Often the first thing that comes to mind when looking for an advisor is managing investments. Bull…read moreOak does this of course--their philosophy is logical and evidence-based. But what set Ryan, Peter, and their team apart to us was that they were clear early in our partnership that they wanted to bring value through other avenues: tax planning and efficient financial planning, just as examples. We appreciated that they accomplished this while also factoring in our goals and especially our values. We feel lucky to be with Bull Oak and highly recommend working with them.

The Bull Oak team has been great; the only regret I have is not signing on with them sooner…read more.. I love the methodical focus on minimizing costs and maximizing returns at scale, as well as the detailed approach Ryan, Peter and team take to financial planning specifically. They are patient with education about all aspects of financial planning and investment. It's valuable for novices and seasoned investors alike, as I pride myself on financial literacy, but Peter taught me a few new tricks as well! I also love how the firm uses modern planning tools to stay connected with me at all times! I highly recommend Bull Oak, and

Brian and his business are AMAZING. I initially needed Brian's services when I received a large tax…read morebill from the IRS. I made the mistake of doing my taxes on turbo tax and 2 years later owned the IRS a significant amount of money. I contacted Brian on a Saturday morning and he had responded within the hour to have a plan to fix my problem. Brian indeed saved me thousands of dollars and most important a ton of unneeded stress. This year I used him to file my 2018 taxes and it was worth every penny. Very easy online portal to upload information and necessary documents. Brian had my return completed within 2 weeks with very prompt and thorough work. I highly recommend Brian and his services. Never again will I use a cheap tax service such as turbo tax... don't make the mistake I did by using turbo tax.. rather use Brian and his services. A+ all around!

I contacted Brian through Yelp a couple weeks ago and made it VERY clear from the beginning I was…read morelooking for a quote for tax filing/preparation only for this year. My initial message: "Hi Brian, I am just looking for a quote for 2023 tax filing, not to actually start it yet. We will be needing help on a couple of tax situations this year." His exact response: "Understood. I will provide a quote for 2023 during our call. I just sent the questionnaire." He then emailed me the questionnaire; I put I was interested in "Individual taxes" and sent it back to him, I NEVER put I was interested in Investment management or any other kind of financial services. So he knew this whole time I only wanted tax preparation. He still proceeded to call me today and asked a few questions related to our tax situation. Then at the end of the call he asked if I was looking for someone to manage our investments, I said not at this point...we are only looking for tax preparation now. His tone completely changed and he abruptly told me in a condescending manner we are not a good fit because they are saturated with tax preparation clients and he's looking for clients who want investment management. I was pretty shocked at the change in his tone and his annoyance once I told him I didn't need someone to manage our investments. Again, I made it VERY clear from the start I was looking for tax preparation services only from my initial message AND the questionnaire he had me fill out. I honestly don't know why he still called and was rude when he knew he couldn't take on any more clients who only wanted tax filing.

Excellent experience working with PWR. Linda helped me and my wife come up with a short-term action…read moreplan and longer-term financial strategy, and we are very happy overall. Linda was patient with our questions, easy to work with, and extremely knowledgeable in all the right areas. We feel like we have a much better grasp of our finances, and are confident in our ability to build wealth and navigate toward our retirement goals. I highly recommend working with Linda and PWR.

Linda has provided financial planning services for us for about 3 years now and we are very…read moreimpressed with her professionalism and knowledge.  We selected Planning Within Reach due to the fact they are a fee-only financial planner.  Basically, this means you pay for services provided for the time they spend on your plan and not a percentage of your assets.  The service provides inclusive planning for everything from asset allocation, verification of insurance coverage, savings plans, and cash flow with your personal financial goals in mind. At the initial meeting, we discussed our financial goals and subsequently provided requested information for the plan.  Once the plan was prepared we had another meeting to review the plan including action items for us to perform.  This included things like rebalancing 401(k) and other investments in addition to other action items to complete.  We do annual checkup planning meeting with Planning Within Reach and find the discipline very helpful to stay on track with financial goals. If you are starting out or a few years from retirement, this service is worth every dollar.  We have confidence and peace of mind having our plan in place and recommend it to anyone looking for financial planning services.

Our advisor is not only gracious, friendly and…read moreunderstanding, she tailored a portfolio designed SPECIFICALLY for us while listening to the goals we hoped to achieve. We respect and have great affection for her..

