I was referred to Dave via a friend of mine who is in the insurance industry. He said that Dave would be a good fit and take care of me. And that has been true for all the years I've been with him. My needs grew from just simple car insurance to multiple cars and then a homeowners policy. All were explained to me and all my questions (being an engineer and MBA I'm often times too inquisitive), were fully answered. His team is great and also helpful and very responsive. Dave is someone that I'd hang out with just because he's so personable and helpful. Like, a genuine good guy that you want to be around. How many people can say that about their insurance agent? In conclusion, Dave knows his stuff, provides excellent service, is helpful, and can handle all questions thrown at him. Whether you live in California, are in Denver, or elsewhere, Dave will take care of you. read more

Dave is a fantastic agent, knowledgeable and so much fun to chat with that I find myself plowing into any fire hydrants I see just for another opportunity to give him a ring! You keep those laughs coming and I'll keep totaling all these cars! **Okay, JK on the whole totaling and destroying city property thing, but Dave is really a great agent! read more

David, Michelle and the team at Lone Tree have been beyond helpful and professional in finding myself and my family the best rates around. The always respond swiftly and have saved us all money in the process. You will not find a better team out there and as a 20 year old at University, keeping my costs down is very important. I could not recommend this company more - I would give 10 stars if yelp allowed me to. read more

It has been a pleasure working with both Michelle Carr and David Harriman. I love the quick response to my needs and the honesty and professionalism. For at least five years in a row, I would inquire about switching insurance for my multiple cars and was told I was better off staying with the provider I had at the time. The detail and time they took each time, knowing it may not lead to my business, was terrific. A few years ago, it finally made sense to switch my daughter's insurance. This past year I changed all of our cars and added homeowners insurance. I couldn't be more pleased with the excellent service provided! I've had a few things happen, and Michelle took care of it or held my hand when I had to be involved. Genuine concern about a customer is hard to find these days, but building relationships is what Michelle and David are all about:) read more

These guys are absolutely fantastic in every way! We were referred to David by one of our best friends who used him and loved him--From the first moment we spoke with David until now (many years later) we have always felt very prioritized and cared for as a BMR client! We have switched cars many times and Michelle has always made the transition seamless and efficient! On top of that, Dave is a total whiz at breaking down your premium bill so that you actually understand what you are paying for, and he is constantly aware of all of the most important pieces that need to be highlighted for you in the "fine print." He will find you the BEST deal and best value you can possibly have for your insurance!! read more

I found this group here on Yelp in 2021 while comparison shopping. Admittedly my scenario is complicated with numerous lines of insurance needs. Michelle Carr helped me sort through the various scenarios and was a great support while I considered my options. She also made sure she knew the answers and researched if she did not; I expect this, but it's not as common as you would think. As a bonus, she's detail oriented and always followed through, I appreciate these qualities immensely. Michelle shopped for the best coverage/rates from multiple carriers and was able to offer policies that exceeded my expectations -- they were better coverages for the same or less premium. Thank you, Michelle & Lone Tree Insurance. read more

I have a business near Whitefish, MT and needed insurance for my business. After shopping around with the big guys on TV, I decided to go local and see what David Harriman at BMR Insurance Agency could do for me. Let me start by saying that he saved me money on my business insurance, all my vehicles, and even the house I have there (in Kalispell, MT). I mean a lot of money. In total, I am saving over $3,000 per year over the other company I was with (I wont name names, but there was a gecko that took me for a lot of money at the proverbial poker table). More than just the money, Dave was genuinely a nice guy and a straight shooter. He reviewed my policies in detail, showed me what I was getting screwed on, showed me where I was under covered or over covered, and was really on top of everything in transferring my insurance. Overall, this was the best insurance experience I have ever had. He really did make it a breeze for me and I am very grateful for that. I have (and will continue to) refer anyone who is looking for anything insurance related to David at BMR Insurance for as long as he will take them! read more

If you are looking to save money, but maintain solid insurance coverage - call BMR Insurance Agency. David Harriman has a lot of integrity - and won't start you on a policy unless he knows it will benefit you and your family. He knows how to find the best coverage at the best prices - and really takes your coverage needs into account. David not only knows how to find you the best policy - but he will be there if and when it comes time to use it! He is accessible and hard-working and will make sure you understand the process when accidents happen. While David has expanded his services all the way to Whitefish, Montana - he still manages to maintain the same level of excellent service for those of us in other states. read more

David is incredibly knowledgeable and genuinely wants to help people make the best, most informed insurance decisions for themselves. He won't try to sell you anything you don't need. In addition, he's very reliable, responsive, and an all-around great guy.... not to mention he can probably save you a lot of $$$ (like he did for me). read more

David Harriman is a great Agent. If you are looking for someone that answers the phone and gives you stellar service, then call David. Most of us are used to deal with Agents that never call us except when they want money. David is pro-active and uses high tech tools to make sure he stays in contact with his clients. If you are looking for some advice or a quote on your home, auto, boat, recreational vehicle or want to talk to someone about Life Insurance, call David today. read more