My experience with prime lending:…read more 1 they are completely unorganized. We have now done two deals with them In a 8 month period (shame on us for thinking the first time was a fluke), and they somehow have lost all the documents we sent them. Except they didn't lose all of them. Just some of them, but then it is found again. But you should still send it in anyway. 2 A week before closing will be hell; here's real facts of what we experienced. We signed lease for our place to a new renter, movers booked, house packed, we have to leave. Then we get an email saying an income source that was previously ok, is no longer ok and your income no longer qualifies you. Where do we go? What do we do? Do they care? Nope, they just say this is what you have to do to make it happen. 3 when you apply, everything is great and this will be easy! Unfortunately, that changes around two weeks before close. We were told everything was great and on track. Then all of sudden the deal can't move forward until we have a signed lease for our condo we live in currently. They give us TWO weeks to find a quality tenant and sign a lease. How is that reasonable or realistic? 4 you will be have anxiety every time you see their name on your phone or in your inbox. They only communicate bad news. When you see prime lending in your inbox, your heart will sink and butterflies will commence. They are about to change something on you. 5 they will not be honest until you're so far into the process you have no choice but to do what they want you to do. This ties back into #2. This is a predatory lending practice in my opinion. They Pre approve you and tell you everything is fine so you begin to prepare to move. You sell/rent your house, pack, change over utilities, put deposits down on movers, request off work. They know all this stuff is done when they then come in a week or two before close and change the terms and request new items from you. At this point you are literally stuck and can't do anything but bow down to their demands. 6 they will not work with a sense of urgency. As closing date approaches, they will continue to ask you for more and more items. When you need answers to those items, they will take days to respond with a true lack of tack around the urgency of the situation. We didn't know if we could close until the literal morning of close. The night before they said we were still in limbo. 7 they believe they are doing you a favor. They don't operate as if they work for you, they operate as though you are lucky if they even respond to your inquiries or answer your questions. Their actions display they don't care or believe they have customers, they are above all and you should bow down to them. This ties back into getting you so far along in the process that you are stuck and have nothing to do but bow down to their demands. 8 if you leave a honest review, Chad will call you and argue with you about it to get you to take it down. The conversation will last until you agree to take it down or hang up on him while talking.

We've gotten our last three mortgages with Chad, Dawn and the Trease Group and we'll probably do a…read morefourth. They're very efficient and professional! They can deal with anything which is probably due to their years of experience. I highly recommend Chad Trease and his team!

My wife and I were looking for our first house. Our realtor recommended Steve Tremaine, and we now…read moreknow why. We just moved into our house this past weekend, and the whole process of getting a home loan from the pre-qualification to the day we closed was so smooth. Everything was explained really well, Steve was available to us for questions and expert advice, and we could upload documents into an easy to use web portal. I don't know a lot of mortgage brokers, but I feel like I got the best one there is. If you are considering him, let me tell you, you will not be disappointed with his work. He will work hard, and at the end of it you'll feel as though you gained a good friend. We can't thank him enough!

From the owner: Jumbo loans, first time buyers, Conventional loans, Fha loans, VA loans, renovation loans.... I…read morefocus on purchase mortgages, they are more challenging with closing deadlines and property inspections and renegotiations, but as my clients have need to refinance I gladly handle that too. The bulk of my business is in Kansas City but I also do quite a lot of loans all over the country as my clients have need with job changes and transfers. Equal Housing Lender The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Rick is a Rockstar! He navigated us through the home loan process in a timely and orderly manner…read more He never strung me along during the process and always made sure to keep me informed during each stage of the documentation submission process. It wasn't too stressful and Rick's precision helped move the loan along smoothly. The pre-approval happened within the first 2 weeks. The remainder of the documents were approved and signed off on within another 3 weeks. Overall, it took around 5 weeks to get to the closing table from the time I contacted Rick.

