The team at Venture Life & Health has been so great at responding! They consulted me on medical…read moreplans about a year ago and I recently had an issue with auto pay. Was not expecting their response time to be so quick but we got the issue resolved in 15 minutes from me hitting send on my first email. Great service, great response time. Happy to have Venture as my insurance agent.

Let me share my multiple issues with this agency. I'm a pretty patient business owner, but…read moreextremely busy. The one thing I require with any service is that I'm able to setup Auto-draft payments. I purchased three types of insurance policies Health, Dental, and Disability. I explained this to Sam Strok and his office manager Erika when I purchased all three policies. I completed paperwork for both the Dental and Disability policies and Sam's office didn't turn it in nor let me know when the policies went unpaid. The dental and disability policies were purchased at the same time, a year after the health. Two months after purchasing these two policies I contacted Sam because an employee was having numerous problems. This is when I learned that the employee's adult child didn't have dental coverage because Sam gave me bad advice (although he knew the ages of both children, he advised me that both children were covered for dental under the dependent's health coverage even though one was older than 19). Two months later when I contacted his office to find out how to make a policy change, to remove an employee, I learned that the policy was in process to lapse for non-payment. His office had never turned in the auto-draft payment paperwork. The only correspondence I received from the dental insurance company had gone to my spam email. Sam's Office never contacted me to let me know that payment had not been made for six months. At this point I asked Erika to check on the disability policy because I had been unsuccessful logging into their site. Every month I received a "statement" which was a link to login to their site, but no matter what I did I couldn't seem to get logged in with the information available to me. Erika did not respond until I contacted her again 2 months later. At this point she informs me that payment is due for the full 8 months because again she hadn't turned in the auto draft paperwork and no one contacted me to advise me of the nonpayment status (I worked in insurance for several years, insurance agents receive notices every month when one of their policies is lapsing or cancelling). Instead of me getting angry, I provided them with constructive feedback, that I was disappointed in how things had been handled and that I was used to a full service agent - which is what their website suggests on the About Us page. Instead of apologizing or taking any responsibility whatsoever, Sam Strok fired us as a client. He claims they don't handle payment options, however, they accepted the payment auto-draft forms so they should have ensured they were submitted otherwise should have had me submit them directly. I find the management of his office sloppy and his response very unprofessional. Thankfully, I was already in the market to replace this business relationship.

Truly exceptional service. Prompt, courteous, informative and professional. A pleasure to work with…read moreand they make insurance easy to understand and will custom design the right plan for you. Rob Flajole is a pleasure to work with.

Insurance is just one of those things, like mortgages and taxes, that clearly define adulthood, and…read moresomething we do infrequently enough we often need professional help. The trick is finding someone who simplifies the process, explains everything clearly (and perhaps multiple times and in a variety of ways), reliably follows up, and -- of course -- tries to find you the best options for your situation and price range. For all of this and more, Rob Flajole, introduced to me by a friend, has to be the best insurance agent in Seattle. In plain English and real-life examples, Rob explains insurance concepts that previously were too abstract and convoluted for me to understand, and then kindly and patiently explains them to me again. :) [Quantum physics, I get; insurance, not so much.] Rob is, hands down, the clearest, most diligent, fair, and fun (yes, really!) insurance agent I've ever worked with and I recommend him to everyone in the Seattle area. He's the best!

I have spent months struggling with health insurance, red tape, and clerical errors that weren't…read moremine but left me without insurance. I was at my wit's end recently after being told that I had missed open enrollment (despite having applied before the deadline), and that I couldn't get an exception made. I have medications that I had to stop cold turkey months ago and have been without, and have been dealing with health issues I couldn't really afford to get care for because I was told I had to wait until November for open enrollment to start again. I posted on Facebook asking friends for advice, assuming it was pointless. But then one of them said I should look into a broker - an option I had no idea was available, nor that it was free. I looked through a list of brokers and found Gary Franke and his team; they sounded good, so I requested help from them. And thank god I did, because I tell you what - after months of metaphorically pulling my hair out over how stressful the runaround of insurance was, especially when I don't have much knowledge on the subject - Gary Franke and Heffernan Insurance Brokers had me squared away in a few emails and a single phone call. I couldn't believe how simple the process was. Gary got my information - how much I make a year, what exactly I'm looking for / need help with - and narrowed the insurance plans down to two that he said would be the most affordable and the most helpful for me based on my needs. Then all I had to do was choose from the two, let him know, and he got me enrolled and activated. No fuss, no stress. He was friendly, empathetic, understanding, and answered all of my questions thoroughly and without judgement - even the ones I personally thought were probably dumb questions. He was even willing to discuss my options with a family member that has been trying to help me with the process of getting on insurance, if she had any other questions she wanted to ask him. Even after I was on an active plan, Gary and his team have encouraged me to come to them if I have any further questions, and made sure I know they're available for any other advice I may need in the future. In conclusion, I literally cannot recommend Gary Franke and his team enough. They got done in less than a week - and only took as long as that because I had to make my choice on the plans and slept on it - what I was on the verge of a breakdown trying to do on my own for months. If any of the many people I had spoken to on the myriad of phone calls with WA Healthplan Finder, or any of the insurance companies, had just once suggested a broker, I could have escaped so much stress. If you're on the fence about a broker - do it. It's so worth it, and you can't go wrong with Heffernan Insurance Brokers, and Gary Franke and his team. They are extremely knowledgeable about all this stuff, and genuinely want to help you with what you need and where you're at. There's a reason they have so many 5-star reviews here; and I promise that those reviews are telling the truth, because I know mine is. Reach out to them. I promise you won't regret it.

