I am SO grateful for Jeff's help navigating my business insurance needs! I was moving into a new…read morebuilding with very specific coverage requirements and was totally confused and getting nowhere on my own. I contacted Jeff and he quickly stepped in, took the reins, and helped get everything sorted out. I felt like I came back a million times with "just one more change," but he was always responsive, patient, and easygoing. His willingness to work through every detail made a very stressful process so much easier. Thank you, Jeff!

Jeff and his agency always been great to work with, whether it is auto, home , or business…read moreinsurance, he's got you covered! I've been a client and friend for 15+ years. Highly recommended!

Darci is amazing! She is extremely knowledgeable about various benefit plans and was able to…read moreprovide me with options. When my husband and I decided that Covered CA was the right choice for us Darci handled the entire enrollment process for us! She also followed up to let us know when our member numbers would be issued and was available to answer all questions we had after enrollment. I highly recommend Darci for a stress free process. You will be happy that you contacted her!

5 stars! A friend highly recommended Darci, and they were right. I truly felt like Darci was…read morelooking out for my best interest. She was very knowledgeable and responsive.

Ethelynne has been in the insurance business for over 30 years. She was an agent for New York Life…read morefor many years. She won many awards and was even a manager of agents. She went back to become an agent because she missed being out in the field with her clients. Now she works for herself and through the years, her clients have become friends, even family, as well. She has watched clients' children grow up and have families of their own, but in this business, has also had clients pass away. The fortunate part is, with life insurance she was able to get for them, some relief is afforded the family. Ethelynne truly cares about her clients and offers a wide variety of medical and life insurance. She has many years of experience and many happy customers.

I would give Philip and Ethelynne 100 gold stars for their excellent services and help to me and my…read morefamily in obtaining health insurance to cover all our needs. Philip guides me through choices that save money and offer the best care available.

Scott saved me when he speedily readied my flood insurance for an already troubled escrow. I had…read moreshopped for flood insurance and thought I had secured a bonded policy, but never heard back from the agent until it was too late. Scott stepped up and made it happen. He was professional, courteous, and so very helpful. I'm in my new home thanks to those that helped along the way. You're in good hands with Scott as your agent.

Scott responded very quickly, and altho I didn't end up working with him bc condo insurance is…read moretough to get in CA, I appreciated and admired his straightforward, honest, and empathic reply, letting me know that he could provide quotes for non-admitted companies only. But he pointed me to a few of the larger insurance companies that might be able to help me, and sure enough, one of them worked out. So grateful for your help, Scott!

Thank you so very much Brian and Jeanette for helping us find condo insurance in Oakland CA during…read morea very difficult time in the CB insurance business. We truly appreciate your effort and professional practices. You came through at every step, and I would recommend you to anybody out there shopping for Condo insurance in Oakland, California, and elsewhere in California at this particularly difficult time.

My first experience working with Brian was pretty good. Once I had my policies in place and I…read moreneeded to make changes/corrections or had questions it was a lot harder to get support from Brian or his office. Recently, my insurer drastically increased my rates without informing me why and the only way to address this was to work with Brian. I got in touch with the office and expressed my interest in getting this corrected or having other options before my policy renewed and managed to get Brian on the phone to discuss. He promised I would receive options or a solution by the next business day. I never heard back. I ended up switching to a different insurer (not through avail) and it took multiple attempts to get Avail to cancel my old policy. I think of the whole point of working with an agent is to get better service than dealing directly with an insurer -- with Avail that was certainly not the case.

