Yes! Today I have purchased my second home. It took me only a month to get it. Andrew and his team…read morewere very quick and responsive. Andrew's guidance helped me to save some money on my mortgage payments as well. Thank you. Larisa

I would recommend Andrew to ANYONE looking to close on a home…read more What started off as a textbook process/relationship with another company, ended in disaster just 3 weeks prior to my closing date because of horrible customer service. After switching companies on an already tight deadline, I was informed the second company couldn't help because the first company threatened to sue! (seriously!) With just 2 weeks to close, Andrew was recommended to me. I was told if anyone could close this deal, he could. And he did. He was available anytime I had a question, calmed my nerves in an extremely stressful situation, and made the impossible possible (he informed me I now hold the record for the fastest close!). He was extremely professional, genuine, friendly and wonderful to work with. If you're not working with him, you should. And to his boss, give this man a raise! Cheers, M

Your ENTIRE team was great from start to finish. My loan officer was brilliant and extremely…read moreaccommodating. When shopping around for houses, you and your team were always willing to provide a clear picture of where the houses stood financially and this was instrumental in helping me narrow down what worked and what didn't. You guys exceeded our expectations and we would HIGHLY recommend The Heckman Group!

From the owner: $15,000 Down Payment Assistance $2,000/yr Tax Credit…read more$500 Community Heroes Credit We handle FHA, Conventional, VA, & USDA mortgages. Ask us about Offer Accepted and the $2000 per year Mortgage Credit Certificate program

David and the Prime Lending Team made the entire process extremely simple. From the first…read moreinteraction with David, who explained everything in detail and ensured that I understood all the steps in the home buying process, to the timely updates and reminders. Prime Lending has a variety of home financing options to fit your unique needs and they will provide a loan that best suits you. If you have been thinking of buying a home my advice is to give David and the Prime Lending Team a call and start your home buying journey.

David Wakefield and team were extremely attentive and easy to work with. They were trustwothy and…read moredependable. Helped us with our obstacles. They provided easy direction and followed up during the refi process. We received a lower rate at closing than we were expecting which was a great surprise. HIGHLY recommend!

I switched to this CU from All In. I was hoping for better service, but this place may be worse…read morethan All In. I was trying to make an online purchases, they sent/text me a verification code to verify it was me, I put the code in, and the card was declined. However, when I went to the Navy app to check my balance and transactions, they claimed the transaction went through. The transaction did NOT go through on my end or the airlines ends. When I called to dispute the $1700 transaction because it DIDN'T go through. They informed me it can take up to 120 days to get my money back. I don't have 120 days to fix YOUR screw up. I need to buy the tickets NOW. These people were NOT helpful when trying to correct their wrong doing. Back to All In I go. I highly recommend any other CU over these guys. I want to add: All In will replace any disputed funds back into your acct while they investigate. Navy refused to do that.

Been with NFCU for decades and nearly 10 since I retired from service. Always amazing customer…read moreservice, branches are always nice, and the rates for loans are VERY hard to beat. I'm surprised by some of the negative statements as all my family and many friends use NFCU and wouldn't dare go elsewhere. Always great. I've been hacked twice and NFCU was quick to stop the stupidity, take control and issue me new cards, get my funds restored VERY fast, and get us back to normal. During shutdowns, we are always covered. Find another bank that does all that.....and does it well. :) Always NCFU here. -Eric

An email to community first…read more... I have been a member of this bank for twenty years. I have a pretty big issue at the moment. I took out a personal loan approximately 4 years ago for approximately 4k. Community first set up and payments and I set up auto payments not to miss one. I get to the nearing of completion on this loan, which previously was two separate payments at 100 dollars each per month. 3 years, no issues. When my loan got smaller, I've noticed that community first stopped allowing the auto withdrawal of 2 separate payments, and wanted their APR for the whole term. All of the sudden, instead of keeping the scheduled 100 payments, it just stopped because my balance was around 200 dollars. Ok, dirty business, but I understand. Make your money off your member. Need your interest. Fantastic. I missed an EIGHTEEN dollar minimum payment I guess two months ago. Over 30 days. Well, I have two accounts with community first, checking and savings. Am I led to believe you couldn't access my account to retrieve this ridiculous payment? I have EIGHTEEN dollars in all of my communty first accounts. Please help yourself for EIGHTEEN dollars when we you'd like. My issue now becomes a larger one. My own bank turned me into the credit bureau for missing an EIGHTEEN dollar payment after taking 200 a month from me no problem. Without fail. So because my own bank turned me in for EIGHTEEN dollars, my credit score dropped nearly 100 points due to this. I'm currently attempting to buy a home. Thank you so much for killing my credit score over EIGHTEEN dollars that was obviously in my account. I'd ask you to please remove this late payment from my credit score immediately if you would be so kind. If not, I guess I'll take my banking elsewhere because this is embarrassing for not only me, but more embarrassing for community first in my opinion. I don't see this removed from my credit report, I will be withdrawing my accounts and any business I do with community first and will be more than happy to post a review. Your own bank will sell you out over EIGHTEEN dollars. Thank you so much for your concern to this embarrassing matter. Their response... Thank you for your message. To better serve you and answer your question, I advise calling us at 904-354-8537 to speak directly to one of our member service representatives to discuss your options in full. Please let us know if you have any other questions. Morris Eservice Representative My response: I'm not calling anyone. I will obviously go up the chain of command to deal with this issue. Please send me your supervisors info. Clearly this is a no factor at this level. Glad your credit score wasn't ruined over 18 dollars. I'd like an answer who your supervisor is by the close of business Mr Morris. Thank you and have a great day, Their response: NONE I would never do any banking with this group. Dragged my loan out and didn't allow my 100 dollar 2x a month payment so they could drag this loan out and pocket more interest. For EIGHTEEN dollars they turned me in to the credit bureau. Literally embarrassing

