Crystal was helpful, supportive and a great guide through evaluating my credit score.. I was ridden…read morewith nerves and having her help me along the way was so needed! I will be coming back with any questions and definitely before I pull the trigger on my first car loan!

Crystal was amazing and gave great advice!!! Definitely…read moresomeone I would recommend for people that need help with their credit

Finally, a place I can truly let it be known what kind of deal you are going to get yourself into…read more It has been 36 months of paying 687 per month. If a payment is missed it is made up quickly. It has not been easy otherwise I would not have gotten myself in this situation in the first place. In June we just unloaded 915 in car payments and here I was thinking I was about to unload another 700 in I get an email. I better call quick. Get this, they want to extend my plan by a year. $8,000k

This is the worst experience of my life. They lie through their teeth. Don't return calls and worst…read moreof all you ending up pay the full amount when they add their fees in. They don't bother to tell you that the discharged debt ends up being claimed on your taxes so you end up owing the IRS to boot! Stay away from this shady operation . I wish I had filed for bankruptcy rather than gone thru Netdebt!! Beware !!!

Don't be fooled by Express Legal Funding's promises. They advertise advances between $500 to…read more$500,000, but after applying with a strong case, they only offered a couple thousand dollars. They don't even properly review your case before lowballing. The high ratings make no sense. Total waste of time! This is my reply Back Aaron, I appreciate your response, but I must correct the facts. During my initial conversation with Stacy, I made it very clear that I would only proceed if Express Legal Funding could guarantee $150,000. Stacy responded directly that this was not possible and stated there was no need for further calls after 2-3 days to "reassess," because the maximum I could be approved for would be only around $2,500 to $3,000. Additionally, I informed Stacy that my case involves over $2 million in insurance coverage. Based on that, I fully understood the strength and value of my claim and what I was requesting. Because of the clear communication that my funding needs could not be met, I personally requested to withdraw my application immediately. There was no misunderstanding, and no further review was needed. Your team had sufficient critical information and made an internal decision early without asking for more documentation. I appreciate your effort to respond, but respectfully, your public reply misrepresents the situation.

I was suppose to get a check overnight direct deposit and of course it isnt there. There is someone…read moreresponding to this review saying my money was sent. Now that Kimberly is in the office, she said let her call accounting and now they wont answer my calls. THEY TAKE ADVANTAGE OF PEOPLE IN TOUGH POSITIONS I will remove this review once I receive my check today. They went above and beyond to find the money and my bank had it the whole time and just deposited it. Highly recommended. Ask for Kimberly!!! Wendy H

I was young and dumb... now I'm just a little less dumb thanks to Ms. Ashley and Ms. Lizzie. From…read morethe very first time I contacted them, they've been following up with me and giving me peace of mind about my credit situation and the options available to help. You can tell they have the experience and customer service that actually make you feel less worried about the problems you're facing. I spoke with several debt attorneys before this, and White, Jacobs & Associates -- especially Lizzie -- stood out because they genuinely took the time to understand my situation instead of throwing "solutions" around left and right. After my appointment with Ms. Ashley, I honestly felt relieved and much less stressed about everything I'm currently going through. I'd say "I'll definitely come back," but hopefully I won't need to! That said, they clearly know what they're doing, and they do it the right way. Thank you to the whole team!

Do not trust this company. I paid nearly $2000 for 6 months of credit repair service and there was…read moreno improvement to my credit. This company is horrible at communication, will not answer your phone calls, and takes them weeks to respond to any inquiries. They told me my credit score increased by 53 points which was a flat out lie and fraud. My score actually went down. also I Refered them a client and I was supposed to get a referral bonus.... Another lie. Per our contract I am owed a refund based that no improvements have been made and they have breached their own contract. Do not waste your time or money, they have no integrity and a pattern of abuse and fraud which I would suspect is being done on a larger scale and a class action lawsuit will be needed.