Buyer beware, Gary is unethical. Back in 2017, I moved to Bellevue Wa. and was in need of health…read moreinsurance. New to the game I was unaware broker's fees are paid by the health insurance companies. Tamara, who works with Gary, was the agent of record and did a good. However, months after I get a call from Gary stating, "Tamara forgot to bill you." Not knowing, I gave him my credit card info and was billed $75... Pretty slimy for a whopping $75. I would have sued if still live nearby.

Working with Scott Bastianelli at Cornerstone has been a truly positive experience. Scott…read moreconsistently took the time to listen attentively to my concerns, demonstrating genuine interest in understanding my needs. Scott's expert advice was not only thorough, but tailored specificially to address the issues I raised, which made me feel confident in the direction we chose together. Throughout our collaboration, Scott maintained clear and proactive communication, ensuring I was informed every step of the way. I greatly appreciate his professionalism and commitment, and I look forward to working with him in the future. Leslie Delfin

They are a well informed caring group of agents. They are knowledgeable and caring. You cannot do…read moreany better.

Ken is knowledgeable, helpful, curious, good natured, and patient: the perfect combination for…read morehelping someone like me who is easily overwhelmed when navigating health insurance choices in the marketplace. I highly recommend Ken. I mean, I was almost laid off roughly nine times over the past year, only to have a contract extension offered at the last minute every time. Ken was repeatedly (and I emphasize "repeatedly") there for me to compare plans and select insurance for me and my family, including the "final" time. I think Ken and I set a record for this stuff. Thanks Ken!

Ken in amazing!! So easy to work with.. He is SO quick to reply to emails even DURING open…read moreenrollment! I was a referred to him by a friend and could not me more grateful. He made a DAUNITNG task easy and stress free and now I have great insurance for the new year! Ask Ken he will help you!!

I have dealt with Steve and Brandy at Green Financial for five or six years now. They helped me…read moresort through signing up for Medicare and getting a good plan. They are always super helpful -so friendly and knowledgeable. I had a quick question just now and called. Steve picked up and solved my issue. I've never taken the time to write a review for them. It was long overdue! I highly recommend them! Message

After spending most of 2 full days dealing with the HealthCare Finder website, application process,…read morelive chat customer service, and a live person on the phone, I found Ryan who was very knowledgeable and recommended I talk to a broker. He hooked me up with Steve Brown at Green Financial in Kirkland. Steve was AMAZING. He went thru everything very clear and concise and was so thorough. He quickly accessed my needs and reviewed all my "best" options! He was very personable and compassionate to my circumstance. I felt very confident in my selection, all my questions were answered, and I wish I would have known to start with Green Financial and Steve first!! Thank you! This is a wonderful service and I will be advocating for you!

Cindy Hagen has been an incredible help over the last five years. She's kind, explains complicated…read moreplan details and is generous with her time. Cindy helped me navigate from cobra to the open AppleCare plan and then she helped me convert to a single employee employer plan earlier this year saving me a ton of money. She made converting to each seamless and she also provides great email support patiently answering questions. Cindy made it all a lot easier. I'm truly grateful.

Cindy Hagen provided very helpful assistance for us with the complex Affordable Healthcare…read moreInsurance Marketplace system. Last year, she worked very hard to resolve an administrative error between the insurance provider and Washington Healthcare Finder. For our 2016 healthcare application, she came to our place of business (we are self-employed) and helped us determine the best plan for our needs and walked us through the entire online application. Cindy has so much knowledge about the ever-changing healthcare system and is a sincere and delightful person, too! We feel lucky to know that Cindy is there for us as a valuable resource and advocate!

This place is truly dishonest. I should have read the other reviews before I had a yearly…read moredermatology checkup here. Same as the others - location is convenient, the doctors are professional and scheduling is simple. Quality of care is okay, but lacking when compared to dermatologists in other geographies. Then comes the bill - hence the 1 star rating: Neither of the items submitted made any sense at all and thus my insurance didn't accept them. (Again, this is a standard preventative that has had no issues billing at other providers). They had billed for a surgery when none was performed and other unique codes they must realize nets them the largest amount. When I called them, they said they would fix it and submit the correct CPT codes and they had made a mistake. Lo and behold, I receive a bill 10 days later for the wrong amounts they had submitted. This billing is a disaster at best, but most likely a fraudulent attempt at insurance overbilling. I would avoid this place like the dishonest, greedy practice they are.

The staff was nice but I didn't get to choose the pharmacy so it was sent across town and took a…read moreweek to arrive at the pharmacy. I never picked it up because the pharmacy was out of the way.