This is the worst insurance on the face of the planet they don't cover anyone or anything anywhere and they lie about coverage and try to charge you for appointments that are covered and you can prove are covered. Avoid this scam. If you have this insurance you have no insurance this is just barely insurance such a sick joke. Illegal and gross. I have this insurance but to me, I don't even have insurance. How sad is that? Every time I go to a doctor anywhere and they ask what insurance I have, the doctor and I always end up having a nice chuckle because I have McLaren aka I don't have insurance. read more