I paid Pure Financial Advisors $2,000 for a project-based financial plan. After multiple attempts…read moreand extensive clarification of my circumstances and objectives, the final product was still not something I would trust for major financial decisions. The plan contained numerous factual errors, contradictory assumptions, unexplained figures, incomplete treatment of important income and expenses, and basic data-entry problems that should have been identified through routine quality control. Important assumptions were not reconciled to the financial information I provided, and some recommendations changed several variables at once, making the conclusions difficult to interpret. The retirement analysis was especially disappointing. It was essentially a deterministic projection using the same investment return every year, rather than a meaningful assessment of market volatility and sequence-of-returns risk. It also incorporated assumptions that substantially worsened the long-term result without clearly explaining or testing them. The report ultimately projected a multimillion-dollar late-life shortfall and concluded that we needed to save more, spend less, or work longer, but I did not find that conclusion credible given the quality of the underlying model. At the same time, the recommendations were very specific about transferring $317,000 to Pure for management at an initial 1.60% annual advisory fee, reallocating or liquidating investments, and moving more assets into the managed portfolio. The report did not clearly demonstrate that this advisory fee was deducted from the investment returns used in its projections. I cannot know whether the problems resulted from inadequate technical capability, an overly standardized planning process, commercial incentives, or some combination. I can only evaluate the work I received. In my opinion, the process felt much more effective at identifying assets Pure could manage than at producing a rigorous, individualized, and internally consistent financial plan. Pure had multiple opportunities to demonstrate its planning capability. What I received did not demonstrate the technical competence, attention to detail, responsiveness to client input, or quality control that I would expect from a firm asking to manage a substantial portion of our wealth under an ongoing annual agreement. I will not be entering an advisory relationship with Pure, and I would not recommend relying on its planning work without a thorough independent review.

Whether you are a financially sophisticated gazillionaire running a web of companies from your…read moremegayacht or the kind of person who goes to the ATM to see if they have any money, you need a financial advisor. But not just any financial advisor. You need Keith Paglierani. Keith will grasp all the details while staying focused on the big picture. Even if you have everything figured out, he'll have a few more ideas for you and see at least one issue and a solution you missed. And if something financially major suddenly happens (say you win the lottery or lose a job), you can pick up the phone any time, and Keith will be there for you with great advice based on rigorous analysis. Always delivered straight but with kindness. I met Keith when he did an analysis and financial plan for a relative who asked me to tag along as the financial version of a medical advocate. I was so impressed by Keith that I hired him as my advisor. I've worked with him for nearly five years now and have referred him to friends. Two other reasons I feel so good recommending Keith - Having shopped for advisors, I feel confident that his fee schedule represents the best value in financial advice you will find. - Because Keith has a group of support people around him, he can deal with lots of data, fast. A couple of times, I've buried him in paper, thinking it would be a couple of weeks before I'd get anything back, and each time he'd been back in touch in a day or two with great thoughts based on close analysis. Keith is money. Literally.

Jan and Karen have been our advisors since 2005 and we loove them! They are like friends to us…read more Ameriprise is known to be expensive, but they really help us out and never pressure us into doing things we don't want to do. They saved us from losing lots of money during the downturn in the economy. To me, they are worth every penny to make sure our investments are on track and to keep me from stressing about it all. I was originally referred to Ameriprise by a friend. His advisor was a family friend, so I trusted him. I was with him for about a year before I moved out here. My old advisor referred me to someone here in San Diego who would not return my calls or emails, so I was about to give up on Ameriprise. Then, I was referred to Jan Pretorius. I made an appointment and went in to visit him at the La Jolla branch. I then discovered he had a partner with him, Karen Purvis. He likes to take care of retirement and 401 (k) stuff and she likes to take care of expenses, insurances, your financial goals, etc. Eventually, they moved out into their own office at the Morena Blvd location. They acquired a paraplanner, Tracy, who is just as great. When we go in for our twice a year meetings, we are greeted by name and everyone is super friendly. During our visits, we track our spending and savings, mostly with Karen. We focus on how on track we are with our goals and talk about making changes if needed. Jan will then talk about the market and our 401 (k) and changes he's wanting to make, etc. I love not having to deal with all that! They've even made calls to try and help us out with things during our meetings and put the call on speaker phone for us to hear. Every once in a while, they will try to sell us the idea of something new, like life insurance. But, in the end, it is all our decision and have never ONCE felt pressured by them. I'll admit, we've gone against their recommendation before. They return all emails and calls usually in the same day. This office is very personable. They send us chocolate for Christmas, they sent us a wedding gift off our registery, and they call us for our birthdays. Seriously, I couldn't imagine using anyone else as our financial advisors. Based on other reviews of Ameriprise, it all depends on who you get as an advisor. We got lucky. They do a terrific job and anyone interested should call them up for a free consultation.

