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Services - Liberty Mutual Group

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Mid-Atlantic Settlement Services

Mid-Atlantic Settlement Services

(10 reviews)

Working with Mid Atlantic Settlement Services was a horrible experience. They botched my seller net…read morefigures on two separate ocassions, claimed to have not received information from me despite me providing it, asked me to follow-up with my lender to source documents for them and didn't provide me with information on when the settlement would occur until the day before after me prompting them. AVOID THEM!

A general summary of the issue is here: When I purchased the…read moreproperty in Maryland, I was not aware of an easement other than the city public services easement along the road.  The survey by Duley and Associates did not reveal an additional easement that I feel I should have found out about during the process of purchasing this property.  The title research done by Mid Atlantic Services did not reveal this easement that was recorded at the court house. The $2700 title insurance purchased through Mid Atlantic Settlement Services with a company called Title Resources had exceptions for nearly everything (what does it cover?) and didn't cover this case. Knowing what I know now, I would have been tempted to leave my earnest money on the table and find a different house.  I am having difficulty with the easement and being able to utilize 10% of the property surface area (2000ft^2 out of 20,000ft^2), or approximately $20,000 worth of the property, on account of a sewer easement with right of way.  My neighbor would have me do nothing but mow the lawn and pay ~$600 a year in taxes for the priveledge of safe-guarding his sewer line.  Oh - i would have to pay Duley surveying $700 more to come stake out the easement that they should have found in the first place - irony abounds. I may have to go to court to settle the issue with my neighbor; I'd like to use this property for my dog to roam about on with an electronic dog fence for starters, and then for gardening and install of a french drain eventually.  I believe the title insurance claim should have been able to help with the legal problems I am experiencing in addition to the loss of value in the property.  I tried to get some assistance filing a title insurance claim against the title insurance I purchased through your company for about $2700.  Despite the seemingly frequent outlay of money for title insurance, it took 3 weeks to get some help to submit a claim.  I read the policy and then sent in a 'prompt notification' letter so I didn't lose the ability to submit a claim.  MASC did elevate the issue to their President, which was a little helpful, after about 3 weeks, but to no avail because of the title insurance companies exceptions. I'd be very careful selecting a title insurance company, ask lots of questions about easements and who is it exactly that goes to the courthouse to research this title, what if they are wrong or miss something? What is that pvc pipe sticking up in the yard and on the survey? Whose is that? Is that an easement?

Erick Bonilla - State Farm Insurance Agent - State Farm Logo

Erick Bonilla - State Farm Insurance Agent

(2 reviews)

If you're looking to use State Farm insurance do not sign up with this agent. I recently purchased…read morea new car and contacted this office to discuss my policy and change my vehicle and no one answered. I called three times on three different days and left a email message, and still no return call. So I switched agents. I also did not appreciate this office always wanting me to come in to their office to discuss my insurance policies. I work and not taking leave for that when it can be handled over the phone. Hopefully other customers have not experienced the same disappointment as I had.

I've been a State Farm (SF) customer in 3 states with 3 agents for 14 years. I've had a SF…read morebusiness account in Towson, MD with the same agent for all 14 years. He retired last year and my account was transferred to SF agent Erick Bonnilla in Cockeysville, MD. I wanted to add coverage to my policy so I called Erick's office on May 7, 2020 @ 4pm. Erick didn't know the answers to my questions and said he would call me back the following day. Never heard from him. I called his office two more times in the next 4 weeks and was told each time that Erick was 'not available' and that he would phone me back. Never heard from him. I called twice again on morning of June 3 and was promised he would call me back. Never heard from Erick. Yesterday, June 5th, I called and was told Erick was sick and they had no idea when he would be back ( I called back again the same day and someone else told me he was not sick!). I was told by the both Fernando and Walter that they would contact the home office and would get a call. Didn't happen. I decided to move my policy to another SF agent so I called Erick's office one again, talked to a lady who said she was a licensed agent. She said that Erick's office could not make the change and it had to be done by SF home office. I called my NC agent (who is GREAT!) for help, who said the transfer had to be initiated by Erick's office and she would call Erick. My NC agent took care of transferring the policy to another MD agent. Erick and his staff are a bunch of incompetent liars. They all speak BS and have no idea what they are doing. If you buy insurance from Erick, good luck!!

Liberty Mutual Group - homeinsurance - Updated May 2026

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