Long Island community for over 20 years providing home, auto, umbrella, life and commercial insurance.

Above and beyond is all I can say. My husband and I have had our insurance through Accent for many…read moreyears. Recently my husband's sister passed away and unfortunately during her illness, several invoices became past due including her home and auto insurance. Liberty Mutual sent a very terse letter, even though they knew she passed, that they were cancelling with no interest in renewal. We called Larry R. at Accent who immediately jumped on our very serious problem and within 1 week all was resolved for just as good of coverage at a less expensive premium. I highly recommend them. Dependable, trustworthy & great business.

Best kept secret in the Hudson Valley! If you want the best…read moreinsurance at a quality price, this is your one stop for all your insurance needs. We have had multiple issues with other brokers such as being underinsured or having the same insurance at a much higher price and Larry took care of all of us. They also helped us with retirement planning and at the last dip in the market, we actually made a little money! I would never ever go anywhere else. You guys are the best!

Susie Dunn at Bailey insurance was a big help when my insurance company decided not to handle…read moreresidences in New York anymore. The new insurer required that I do certain things in order to have coverage (as would other companies, I learned), and meeting their requirements took time and money. I worked earnestly to find people to make the changes specified, and Susie was able to arrange two extensions for me while I located, and then waited for, the right people to do the work.

It had been a long time since I last shopped around for insurance, so when it was time to renew my…read moreauto policy I reached out to Bailey Place to get them to do the shopping for me. Their staff quickly provided me with a couple of options that gave me and my family better coverage and saved me over $1,000 per year when I combined both my auto and home policies. I wish I had turned to Bailey Place sooner.

Had a fantastic experience working with Brenda Flagg! I needed auto insurance quickly, and they…read moredelivered on both speed and price. She found a highly competitive rate. The whole process was smooth, professional, and stress-free. Highly recommend her to anyone looking for great coverage without the hassle!

I was very disappointed with my experience. Was over charged for 7 years ,didn't find out until I…read morebought a new car .. My daughter was reared ended I was told cops don't know how to handle car accidents and I needed to call Geico the other guys insurance and no they don't have there number.. Final straw giving one price asked for a positive review to only get a different price (much higher) on the app .. Very shady practices and you will not be a priority but made to feel more line a inconvenience

Great people. They saved me a lot of money on my car insurance. Locally owned…read more Easy to work with. I highly recommend them. Jim rocks! Rob

From the owner: Get an auto insurance policy you can count on from Nationwide. The James R. Macuch also offers…read moreproducts in NY. Please call for information on products in those states. As a family-owned and operated agency with over 60 years of experience in the industry, we have the expertise and knowledge youre looking for. Plus, you can rest assured that you are receiving an insurance advantage you can only find when you choose one of the most reputable insurance companies around.

Auto, Home, Landlord and Commercial Insurance! Give me a call for a free quote and see what I can…read moredo . Eric Schaeffer (315) 729- 4825

Bobby Gage is your go to guy! Needed auto insurance in a pinch and Bobby delivered an approved…read morequote over the weekend on a Sunday that was very competitive. Bobby also furnished upon request the documentation needed to complete my transaction. He is quoting my home and umbrella as well and I couldn't be happier. Very professional, responsive and Bobby will hustle for you! Highly recommend!