I have been using Top Hat Taxes for many years! Daryl Hale, owner, personally does each and every…read moreperson's taxes! He is accurate, prompted and ready to assist. Give him a call! https://miramesataxpreparation.com/

I originally found Darryl Hale on Yelp and had him prepare our taxes the last couple of years…read morewithout issue. This year Darryl reached out directly offering tax planning services. After paying the $2,500 assessment fee Darryl recommended two tax strategies, both of which raised significant concerns: 1) GFX Trading - a complex Series LLC foreign currency structure. This strategy was presented as a way to generate large tax deductions through foreign currency trading. When I asked for written explanations of how the strategy worked, what the economic substance was, and how it would hold up under IRS scrutiny, the answers were incomplete and at times inaccurate. When I declined to proceed, he called me immediately, insisting "everyone is doing this," and became defensive. I later understood that his affiliated company receives commissions from this arrangement, which was not disclosed before he recommended it. 2) DNA Harmony - involving the purchase of gift certificates for Jazz Band Splash red-light therapy. This was presented as a deductible expense through a separate Series LLC structure. Again, I requested information in writing about the IRS basis for deducting these types of purchases, but the responses did not address compliance, valuation, or audit exposure. When I decided not to move forward with either strategy based on the lack of clear documentation and concerns about risk, I requested a refund of my $2,500 fee. The request was denied. My experience did not meet the level of professionalism I expect from a tax advisor. I would not return nor recommend Darryl Hale and will be filing a complaint with the IRS Office of Professional Responsibility and notifying the California Franchise Tax Board.

A financial advisor who actually gives advice instead of just selling crap! I've been working with…read moreSteven at Next Gen for a while and he's been totally awesome. He has been easy to work with, thorough (almost too thorough and detailed!), explains complicated concepts very well without being condescending, and helps me to have peace of mind that all of my financial affairs are in order. I like the technology tools that we use too, they're really useful in helping me understand my options. I initially thought that the cost is a little high (for me, $3k/year), but it has been worth every penny and more when you look at the big-picture benefits of what he's actually doing for me. Investment management is also included at no additional charge, which is a great value that not many other financial advisors provide without having to pay more or having minimum account sizes of $1 million. I also really appreciate that Steven is fee-only and doesn't sell any financial products, so I can trust that he's giving me good advice without the conflicts of interest that come with him selling stuff for commissions. The amount of money that he saved me from hidden fees in other investments was enough to cover his cost, not to mention everything else that he's done for me. Thanks Steven!

Great service I love Next Gen. I will continue to use in regards to financial planning. Need more…read moreinformation, then call them and they will give you their all and more. Love it love it.

I'm able to get weekly updates from the firm owner. I find his understanding of the markets…read moreextremely impressive. He has done this for a long time and has ran a portfolio in the many, many millions.

Rainier is an excellent Financial Advisor. He is very thorough, organized, reliable, easy to work…read morewith and very professional. I highly recommend him, especially his very affordable rate. Because of his assessment, we were able to make an important educated decision about our retirement. You will not regret hiring him, very personable, knowledgeable and easy going. Please recommend him to other people as well. The best investment we have ever spent !

I don't normally post reviews, positive or negative, but I had to spend some time and give San…read moreDiego Wealth Management a review. My wife and I were going through some financial turmoil and I sent them an email hoping to get a few tips on how to get out of debt and better manage my finances. Well not only did I get a few tips, I also got an amazing financial plan which will help us get back on track and get out of debt within a few years. Aries Jimenez is one of the best around! He spent quite a lot of time walking my wife and I through our new financial plan and spoke in a way that someone without a lot of financial guidance could easily understand and follow. My biggest tip to anyone who is interested in working with a financial planner, is to do it before you need it. Sure, you are spending your hard earned money on something you think you may not need, but trust me, had we reached out for help before our debt rose out of control, we would not have been in the predicament that we are in now. It is money you are spending up front but you will end up saving money in the long run. Trust me...its worth it. Thank you Aries for your amazing and structured advice!!

I recently look a class on business and it mentioned to look into a financial/wealth coach, so I…read moregoogled and San Diego Wealth caught my attention. And I am so glad it did. I did my first intake session with Cory and he was a lot of help. I've been nervous to look into any kind of financial advisor, but he made me feel safe and understood. The approach is different than anything I have heard, googled or read. I was given advice, resources and strange enough, compassion. The things that are essential when it comes to money and finances but often forgotten. Along with this, Cory has much intelligence and knowledge yet is very humble and down to earth. I want to recommend him and San Diego Wealth to anyone interested, even if its the beginning stages of curiosity. They can help lead and guide to what is best for you. I would recommend just reach out, ask questions, and let them take it from there. Thank you Cory/San Diego Wealth!

Rod at Credit Corner is extremely knowledgeable, honest, and a straight shooter. He took the time…read moreto thoroughly explain our debt relief options and helped us better understand our financial situation. Even though we ultimately decided not to use his services, he still went out of his way to help us with budgeting and financial planning. What impressed me most was his genuine willingness to help without any pressure or expectation of getting our business. It's refreshing to find someone who truly cares about helping people make informed financial decisions. I highly recommend Rod at Credit Corner!

I highly recommend Rod and Credit Corner. Rod is professional, knowledgeable, and very easy to work…read morewith. He took the time to go over everything with me, answer my questions, and explain the different steps I could take to improve my credit. I especially appreciated his transparency. He doesn't try to oversell anything or promise overnight results. Instead, he gives you a clear understanding of your situation and a realistic plan for improving it. The communication and customer service were excellent throughout the process. If you're looking for someone who understands credit and will actually take the time to help you, Credit Corner is definitely worth contacting.