From the owner: At Metropolitan Mortgage Corporation, we specialize in helping families across Kansas City,…read moreOverland Park, and surrounding areas achieve their homeownership dreams. With more than 30 years of mortgage lending experience, we’re committed to providing same-day pre-approvals, personalized service, and tailored loan options to meet your unique financial goals. Our specialties include a wide range of home loan programs, such as Conventional loans, VA loans, FHA loans, USDA loans, Jumbo loans, and first-time homebuyer programs. Whether you're buying your first home, upgrading to a new property, or refinancing to lower your interest rate, we offer expert advice and customized solutions to help you through every step of the process. We pride ourselves on transparent communication and ensuring our clients are informed and confident at every milestone of the loan process. Serving Johnson County, Jackson County, and beyond, we know the local market and use that expertise to provide the best possible service for each client. With over $2 billion in home loans funded and more than 10,000 families served, we’ve earned a reputation as trusted Kansas City mortgage lenders who care about building lasting relationships. Looking for Overland Park mortgage lenders who deliver expert advice and competitive rates? Contact us today to start your journey toward homeownership!

Dave Wexler with Golden Oak Lending was AMAZING. Super responsive and answered any and all of my…read morequestions fast and with grace. No matter how dumb I thought I was, Dave was right there explaining everything and MADE SURE I understood. That was so refreshing. Dave W. is A++++!

Pretty disappointed in the service I've received from Golden Oak. I've been getting the runaround…read morefor 3 months now. My rep disappears for weeks on end with 0 update or reply. I've been told we're signing on my refinance, then we're not signing on it, then we're signing on it over and over. I've paid my mortgage late twice now because I've been waiting on direction with very few emails or calls. All this time wasted so I guess I'll go shop around for someone who actually wants my business.

I was told throughout the loan process by Ryan Pichardo that "This loan is going to close" and that…read more"I was all set." I paid Mutual of Omaha directly for an appraisal in January. Despite Ryan's assurances TWO DAYS BEFORE CLOSING I was told I would not be able to close because the appraisal contracted by Mutual of Omaha did not meet their standards. Be aware, be very aware. I was left high and dry right before closing that I was not able to close. This is my 22nd home purchase and I have never, ever seen anything like this.

Did what they said they'd do. A bit of extra documentation required during the final days, but…read morenothing that wasn't easily handled. Everyone was kind to work with. This was our second mortgage through Mutual of Omaha and we came back because our situation was a bit more complicated this time. They made it easy.

Ryan has been an absolute joy to work with! Corey (his "right hand" is fabulous, as well!)…read more My realtor referred me to Ryan to help with the purchase of a FSBO. There were some complicated hoops to jump through considering a recent divorce and the property being part of a recently deceased person's estate... Ryan was always readily available - he guided me through each-and-every step of the process. The contract-to-closing time was quite short and limited... without hesitation, Ryan made it happen. Despite my abundance of ridiculous questions, he was always super fast to reply and never once made me feel anything less than his #1 client. Words cannot express how impressed I am with Ryan and Sierra Pacific Mortgage... each step of this was absolutely painless... I would go as far to say that this purchasing experience was "enjoyable", all thanks to Ryan and his team. In the future, Ryan and Corey will be my automatic "go-to" for any and all mortgage needs. Look no further... this team is the best that the mortgage world could ever offer!!!

Ryan is a dud, if not an outright crook. Not only did he stick us for a third of a point-$1200-…read morethat goes right into his pocket AND a bogus administration fee of $700, now we're getting a property tax bill from the county! The mortgage company is supposed to pay property taxes out of escrow, the $630 bucks a month extra added to our house payment to pay insurance and taxes when they're due. Don't trust this guy or the company he works for.

While asking questions about rates and talking over the phone while he was trying to get my…read morebusiness, he got increasingly more rude with comments such as "okay buddy, I am sure you got it all figured out". I guess he assumed I was not interested, but his attitude was definitely not professional.

Kevin offered best rates, lower fees and fastest closing for our recent refinancing. His team made…read morethe process as easy as possible. We are very happy with the result and recommend Kevin to our family and friends. https://kevinroller.mymortgage.site/apply/

I came here to cash a check, I drove through the drive through and was told I was not going to be…read moreable to cash a check because I needed to come inside and fill out a piece of paper - name - social - data of birth and address. What is the difference of me coming in to cash the check inside or through the drive through when all the information asked if what I would need to provide. I went inside and filled it out, I have a passport for verification and was asked for another form of ID. I love to support small businesses but I would never... glad I don't have any interest in opening an account this bank. Very disappointed in the service I have received today. Took almost 30 mins and they took $5 from me for being a non member.. get me out of here please!