BEWARE SCAMMER! I initially contacted the accrued credit…read moresolution back in July 1st via instagram looking to get help in my credit report, before I enrolled with them I have no problem contacting them, asking them question and I was answered back almost right away. After the enrollment which is Wednesday July 3 I did not hear from anyone, I didnt panic as next day was July 4th holiday. I tried to contact them again on July 5th and no answer, I tried to call them on Sunday but no answer I thought because it was weekend they wouldn't answer. I tried again today and no answer, emailed them no answer. They vanished and did not help me with anything right after I paid. I contacted my bank NAVY FEDERAL and they are investigating this. I wish that they go to jail for this. Taking hard earned money from people. I hope this company gets what they deserve JAIL!!

Dorothy aka Stephanie they are a scammed, they have not replied or assisted us with our credit…read morerepair. They took 1253.57 for a couple 4 months credit repair. stay away from them

Absolute waste of time. These people are unprofessional, rude, and careless. They made me unfreeze…read moremy credit reports, asked me to email them my report, and then completely ignored me for a week. When I finally called to follow up, I was handed over to their so-called "senior advisor" Mark, who had a horrible attitude from the start. Instead of helping, he acted like he was doing me a favor just by talking to me. The moment I told him I didn't appreciate his attitude and that I could take my business elsewhere, he literally hung up on me and told me to go find another company. This is hands-down one of the worst customer service experiences I've ever had. If this is how they treat potential clients, I can only imagine how bad it gets once they actually have your business. Avoid at all costs.

Scam company. Don't give them a drop of money. They try to frighten people into paying money to…read morethem, and there are laws protecting you against harassment like this. Google it. They've bought old information from creditors, and are trying to collect on debts that have been written off long ago. Don't contact them, (or give them any personal information,) as they have persuasive salesmen trained to frighten you into giving them money.

Collections agents are supposed to be aggressive, that's standard in this business. And the guy…read morefrom Ryan & Jacobs was very rude, insulting, and kept asking questions and then interrupting me with more insults before I could answer. So he's good at that part of the job. But I felt like his use of lies and implied threats was too close to extortion for my tastes. He basically talked the debtor into filing bankruptcy instead of paying, which was counterproductive. Claiming to prepare criminal charges for a civil matter won't work on people who know the difference. Maybe he's new to this?

From the owner: Ryan & Jacobs - Your Vigorous Commercial Debt Collections Team! We specialize in business to…read morebusiness debt collections as well as debt reduction. If you are owed money by another business, we will collect it. If you have debts that need to be settled, we are experts in business debt settlement. Our work-frame is built on a contingency basis. To put it simply, no results mean no service charges. We are a fully functional, client-oriented commercial debt collections agency working in the best interest of our clients with a mission to eradicate scam services going around in the industry by executing the highest level of integrity that our clients deserve. Our clientele consists of businesses from various industries, which recalls the requirement for a unique approach each time. Our team of skilled professionals untiringly commit to achieving unmatched results every time, resulting in outstanding collection percentages. Moreover, we are always updated and in the now with a fast-changing business environment. We keep up with these business trends so we can continuously analyze and revise our operations for betterment. Our core value at Ryan & Jacobs is a faith-based business model, where we put transparency, customer service, communications, and professionalism is first and foremost. Redefining the commercial debt collection norm with strategies that result in significantly better Recovered A/R Cash-Flow.

My experience, with My Credit Dreams has been phenomenal! Brittneye, is AMAZING!!! My credit score…read morehas increased by 50 points on the first round. Brittneye, is extremely knowledgeable!!! She doesn't tell you something and not follow up. Every single time I have called Brittneye, she has answered. And if Brittneye, does not answer she returns my call promptly. I give MyCredit Dreams an A++ because my dream of buying an 18 wheeler and because I am a woman truck driver, and an owner operator had became a reality. Homeownership is next!!! I will recommend MyCredit Dreams to anyone!!! They are a very trustworthy company!!! Invest in your future, because I did!!! Best regards, Shannie Lipsie, CEO and Owner #1 Voice Fleet Trucking Company

From the owner: Our business specializes in credit repair and restoration. We remove inaccuracies such as liens,…read morejudgments, bankruptcy, and assist with rebuilding after identity theft. Our money-back guarantee is in our contract.