My experience is good and I'm in the process of deciding it's a lot of information. I just received…read moremy binder and I have a lot to look at. They are very kind and respectful and have taken a lot of time with me.

Everyone I met at Peak Finacial was pleasant and very professional. Every aspect of my…read morecomprehensive retirement income plan was presented in easy to understand terms with graphs and computer screens. After every meeting my Wife and I fully understood what was being presented and why. Every question was answered fully along with all pros and cons considered before we made any decisions. There was never any pressure to make a commitment and I felt, if I had the inclination, I could have walked away at any time with a free retirement plan in hand. I did a lot of research online, on the radio, read books, and took classes from other fiduciaries. Peak financial is a top notch company. I hold Mr. Jim Files in the highest regard, he is a man of integrity and a professional.

My wife and I met with Liz to review our retirement goals, and our experience through this process…read morewas exceptional. We provided some initial information ahead of the meeting and she was very prepared to review our current portfolio, provide assessments and recommendations, and give a picture into our future. She came with a vast knowledge of different strategies and outlooks that we previously were unaware of. Also worked with us through our questions and had very good perspectives and pros/cons of different ideas. Super helpful and informative! Would definitely recommend to others looking for financial planning services!

Had her as a guest speaker. Learned a lot! She was engaging and very informative! Definitely…read morerecommend.

We absolutely love and trust Sterling Financial Group! Gary and Angela have helped us navigate our…read moreretirement planning with grace, compassion, and genuine humanity. They offer honest, straightforward advice with no BS--just thoughtful analysis and a clear focus on what matters most to us. We couldn't be happier with the portfolio they've developed for us, taking a big-picture approach to our financial future and helping us feel confident about the road ahead. We highly recommend Sterling Financial Group to anyone looking for knowledgeable, trustworthy financial professionals who truly care about their clients!

I met Gary so long ago, I can't even remember what year it was. I was young (ish) and he was young…read more(er!). My husband and I had a small amount of money invested with a very nice guy who was connected to a very well known and reputable money management team. That person did not do a bad job, but he also did not make us any money. I don't know what precipitated our meeting, but somehow Gary and I were in his first office talking about money. He was new to the business and of course that made me slightly nervous. That being said, I immediately felt a connection to Gary - he was smart, current, funny, relatable and most importantly I had an innate feeling that I could trust him. I had zero background information on Gary nor did I take it upon myself to find any. I just trusted my gut instinct after meeting with him and moved our entire life savings into Gary's hands. When we first made the jump I made my goals to Gary clear....he was to make us LOTS of money for the future - but our risk tolerance was....ZERO! At that point I left it all in his hands and my husband and I have had no input as to how our money was (nor continues to be) invested. Every now and then Gary tries to explain something to me and my eyes glaze over and I tell him - just do what you think is best knowing our situation. Over the years, I have come to know Gary and Angela pretty well....mostly by phone and email but with some in person meetings as well. I try never to look at our account balance as I don't want to be too depressed or excited, whichever the case may be. Recently I have had to contact Gary and Angela about some financial planning as retirement should be close. (Albeit I figured we didn't have near enough money for that!) When I logged in to our account (it had probably been two years since I last looked because I couldn't remember how to log in), I was stunned to see how much money we have! Gary and Angela seem to be available to me 24/7 (my work and travel schedule is crazy and I often have no idea what time it is that I am emailing them). If I ask for something - it is done within the day ...even when I do not ask for the immediacy! As I look back I think how lucky I am to have had a chance meeting with Gary and that my gauge of a persons intelligence and integrity turned out to be so accurate! I will be a lifelong client of Sterling Retirement Group and while I am sure I am not in the top percent of account holders there now, they make me feel like the most important client they have!

Started with this company many years ago, truthful, straight forward and really listens to YOUR…read moreopinion. Never pressured into buying anything, always concern this my comfort level. Careful planning has made my IRA and personal accounts growing at a consistent rate without placing accounts in jeopardy of huge swings in value. Even in "bad" time it wasn't so bad. Much better choice for me as I actually have a real person to talk with instead of new advisor roulette from other firms.

Moving my money after 5 years. Poor advisors follow up and higher than average fees. I made this…read morechoice based on multiple interviews with CFA and being a passive investor. Nobody knows your money better than YOU! Your just paying for their South African Safari trips

Fidelity Office in Roseville - not good customer service experience. My wife and I went into…read moreFidelity Office in Roseville to move funds from an IRA into a cd in December 2025. The female employee that helped us was watching when I logged on to their computer and saw my password. So we needed to switch to another employee and change our password. We set-up 2 cd's and we always ask questions like: interest rate, length of cd, confirm non-callable, and if the cd pays interest monthly or at the end of the term. So the $80K cd we choose paid monthly however the maturity date was different monthly then the date the cd started. CD began on December 17, 2025 - so intuitively you would think on January 17, 2026 we would receive the first interest payment. That was not the case the first interest payment was not until February 1, 2026. This should have been communicated when we choose the cd.

