I really liked agent/owner Joel Perkosky. I found him especially helpful during Covid19. He helps…read moreon the phone and distances in office. Health insurance can be tricky to change, but not with Joel. He talks on speaker phone, while you're in the office. I found the experience transparent and uplifting. Yeah, go here.

From the owner: A local insurance agent with a zeal for helping people in anything related to insurance!read more

What a pleasurable experience!. I look forward to shopping for insurance about as much as doing…read morelaundry or watching paint dry. It's always the same, answer a bunch of questions then get a low ball quote that changes when you actually sign up. Not this time. Maria Mendes is by far the most professional agent I've ever dealt with. The way our conversation went it was if I was dealing with a long time friend. And she actually saved me money! Being in the automotive field I know that inexpensive policies mean aftermarket parts not original manufacturer parts. These parts do not fit right most of the time. I am thrilled that I was referred to the Keats Agency and especially Maria. Thank you!

From the owner: Keats Agency is an award winning insurance agency doing business in NY, CT, FL, PA, and GA with its…read morehome office in Floral Park NY. KA has been serving the Long Island community for over 20 years providing home, auto, umbrella, life and commercial insurance.

My review of NYCM is from not only a prior customer of theirs but also as a long time independent…read moreinsurance agent that has sold their products. FYI- I AM NOT RELATED TO ANYONE AT NYCM. I stumbled across the 2 reviews of this company and felt the need to write a "response." First off--Many insurance companies use agents/brokers to sell their products and DO NOT deal directly with the customer. YES--commissions are paid to the agency/agent for these sales. (Much like when you buy a car at a dealership.) These commissions are payment to the agency to handle all servicing for the customer. This gives you a representative who in essence is working for YOU, on YOUR behalf. These are the people you call when you have a question. The people you call when you have a problem. The people you can call to make a payment. OR imagine this, you can WALK into their office, sit down and have a discussion with them about what you need instead of waiting on hold for the next available representative. If you don't want someone who is licensed and understands insurance to help you, call GEICO or the GENERAL or PROGRESSIVE DIRECT. These companies do have a niche and they may suit your needs better. NOW--NYCM is a local NY company that writes business in NY only. They are not a huge National company. They have an amazing group of people that work there. Being this company is smaller they are able to listen to their agents---who contact them about their customers---and work with them to find a solution if it is at all possible. HOWEVER, if you are a poor payer, have a bad driving history, have a lot of claims--then of course they are not going to be flexible. NYCM is NOT Progressive or GEICO. They don't accept everyone and they won't take you back if you fail to live up to your end of the insurance contract that you sign. So if you miss that payment and your policy cancels--they are under no obligation to reinstate your policy. AND furthermore, if they get money AFTER your policy cancels, they will keep what is owed to them for the coverage they DID provide. EVERY insurance company has this practice. It only makes sense. I used NYCM for many years for my auto and renter's coverage. They had great rates. They, like most companies, had a rate change and at that time I shopped my coverage and changed companies. They weren't a BAD company for that--it's just how things work. Insurance companies are businesses after all. LET'S TALK CLAIMS: When it comes to claims, NYCM is NO DIFFERENT than any other company. If you're driving around a 10 year old car and wreck it, you aren't going to get the same amount as you would if your car was only 5 years old. Cars lose value--plain and simple--and no, you won't pay less for your insurance as your car gets older. There's just no way for this to happen in the real world. So just because you think you could get $5000 for your car based on a blue book evaluation, that doesn't mean the insurance company is going to pay that. That is unrealistic. They have factors and calculations that they use--they use the same ones for every claim--so they are all treated equally. Additionally, EVERY claim you have will impact your insurance in some way. Even deer hits or glass claims. A claim is a claim. The beauty of the insurance market is there are TONS of options out there. Every company has their own rates. Every company has their own guidelines. Reality is that insurance is something we all have to have for our cars here in NY. COLD HARD FACT--Insurance is NOT NICE. I have worked in the industry for 20 years and I have never met a single person who has said "I am so happy to be paying for insurance." This includes those that work IN the insurance companies! But, there are many people, including myself, that have had claims and have been glad to have had the coverage there when it was needed. You may not agree with how a company handles something, but guess what, you have many other companies you can use if that is the case. Posting reviews about a company that make them sound as if they are doing something wrong isn't doing anyone any good. NYCM is a reputable company. Your local agents/brokers are knowledgeable people that are there TO HELP YOU with your insurance. We have the schooling and licensing for this reason--so you don't have to know this stuff!! If you have questions about NYCM or any other company, it is the agent/broker that offers their products that can tell you about them--the good and the bad. We work for the customer--not the companies! Bottom line--NYCM is a good company. Agents/Brokers are good too!