Community First in Yulee came into Nassau County in 2008, a few years after the merger of…read moreEducational Credit Union and Rayonier Credit Union /Eight Flags Credit Union. We serve those living and working in Northeast Florida.

We have bought and sold quite a few properties and always cringe about the mortgage process…read more Michael Gayda and PrimeLending changed our entire attitude about mortgages. This was by far the most smooth process we have ever gone through for obtaining a mortgage. You even get weekly updates on the status of your loan via your preferred method of communication (ours was email & text). Michael Gayda was so helpful and extremely responsive. We really felt he cared and was looking after our best interests. His entire team is amazing. Michael Gayda/ PrimeLending will absolutely be our go to for future transactions. They set the bar for how mortgage companies should treat customers.

AMAZING. Mr. Gayda is very efficient and will always be available to answer your questions. He made…read morethe process of purchasing a home and also a refinance very easy and quick. Not only is he great at what he does but he is also a great person. I would use his services again and again. I have referred multiple friends his direction and they all had amazing service.

American Home Funding! I do not even know where to begin with this amazing group of people. From…read morethe moment that we started working with them (As referred to us by SEDA Homes) they offered a high quality of expertise and experience than previous mortgage lenders had greatly lacked in. Being a disabled military veteran and utilizing the VA loan, they ensured that all my questions were answered on the spot and quite frankly, did a miracle at getting my family into our new home. Being at the peak of our budget, we found a brand new SEDA Home that was our absolute dream. Unsure if we would get it due to our finances and previous struggles with our transition from the military, they offered endless positivity in the situation and took away the stress and anxiety that is normally associated with the home buying process. We started in January 2017 and closed the first of March 2017 at over 45% of debt-to-income which is almost impossible to get. However, they made it happen and did it with ease. Using the VA loan and having them work with us every step of the way, we were even able to close with no money down. Would recommend American Home Funding to any Veteran and any person looking to purchase a home. Thanks a million from The Bennett Family and our new forever Dream Home!

I have owned 4 previous homes and never have I had such a smooth closing. My realtor Ashley was…read morethe best. The team at Sharp Mortgage were unbelievable. They made everything flow. The closing journey was easy and I recommend having this team behind you on your next or first home purchase.

Best Mortgage company in Jacksonville. Owner has been in business for 33 years! Great team and…read morealways trust referring people to Sharp Mortgages.

Going on 30 years now, I'm Supremely happy to be a member of NFCU since 1988! This location near…read moreTown Center in particular is IMO one of NFCU's showcase branches- beautiful facilities and love the 24/7 access to 2 ATM machines including my most often used drive through ATM! It's a rarity that I actually get in the teller line nowadays since the NFCU app is pretty robust to do check deposits with a snap of a photo as well as easy $ transfer from/to any NFCU accounts. I have been very happy with my past engagements with NFCU's loan (mortgage, auto) departments and like the immediate responsiveness of their credit card fraud department when they flag potential fraudulent transactions. I do miss that NFCU no longer has coin counting machines (allowed customers to have their coins counted and deposited directly into NFCU accounts) in any of their branch locations.

Very large, new, beautiful bank. Everyone is friendly and eager to assist…read more Tellers are quick. Even the drive-thru moves quickly. Had to use a credit card to convert to a cashier's check and it was painless and easy. You can never go wrong with a good credit union. Recommend highly!

Rae Drake at Envoy made this extremely stressful life event so smooth for us. She answered all our…read moresilly questions, early mornings and late nights. She really motivated us to get through it and never give up. She even showed up to the closing with a huge hug. She really cares about her people, and it really shows. LOVE her