Staff was very helpful and friendly. I like the free treats in the lobby. The gentleman at the…read morefront desk was nice and made an appointment for me. And I felt the gentleman who assisted me with my account was honest and kind.

I meet with Macjames Thatcher to follow up and received excellent advice. James is trustworthy and…read morehonest I will use the advice and call as recommended if I have any questions. Thanks James for your help.

They send unsolicited junk mail, even though I am on the 'do not send' list and opted out of…read moresolicitations on my paperwork. They pay third party companies to buy contact information and ignore removal requests.

I can't say enough about the team at this bank. Santino has always been a class act anytime I've…read morecalled, and Thomas provided great service today. Joe Sparks has been a great manager over my years banking here, and the whole team are on standby whenever you need them. It's a far cry from the big bank call trees. Thanks for all your great service.

Do NOT take your money to this bank. They lost a deposit we hand carried in to their Roseville…read morebranch for over $10,500.00 in June. We called a month later when we received the bank statement and realized it was never put in our account. They magically "found" it and promised to enter it but would not tell us where it was sitting in their bank for over a month, or why it was never deposited. They don't know what they're doing here. Stay away. Bank manager is incompetent.

I would give this place a 10 star not just 5 ! I feel compelled to write this review because I've…read morenever interacted with such genuine and authentic people in Corporate America before. Remember you are the COMPANY you KEEP! The leaders of the firm are sincere and want you to succeed but you must put in the time and effort. No one is to blame but you, if you don't take action. I am a real person and client of USTLA and will always be an advocate for USTLA. Every dollar spent on this course has rewarded me financially and paid off with improvement of my life, in so many areas. USTLA coaches / instructors are very professional and knowledgeable. They have a proven track record on a personal and professional level with success. So what more can you ask for? I completed the intensive "one on one" USTLA classes end of March 2024 and started investing in April 2024. My first live onsite auction was 3 weeks ago (July-2024) and I won a DEED on a property. Now, I am at the stage of interviewing licensed general contractors to start the renovation process of this vacant property that was abandoned and neglected. As the saying goes "YOU REAP WHAT YOU SOW !! " The hard work has paid off. Before you join, ask yourself why you want to do this and what you hope to accomplish. It has been financially very rewarding and the ROI with one deal has already paid off more than the cost of the education. Keys for success: a) Have time and make time to do this and be focused b) Stay positive! Be true to yourself and others you interact with. c) Don't treat it as a job. Have fun doing this. d) Must have PATIENCE, be a good listener and make notes. e) Stay organized, follow up and follow through each lead you find. g) Don't quit when waters are rough. Be ready to deal with whatever curve balls life throws at you to deal with, in the current or next challenge when investing in Real estate.

I went to the 3 day course in Anaheim, CA, along with purchasing their material (CD's, thumb drive,…read moreetc.) prior to going. I reviewed the material very carefully and was able to learn quite a bit from it. When I went to the 3 day seminar, I thought it would just be a repeat of what I learned from their material. Well, they did repeat from the material, but I was wrong in assuming they wouldn't provide more learning. I was pleasantly surprised to find that I learned quite a bit, especially with the finer point details on the process of purchasing liens and deeds. I came out of there with pages of notes even on the first day. Yes, there are motivated trained mentors that offer the purchasing of upgrades on a mentorship program, but I never got the impression that they were pushy. I do feel that the majority of people out there probably would need more hand holding with a mentorship program, because most people just need that in order to be successful. I feel that if someone purchases one of the upgraded packages, they need to understand that they can get a lot out of it, but they need to be willing to meet the company half way by being accountable by working hard with them and for themselves as well. They will have their hand held, but can't expect for everything to be done for them. I was glad that I went. I made some contacts in the audience of people that seemed to be like minded individuals such as myself that are interested in networking to help each other to give this business a try. I already am a local real estate investor, however have not had experience in this field. I learned so many details about formulas, how to crunch numbers, details on title searches, how to research properties with a fine toothed comb, particulars on how other states and counties work, motivational information, attitude, etc. etc. I was able to get actual personal experiences, details, preferred areas of investment, websites used, etc. from some of the mentors just by showing a lot of interest and asking the right questions. In particular, Tim Huffman stood out to me in answering many of my questions. Of course, it was not the same as a one on one mentorship for a year, but it was still valuable to me. The speaker, Steve Wyman, was excellent, motivating, and very detail oriented. I learned things I never would have thought of at that meeting. I also enjoyed the short speech that Rene Gonzalez gave as well. Dr. J. C.