Wake-Up Call of a Lifetime…read more As someone who's spent years in the medical field as a nurse -- dedicating myself to caring for others -- I'll be the first to admit: I never really took care of my financial health. I didn't grow up with good financial habits, and I've never been someone who felt confident navigating money, retirement, or planning for the future. But getting Sunny involved was the turning point. This wasn't just financial advice -- this was a total mindset shift. Working with Sunny was a real wake-up call, in the best way. He helped me do what I had avoided for far too long: face the numbers -- and gain power over them. Together, we mapped out my retirement goals, created a plan for my daughter's 529 college fund, and broke down exactly how much I need to save and spend each month. For the first time, the fog cleared. The future became real, and possible. And here's the kicker -- I always thought I was overspending... but once we ran the numbers? Sunny told me I could actually splurge once in a while! Imagine that! For someone who thought financial planning meant restriction and fear, this was like breathing oxygen for the first time. Sunny isn't just knowledgeable -- he's relatable, caring, and deeply committed to helping people like me realize: I can do this. He didn't just build a plan. He helped me build belief. If you're on the fence -- don't wait like I did. I only wish I had started this at the beginning of my career. I could've avoided years of waste and guesswork. But now? I'm taking ownership of my financial future, and it feels incredible. If you're ready to stop living in the unknown and start building the life you deserve, talk to Sunny. He's the real deal. Highly, highly recommend

Sunny is a tremendous person who excels in what he does. He helps you identify your goals and…read moredevise a plan to get you on track. He does so in a very relatable and approachable manner. I would not hesitate to refer my dearest friends and family to him, and have done so in the past.

We use McNamara Insurance for our business and they are fantastic! Although we haven't had to file…read moreany kind of claim yet, their customer service on the day to day operations of our business is wonderful. They are patient with answering all kinds of questions and were very helpful getting us the best deal with our workman's comp and business liability. We will be using them for our home/auto insurance next. Both Mike and Marisa are a joy to work with. They put you at ease and make you feel like a friend as well as their client.

These guys are the best. I have a local business which requires a lot of different coverages…read more Kent is very responsive and knowledgeable. When I needed to add a truck to my policy he was traveling and immediately had Mike assist me. The policy was written that day. Can't say enough about this company. Great teamwork and they get back to you quickly.

I was very impressed by the service I received when I had an appointment scheduled to get…read moreinformation regarding medical insurance. I was able to get a better plan and saved a substantial amount of money per year. It all came down to Rosario, Cook's associate, that really listened and cared a great deal to help me get the right plan for my needs. She told me that if I ever have any questions regarding coverage, medical bills that I do not understand to call her and she would be happy to assist me in any way that she could. Customer service is rare in today's world and that means everything to me. Keep up the great work Cook & Associates!

Cook and Associates has always provided me and my business with the very best service and value…read more They are quick to answer questions, diligent to work through challenges and do it with the utmost professionalism. Their entire team understands what you need and walks you though the maze to get their! Thank you for the job you do!

Tony and his team are rock stars! Many insurance brokers are responsive when selling you a policy…read morebut hard to reach when you actually need help. Tony and his team have always been there for me. After 14 years with virtually no claims, Liberty Mutual dropped coverage for my rental properties and later my home. While some brokers wouldn't even return my calls, Tony and his team helped me find solutions. They've also been consistently responsive whenever I've needed policy changes--including multiple adjustments to my umbrella coverage over the years. What really sets Tony apart is his integrity. When an insurer he recommended couldn't cover my home because of its proximity to trees, he gave me the names of other companies to try before pursuing surplus lines coverage--even though it meant taking my business elsewhere. His advice worked. After decades of working with insurance brokers, Tony stands out as someone I trust to put my interests first. I can't recommend him and his team highly enough!

Tony is the best. He's always happy and willing to make himself available for a call to go over all…read moreyou would ever want to know about your insurance in California. Very personable and easy to talk to; no small feat when the topic is insurance. Made me feel confident in my insurance choices.

Ken Smalley is by far the hardest working Insurance Agent I have met…read more I had a very difficult property to insure in the Auburn area and prices were coming in far higher than I anticipated or budgeted. Without a reasonable price for insurance I would be unable to purchase this investment property. Ken worked on it and was able to provide a viable and reasonable solution. Without his great efforts I would have been SOL. Thank you Ken!

Too expensive. You have to pay. All the payments at 1 time…read more Hard to get an agent. Yes, I have to have previous insurance good driving record. Homeowners, I want you to bundle. It's just too expensive.