Matt Haberlie is an exceptional mortgage loan Officer…read more He kept me advised and informed every step of the mortgage process ,explaining the reason for every document requested from me. His manner was always friendly ,and he was always available to answer every question i had . His professionalism and knowledge of the industry was truly appreciated. He went above to ensure that all of my needs were met and that everything was handled thoroughly and efficiently till the end . I would highly recommend him to my friends in the future and any organization should be proud to have him

Matt Haberlie is the best mortgage lender I have ever had the pleasure of working with. He takes…read morecare of business, manages the details and does all the background work to make what can be a lengthy and painful process with other lenders, actually pleasant. He's knowledgeable, smart, trust worthy, and practical, and the lending approval was smooth and seamless all because of him. Plus, he gave us the best rate out there (we were shopping around before we met Matt, and Matt's rate was the best, hands down). If all of that isn't already great enough, Matt is also a fun person and a good guy. He literally checks off all the qualities you'd want in a person with who you're doing business, on as grand a scale as a home purchase. Highly (HIGHLY) recommend.

John Garibyan is Elite! He is amongst the best in the business! He helped us get into our first…read morehome Smoothly and I would highly recommend him to our close friends and family! He is on point, very professional and highly knowledgable. I had worked with 3 other lenders who all approved me for different amounts and percentages before I found John. John was able to work faster and more diligently, who got us in at the best rate. Dealing with John was the easiest and helped relieve all stress during the home buying process. We are highly recommending John. John Garibyan is the best to deal with for all of your loan needs ! Mark & Crystal

If you want the job done right, I recommend Citisky Home Loans 100%; John was there every step of…read morethe way to help provide his expertise.

Eric Lipp is the true definition of a reliable mortgage expert. You are guaranteed to get the best…read morerate working with him.

Eric goes above and beyond to get the best rate! He has done…read morea few deals for me throughout the years and I wouldn't go anywhere else. Thanks Eric!!

Jeff and Cindy were amazing in assisting me and my family with the purchase of our first home. They…read morewere patient with all my questions and my inexperience with the process. Cindy took the time to explain everything to me and truly helped my mortgage process to go as smoothly as possible. Highly recommend Southern Oaks Mortgage for any purchase or refi you might need.

Jeff is wonderful. He made the process see less. We felt like he was informative and trustworthy…read more He made sensible recommendations. We feel the quality was great and we closed in less than a month. My family recommended him highly and we weren't disappointed. Thank you. We appreciate you taking the time to go the extra mile.

Working with Todd to help us purchase our first home was the best decision we made! Todd was…read morehelpful, attentive, kind and explained things so we could understand. He got to know us as a family and I felt like every interaction was with an "old friend". Todd went above and beyond to help us achieve our home buying dreams and I will recommend him to everyone for years to come!

Todd and The Ross Group were incredible!! It took me over 6 months to find my new home. Todd was…read moreconstantly available and extremely helpful for every home I potentially wanted to buy. On each potential home (and there were many) he wold run through the numbers with me. He was extremely through and honest. He answered every question I had quickly and never got frustrated with me even if I asked the same questions many times. Even once we got into escrow and started the loan process Todd never stopped looking for the best possible deal for me. Even right at the end Todd found a better interest rate and package for me and was willing to redo all the work and rush things through (as close was in a week) to save me on my interest rate. Something I would have never known about if he didn't bring it up. I truly cannot thank Todd and his team enough for all the hard work and for making the whole process that much easier. I would highly recommend Todd to my friends and family.

Dan was amazing to work with! His support and guidance throughout the whole process was excellent…read more He was always easy to contact, answered all my questions and explained every option and step along the way. He truly had my best interest in mind. Thank you Dan for ensuring a smooth and easy transition.

Dan was extremely helpful and attentive throughout the entire mortgage process. He stayed ahead of…read moreeverything and solved problems I didn't even know I was going to have before they came up. He also went above and beyond, helping with things that weren't even necessarily his responsibility just to make sure we got the job done. I really appreciated how responsive and involved he was from start to finish. Highly recommend Dan and his services!

We cannot sing the praises of John Wotawa and California Superior Mortgage enough! John is honest,…read moreapproachable, available, and helpful. When our loan became challenging, John came to the rescue. When we had questions, he answered them until we had no more questions. He checked in and gave us status, his fees are the best around. He was able to pull off a rate for us that two other mortgage brokers could not achieve and in record time! I will refer him over and over again!

John helped close a loan for my client when no one else could, and in less than 3 weeks! Thank you…read moreJohn for making it happen!

We worked with Jahi from Victory Financial Solutions for both our initial home purchase and a…read morerefinance (within a year), and both experiences were outstanding. From the very beginning, he took the time to thoroughly explain the process, outline all available options, and set clear expectations. He was proactive in gathering documents, anticipating potential issues, and addressing them before they became problems. We had a few complications with the refinance and it was only through Jahi's oversight and guidance that we were successful in our process. Communication was excellent throughout-- this was our first home purchase so we naturally had a lot of questions. Every question we had was answered promptly and clearly, and we were kept informed at each stage of the process. Jahi coordinated seamlessly with our lender, underwriters, and other parties to keep everything on track and on schedule. His attention to detail, responsiveness, and calm, professional approach made what can often be a stressful process feel smooth and manageable. We truly appreciated his dedication and would highly recommend him to anyone looking for a reliable and knowledgeable mortgage broker. I would not hesitate to recommend Victory Financial Solutions to any of our friends and family. He was nothing short of fantastic and we are so grateful to have worked with him through both experiences!

If you're reading reviews trying to decide who to trust with something as important as your…read moremortgage, stop here. Jahi at VFS Mortgages is the one. From day one, it was obvious I wasn't just working with someone who "does loans", I was working with a true expert. Jahi has a deep, end-to-end understanding of the entire process, and more importantly, he knows how to guide you through it with total confidence. He doesn't just answer questions, he answers the ones you didn't even know to ask. What really sets him apart is how he takes ownership. Jahi handles everything. Every detail, every step, every moving piece, he's on it. There's no chasing, no guessing, no stress. Just a smooth, well-managed process where you always feel taken care of. And the communication? Next level. Proactive, clear, and consistent. I always knew exactly where things stood, what was coming next, and what to expect. That kind of transparency is rare, and incredibly valuable in a process like this. Bottom line, if you want someone who is knowledgeable, strategic, responsive, and completely in control of the process, Jahi is it. After working with him, there's honestly no scenario where I'd consider using anyone else, and neither should you.