I refinanced my home in June and have since bi-weekly payment totaling $6600 since 2 July and to…read moredate they have only applied $2200, they keep throwing my over-payments into some kind of slush fund. I've been on the phone with customer svc multiple times, to include today, supervisors who assured my funds would be immediately applied to my account, which they have not. Seems like a shady business practice to hold my money for months while charging me for interest on principal that I have paid down. Shady AF at best, should be illegal imo! This is the same shady sh!t credit card companies ran years ago and resulted in a class action suit (if I recall correctly) hopefully a lawyer will pick up on this. Avoid these shady characters...still waiting on the Aholes to do the right thing.

Lack of response to questions, shoddy work--leaves out critical information on closing paperwork…read morethat delays the closing process, and the closing department principles working on your paperwork don't return calls.

I had the pleasure of working with Bill Carucci and Carol Morrison recently. They both made the…read moremortgage approval process as smooth and seamless as possible. I cannot recommend them enough, extremely knowledgeable, very thorough and extremely professional. They work with all types of buyers to help them obtain a mortgage. I highly recommend them do not hesitate to contact them for your mortgage needs.

Patriot helps every buyer even with lower credit scores. They have so many different products to…read morehelp all buyers from new construction or refinancing, first time or even fha and va loans. Give them try you will not be disappointed.

This was my first bank that I opened an account with and have been with them for the last 18 years…read more This location is moving across the street but hopefully bringing all of its employees. The ladies behind the counter are always so nice and helpful. The only downside to this location is no drive through but that is changing with the move. Cant wait to see what the new place looks like!

if you have felony you can't even go to the bank shit crazy , they need some type of warning sign i…read morewasted a ride !

Always super helpful staff. A small branch that services a large section of the state of NJ. Easy…read moreand smooth transactions, always.

I just closed on my first home this week and I can't imagine having gone through the process of…read moresecuring a mortgage with anyone else but Art. He was so incredibly patient, knowledgeable and helpful every step of the way. He explained everything in great detail and was flexible and accommodative when we were thrown curveballs. I highly recommend Art and the Loan Tree if you are thinking about buying a home, you won't regret it!

As a first time homebuyer I quickly became skeptical of both banks and nonbanks when shopping…read morearound for mortgage offers given their general reluctance to provide a formal loan estimate and the amount of opacity/inconsistent terminology around process and fees. In that same mindset, when seeing The Loan Tree start to appear on comparison sites, I called and spoke to Arthur about his practice and grilled him on the details. Arthur helms the company and runs a tight ship with a small crew. Nevertheless he is almost always instantly available when you call, and provides the honest truth as well as priceless advise given the plethora of financing options available. This is a bespoke service - Arthur is there to guide, assist and review from start to finish. His connections landed terms that beat all other offerings and the entire process went smoothly thanks to his help. I would recommend The Loan Tree to anyone interested in buying in NJ.