It is ironic that as a former client and pretty fiscally savvy consumer, I got ALMOST TRICKED by…read morethis mortgage lender into giving up my 3.5% and 15 year mortgage, with 12 years left, into opting for a 5.5+% and 30 year term, which would have cost me in interest $96K+. This is while there was more than $200,000 in the home equity, which even at 70% LTV would have been more than enough to get me the cash needed to fund a home improvement project. I called the lender Friday before the scheduled settlement when I did not recognize certain charges on the settlement sheet. It turned out to be a previously undisclosed fee. That raised HUGE Red Flag. In fact, SECOND RED FLAG. The first one was when the lender said they will service the loan themselves. Usually such outfits make money by promotly selling the note to another bigger lender. When I refused to proceed with the settlement, which is every consumer's prerogative, all the hell broke lose. Lucky for me, I found anothet lender, willing to tap into the home equity, for me to avail $86K at 5% for 5 years. Or below Prime, for 3 years. And, of course, no prepayment penalty. I cpuld pay it off in 14 months, saving $79K in interest. Beware of the sweet-talking lender, and do your arithmetic. You will be wiser for it.

I've used Eric Short's services twice over the past decade. His is very personable, knowledgable, &…read moredefinitely goes the extra mile.

Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Brian was absolutely outstanding, and guided us through the entire mortgage process (as buyers)…read morewith poise and humor. We would absolutely use Brian again if we needed to get another mortgage. Cannot recommand him highly enough!

They do not follow up on things. They locked me in a…read moremortgage rate when I was not suppose to and the rates went lower.

I have bought and sold multiple homes and obtained mortgages from various companies and NVR, by…read morefar, has been my worst experience ever! The torment and anguish they put you through is not worth the incentives that they offer! Im in the process of downsizing, and the new mortgage will be significantly less than the current mortgage that I pay, and they still have given me a hard time through this entire process. I have never been late or missed a payment in my life, so I'd hate to see how they treat anyone who has actually had a financial issue. I would not recommend them to anyone.....especially not anyone that I liked.