DO NOT USE THEM! We…read morehave a construction to perm loan through them. It has been nearly impossible to make a payment without jumping through hoops to do so. They charged us $0.01 before we'd withdrawn anything and couldn't explain where the charge came from. We had to drive there to make a payment for one penny. Ridiculous! We never received a monthly statement showing what our payment was (it will be different every month until the end of construction). Turns out they don't generate the statement until midnight on the day before it's due. Then they mail it out, which means they're setting people up to be late on payments, as mail service is so slow. Very shady. To avoid being late due to NOT getting a statement before the bill is due, I made a True Blue account to pay our interest payments for the month we started drawing from that account to pay for construction bills. They had me verify the account I was using to pay it from, which is fine. But when they asked for my login and password information to verify my personal bank account that I was using to pay it from (not an account with them) I just stopped the entire transaction. I can't believe how much time and effort I have spent just trying to pay the bill on time. We will now have to drive there and pay it, which is a 30-minute drive from where I live, which is absurd.

Mortgage Consultants Group, is the only Mortgage Broker that you will ever need to purchase a new…read morehome, refinance to a lower rate with your current mortgage, or pull equity out of your residence to pay off debt or essentially borrow money from your equity and write off your own home to Uncle. Sam. I know about how to do each of these things because of perhaps the most brilliant Mortgage Guy you will ever meet. His name is Jess Paul, and I met him when my wife and I were buying a home though REMAX, and the way I met him was I did not call him, but he was in line with his girlfriend and he just flat out asked me what my Mortgage Rate was. I was somewhat shock but he seemed like a seriour guy, so I told him. It was a 7.5% 30 Year Fixed on our 345,000 dollar mortgage and our Principle and Interest gave us a house payment not including taxes and insurance $2412.29. He the asked me if he could save My Wife and I any money. I just wanted to get rid of this guy, but my wise wife said she could tell by the way that Jess Paul (who we later founded out was the CEO and founder of Mortgage Consultants Group, Inc.) was bright, and had a way of making people feel like they are being helped and they are! The first question he asked me was how long did we plan to stay in our home. My wife and I both said at the same time "5 years." and then Jess told us he could put us on another Program with was a 5/1 Arm % rate set for 5 years and then it can go up and down with the market. The Bottom Line? Jess knocked 3.5% off of our rate by putting us in the same 30 year program only since we knew that we would never leave there more than 4 0r 5 years, he saved us: OVER $765.21 A MONTH, BY DROPPING OUR PAYMENTS FOR $2412.29 each month to $1647.08!!! AND IT WAS THE SAME 30 YEAR AMORTIZATION! Wait, it get's better. Jess even told us that he was paying all of our closing costs, explaining that he was experimenting with a "No Closing Cost Loan" where Jess simple drops your rate and his firm pays all of those nasty fees that typically run as high as $2000.00 dollars!!! How does he do this. As my wife Gina and I have come to know Jess Paul, Jr. we have come to really respect his fairness, honesty and compassion for the typical home owner. Jess makes enough on each mortgage loan to pay his client's costs and then he takes a small profit from the investor he sells our loan to. No one ever in Kansas City had done this, but Jess is becoming know as the "Go To Mortgage Expert" for all of the folks in Kansas City to go to to insure that their mortgage has the lowest rate, little or no closing costs, and the quality of the Staff at Mortage Consultants Group, Inc. is unparalled, honest and compassionate. Mortgage Consultants Group, and Jess Paul have now handled over 7 of our New home loans and refinance's. In a word they are the "BEST!" Period.

From the owner: The resourceful and skilled team at Mortgage Consultants Group, Inc. is eager to help you reach…read moreyour dreams. If you need an experienced Overland Park, KS mortgage team focused on precision, give us a call.