Crystal was helpful, supportive and a great guide through evaluating my credit score.. I was ridden…read morewith nerves and having her help me along the way was so needed! I will be coming back with any questions and definitely before I pull the trigger on my first car loan!

Crystal was amazing and gave great advice!!! Definitely…read moresomeone I would recommend for people that need help with their credit

Finally, a place I can truly let it be known what kind of deal you are going to get yourself into…read more It has been 36 months of paying 687 per month. If a payment is missed it is made up quickly. It has not been easy otherwise I would not have gotten myself in this situation in the first place. In June we just unloaded 915 in car payments and here I was thinking I was about to unload another 700 in I get an email. I better call quick. Get this, they want to extend my plan by a year. $8,000k

This is the worst experience of my life. They lie through their teeth. Don't return calls and worst…read moreof all you ending up pay the full amount when they add their fees in. They don't bother to tell you that the discharged debt ends up being claimed on your taxes so you end up owing the IRS to boot! Stay away from this shady operation . I wish I had filed for bankruptcy rather than gone thru Netdebt!! Beware !!!

This is the worst company to do business with. Do not fall for their loan agreements. I signed a 36…read moremonth consolidated loan to have them pay off 2 credit cards only to have them tell me upon my last payment that they could not payoff the credit card at the agreed loan amount & needed 4-5 more months 2000.00 extra dollars to negotiate with! I am beside myself because they will not refund any of the loan and are just going to keep taking it out of my checking account until they can settle with the bank. They sold me a bill of lies. Have not done anything with my money to help just took and still trying to steal more . A loan is a loan I paid my share and they need to honor theirs.

From the owner: We are a debt reduction company helping consumers across the country find their way out of…read moreoverwhelming debt obligations through a proprietary debt negotiation process. Since our inception in 2014, we at Nationwide Debt Reduction Services have developed a turn-key negotiation and creditor management processes that assist consumers like you in reaching settlements for your unsecured debts. Give us a call today and find out how our customized in-house debt reduction strategies can help you get your finances back on track!

Collections agents are supposed to be aggressive, that's standard in this business. And the guy…read morefrom Ryan & Jacobs was very rude, insulting, and kept asking questions and then interrupting me with more insults before I could answer. So he's good at that part of the job. But I felt like his use of lies and implied threats was too close to extortion for my tastes. He basically talked the debtor into filing bankruptcy instead of paying, which was counterproductive. Claiming to prepare criminal charges for a civil matter won't work on people who know the difference. Maybe he's new to this?

From the owner: Ryan & Jacobs - Your Vigorous Commercial Debt Collections Team! We specialize in business to…read morebusiness debt collections as well as debt reduction. If you are owed money by another business, we will collect it. If you have debts that need to be settled, we are experts in business debt settlement. Our work-frame is built on a contingency basis. To put it simply, no results mean no service charges. We are a fully functional, client-oriented commercial debt collections agency working in the best interest of our clients with a mission to eradicate scam services going around in the industry by executing the highest level of integrity that our clients deserve. Our clientele consists of businesses from various industries, which recalls the requirement for a unique approach each time. Our team of skilled professionals untiringly commit to achieving unmatched results every time, resulting in outstanding collection percentages. Moreover, we are always updated and in the now with a fast-changing business environment. We keep up with these business trends so we can continuously analyze and revise our operations for betterment. Our core value at Ryan & Jacobs is a faith-based business model, where we put transparency, customer service, communications, and professionalism is first and foremost. Redefining the commercial debt collection norm with strategies that result in significantly better Recovered A/R Cash-Flow.

Professionalism, communication, and knowledge are key factors when working with well off wealth. I…read morerecommend them to everyone wanting to better themselves

From the owner: Well OFF Wealth is a reputable credit restoration company committed to assisting individuals and…read morefamilies in attaining financial stability. Our established credit repair strategies are designed to help you enhance your credit scores and pave the way for a more secure financial future. We are here to partner with you on your journey to credit restoration and overall financial wellness. We offer a money-back guarantee to every client.

Scam! I received a letter from this place to contact their offices, so I can settled credit…read moreaccounts. Well let me tell you that I don't have any of the credit cards mentioned and they won't stop sending letters. So, Please be ware if you get any mail from this company.

Short comment: SCAM!!! Details: I got a mail from this…read morecompany saying that they recently settled accounts with Chase, CIti, BOA, Discover, Capitol One, HSBC, GE, Target and Wells Fargo, and asked if I have accouts with these lenders and will settle mine as well. However, I only have one credit card with the listed, and the balance has been ZERO for a long time. Also, all the approaches they provided were all that I can do myself. I would say that I got a scam letter from them.

Absolute waste of time. These people are unprofessional, rude, and careless. They made me unfreeze…read moremy credit reports, asked me to email them my report, and then completely ignored me for a week. When I finally called to follow up, I was handed over to their so-called "senior advisor" Mark, who had a horrible attitude from the start. Instead of helping, he acted like he was doing me a favor just by talking to me. The moment I told him I didn't appreciate his attitude and that I could take my business elsewhere, he literally hung up on me and told me to go find another company. This is hands-down one of the worst customer service experiences I've ever had. If this is how they treat potential clients, I can only imagine how bad it gets once they actually have your business. Avoid at all costs.

Scam company. Don't give them a drop of money. They try to frighten people into paying money to…read morethem, and there are laws protecting you against harassment like this. Google it. They've bought old information from creditors, and are trying to collect on debts that have been written off long ago. Don't contact them, (or give them any personal information,) as they have persuasive salesmen trained to frighten you into giving them money.

Don't be fooled by Express Legal Funding's promises. They advertise advances between $500 to…read more$500,000, but after applying with a strong case, they only offered a couple thousand dollars. They don't even properly review your case before lowballing. The high ratings make no sense. Total waste of time! This is my reply Back Aaron, I appreciate your response, but I must correct the facts. During my initial conversation with Stacy, I made it very clear that I would only proceed if Express Legal Funding could guarantee $150,000. Stacy responded directly that this was not possible and stated there was no need for further calls after 2-3 days to "reassess," because the maximum I could be approved for would be only around $2,500 to $3,000. Additionally, I informed Stacy that my case involves over $2 million in insurance coverage. Based on that, I fully understood the strength and value of my claim and what I was requesting. Because of the clear communication that my funding needs could not be met, I personally requested to withdraw my application immediately. There was no misunderstanding, and no further review was needed. Your team had sufficient critical information and made an internal decision early without asking for more documentation. I appreciate your effort to respond, but respectfully, your public reply misrepresents the situation.

I was suppose to get a check overnight direct deposit and of course it isnt there. There is someone…read moreresponding to this review saying my money was sent. Now that Kimberly is in the office, she said let her call accounting and now they wont answer my calls. THEY TAKE ADVANTAGE OF PEOPLE IN TOUGH POSITIONS I will remove this review once I receive my check today. They went above and beyond to find the money and my bank had it the whole time and just deposited it. Highly recommended. Ask for Kimberly!!! Wendy H

Amazing credit restoration service absolutely worth the experience Mr. Ken and team has restored my…read morecredit and have provided so much information on how to obtain a positive credit score and keep it. Life changing.

From the owner: Credit Counseling, Financial Literacyread more