I've been with NYCM Insurance for my car for over four years. I've paid well over $2,000 a year. I…read morenever put in a claim. I was never late in paying. I always pay the full year in advance. One day, my car broke down. I called a tow truck which is covered by my car insurance. No charge to me. Great. When I renewed my NYCM insurance, they said, "Good news. You're on our preferred plan. You save $500 on next year's rate." The bad news, however, is that I would've saved $700 but I put in that $200 claim for towing. So they took that $200 out of the $700 I would've saved. This cheap company couldn't have covered the $200 towing fee? I've paid them well over $8,000 in all the years I've been with them. I was told, in the future, don't put in a claim for low amounts. Even if I'm in an accident. Pay for anything under $1,000, otherwise they'll find a way to cover that in next year's rate. NYCM doesn't care about their customers. They only care about making and saving money for themselves.

Auto, Home, Landlord and Commercial Insurance! Give me a call for a free quote and see what I can…read moredo . Eric Schaeffer (315) 729- 4825

Bobby Gage is your go to guy! Needed auto insurance in a pinch and Bobby delivered an approved…read morequote over the weekend on a Sunday that was very competitive. Bobby also furnished upon request the documentation needed to complete my transaction. He is quoting my home and umbrella as well and I couldn't be happier. Very professional, responsive and Bobby will hustle for you! Highly recommend!

I've been a customer with Allstate for 45 years . A year before i retired i was working on reducing…read moremy bills. One of them was my Allstate insurance. I called Kevin and got an appointment. I've been ignoring appointments for years. I found out my policy needed to be upgraded . When the smoke cleared. Kevin saved me $56 month on my insurance. I had discounts i wasn't aware of. Thanks Kevin! hes a good agent and highly recommend him to all.

From the owner: Contact my Agency to get a Quick,Personalized Insurance Quote Today! A great rate is just a call…read moreor click away. I've been with Allstate for over 23 years and have worn many hats. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important - your family, home, car, boat and more. One of the things I like best about working with Allstate is the variety of products and services I can offer my customers. More than insurance, I can offer a variety of products to address their financial concerns - such as saving for a child's education or retirement. I'm committed to helping you: Determine your immediate and long-term financial goals; Select the right products for you and your family; Understand investment products, such as mutual funds, annuities, IRA, life insurance and college savings plans; Review your insurance and financial needs as they change; Answer questions and provide ongoing service and support.

Emery and Webb is a amazing insurance broker and goes above and beyond to make sure you the…read morecustomer is satisfied. We've been using emery and webb for many years and all our insurance policies are through them. Scott my agent is amazing and a true hero. He makes sure everything is taken care of and that you are getting the best deal and best rate. He is very good at what he does and he is a true hard worker. If you need any type of insurance needs I highly reccomend Scott and Emery and Webb because they will take care of you and treat you like family. It's even nicer that they are local. Thanks again guys and keep up the great work :)

We have had so many negative insurance related experiences in the past that we simply say…read more"insurance companies suck!" Now after saying that and looking at my review and seeing 5 stars, you may be wondering... After several bad experiences with the insurance industry, we changed companies. That was a short term solution, but didn't appear to be the issue. So we looked for a new agent. Realizing a lot of the issues we were having stemmed from poor communication and lack of follow-up at our long ago previous agent's office, not the actual insurance company. We moved our policies to a local agent and our new service representative was Suzanne French. To say she is awesome is an understatement. She is kind, courteous, listens and speaks in terms that are easily understandable. She is pretty funny too! She has completely changed our feeling on the insurance industry. Suzanne left the agency we met her at and we were so pleased with her service, we moved our business to follow her, which is where Emery & Web comes in... Since moving our policies to Emery & Webb, we have filed a few claims. Suzanne, as always is awesome, but we also have had the opportunity to deal with the claims department at E&W. Their service is equal to that which we've become accustomed to with Suzanne. I would like to say I feel like I truly am in good hands with my good neighbors at Emery & Webb. And no, neither of this companies are ours! Emery & Webb is constantly looking out for your best interests. Whether it's a policy review to ensure you're adequately covered, or shopping other companies to provide you the best coverage for your money. Chances are, you deserve better than the service you're getting with your current agent. Don't lose hope and hate insurance. Give Emery & Webb a call. Suzanne French has never let us down and I believe Emery & Webb knows just how to employ the best of the best to keep their customers and keep them happy. Thank you Suzanne and thank you Emery & Webb. Business we have at Emery & Webb: Homeowners Insurance Policy Flood Insurance Policy Automobile Insurance Policy Classic Car Insurance Policy G&KB