I don't think I would've survived buying our first house if it wasn't for Armand and David from…read moreReal Mortgage Associates. From the very first contact, they made things as easy as it can possibly be. We were referred to Armand by one of my best friends, Ryan. Apparently they do "magic" with mortgages. Needing all the magic we can get, we went onto their website and filled out the pre-approval form. David called us the day after to ask for more sensitive information such as SIN and to verify credit. He was so easy to speak to and soothed my paranoia insisting that our application was pretty much a lock. He also asked us if we had a real estate agent already. We didn't though we had recommendations from our friends and family. Trying to make it as easy for ourselves, we decided to use the agent David recommended. Coincidentally, our REA's name was also David and also the Armand's brother. (Review on REA David to come.) Our pre-approval came a few days after we submitted it. We spoke to David the REA about our preferences. That Sunday, we looked at 9 houses. We found the house we wanted and we made an offer. REA David and Armand drafted up an offer in less than 2 hours and we were able to submit it that very night. Offer was finalized the next day, Monday. Armand and David was able to get our mortgage approved by Tuesday. When we came in to sign the mortgage papers, Armand discussed the mortgage terms with us. He got us a great rate with a good bank. He explained everything to us in great detail. When we asked him about a mortgage lawyer and a home inspector, he referred us to people him and REA David deals with all the time. Again, we wanted to make this as easy for us as possible. Armand, David and REA David coordinated everything for us. To be honest, all of the guys from RMA and also REA David made buying our first home as smooth as possible. They're available for our (my incessant) phone calls. They're proactive and also quickly reactive to our needs and to the deal. They treated us like we were buying a million dollar home even though we weren't. They were patient and very knowledgeable and shared their knowledge with us. I'm so pleased on how everything worked out and especially glad that we now have THE real estate experts we'll be working with as long as they'll have us.

I am very thankful for David's professional, responsive and honest assistance with the whole…read moremortgage process. David made himself available at all times via email or cell with any questions and concerns I had. His ability to structure solutions and find advantageous financing is what sets him apart from other brokers. I would refer him to anyone I know that was in need of financing. Thank you David Bourgeois for all your hard work.

Lilly is a true professional, who always has her client's best interest at heart always going above…read more& beyond! I am very proud of Lilly and all her accomplishments at Realty Executives Priority One Ltd Brokerage. Frank Covello, Broker of Record & Owner

Highly professional, knowledgeable, and efficient. Made the mortgage process smooth and…read morestress-free. Fully reccommend!

I recently closed my property with TD through clear trust- Alex and doesn't recommend anyone using…read morehis services for any mortgage needs. pros: he will run numbers for you for your various properties.. this is only positive. Cons: (1) got me highest rate (5.14% for 5 years) in May this year that too he initially mentioned I was approved for 4.89% so I didn't shop around for better rates.. later when I actually making application after a month he said it is 5.14% not 4.89%.. argued he don't remember... clearly trust issues. (2) If I make prepayment I had to pay based on 6.34% interest rate, this was never discussed.. found out before closing.. when I approached Alex he said "what do you want me to do now? There will be 100 rules against your mortgage and that is not my responsibility to tell you " - really pathetic response.. (3) he intentionally put $50 utilities bill in my mortgage application which lowered my affordability .. actually my condo fees covers all utilities. Since I'm a FTHB, I was exploited and I feel my bad myself. Don't go with Alex/clear rust and suffer like me that is the only motto for writing this review.