Well, we had another fantastic experience working with Cam Villa at Golden Bay Mortgage, which is…read moreexactly why we're repeat customers. We've used Cam in the past and he was great with us, so when it came time to buy a home in Truckee, there was no question who we wanted to work with again. As expected, the process was smooth, efficient, and completely stress free. Cam and his team were able to pre-approve in record time, as well as close our loan in just 21 days, with no hiccups whatsoever. Communication was clear and timely throughout, and everything stayed on track from start to finish. It's rare to find someone who delivers consistently great results, and Cam does exactly that. If you're looking for a knowledgeable, responsive lender you can trust, especially one who can move quickly, we highly recommend Cam Villa and Golden Bay Mortgage.

This Team does a great job with personal service and programs to help with homeownership.read more

Monty is one of best mortgage lenders in Sacramento. I have yet, to meet anyone that he couldn't…read morehelp. Most importantly, his team holds your hand in every step of the process. I asked around and he a very respected businessman in the community. He does business with everyone and I'm very fortunate to have met him. This team has great vision and provides road maps for your future. #Honor

Monty and his team are exceptional. I'm a real estate agent in San Francisco. I connected with…read moreMonty while I briefly worked in Sacramento. I could tell that he had that go-getter make it happen attitude, so I stayed in touch. When it came time for my mom and grandma to buy a house I called him. Their situation was complicated like most people. My SF companies preferred lender told me that they would not qualify... Monty made it happen with a low down payment! They ended up buying the perfect duplex. Monty and his team seem to be very familiar with low down payment programs. They also seem to really care about their clients. Whether you are buying a high-end home, or a first time property these are the type of professionals that you want on your side... My cousin in San Jose is planning on buying a home soon. When that happens I'm going to call Monty. I wouldn't trust family with anyone else!

In full disclosure I am a real estate agent and I have had the pleasure of working with Ashely in…read moremany transactions. Our most recent transaction was a purchase of my own home! I knew that I needed someone that was a hard worker and would keep me up to date on the loan! There was no question in my mind that I wanted Ashley to handle my personal file! My situations as being self employed was not easy but Ashely went above and beyond to get me approved! She also went over different down payment situations and I ended up putting less money down :) She is excellent to work with, very intelligent with high integrity! You will not go wrong once you hire her for the job!!

My husband and I just purchased our first home and we would like to thank our realtor Tong Veu and…read moreour Mortgage Originator Ashley Willard for being an awesome team in guiding us brough everything. Tong is a very informative and patient person. He's helped my father purchase his first home and now us. I highly recommend Tong and Ashely if you are looking into buying and or selling.

Let me just start by answering the question on everyone's minds: Are all these 5-star reviews for…read morereal? Yes, Mike really is as awesome as all the reviewers say. Mike was knowledgeable, professional, and amazingly responsive through the entire refi process. He always answered my questions promptly and respectfully (yes, even to the dumb questions). He regularly informed me about what to expect next and notified me each time I needed to do something to quickly move the loan process along. Mike's experience and due diligence undoubtedly played a huge part in how quickly my loan closed. I feel fortunate to have found Mike for my mortgage needs and would enthusiastically refer him to friends and family.

I found Providential Mortgage on Yelp after seeing all the great reviews and decided to reach out…read more I worked with Mike on my refinance, and I can't express enough how exceptional and seamless the entire experience was from start to finish. Mike was incredibly patient, thorough, and responsive. He was always on top of everything, kept us updated throughout the process, and truly had our best interests at heart. His reassurance and dedication made what could have been a stressful process feel smooth and manageable. Thank you so much, Mike, for your outstanding service! I highly recommend Providential Mortgage to anyone in need of a trusted and professional mortgage expert.

Don't buy home through this bad realtor company. Razieh Semnani is a bad person not helpful. she…read morewas very fraudulent.

From the owner: Whether you're looking to buy or sell a home, give yourself the advantage of working with a…read morelicensed Real Estate Broker or Agent who belongs to the MetroList Multiple Listing Service. Kickstart Realty and Lending is the number one choice in the Sacramento area.

Jason and his team went above and beyond to help us with our loan and educate us on the lending…read moreprocess. We opened escrow several time before finally closing on a home and Team Thomas supported us every step of the way. Carla patiently answered, or found answers to, all of our many questions. Bless her heart! Jason even wrote our purchase agreement for the FSBO home we ended up buying. If you want world class, exceptional customer service, Jason and Summit Funding are the way to go!

Lynel Ford is phenomenal broker. His in debt experience and knowledge ensures his clients success…read more His most distinguished skill is his ability to establish trust with his clients and help them achieve their real estate goals

From the owner: Fordy Realty is a full-service Boutique Brokerage, est. 2019, providing Mortgage Loan Origination…read moreServices and Real Estate Consultation/Services for Residential properties. Fordy Realty implements the “Four D” principle towards each client – Discuss, Discover, Develop and Deliver to accomplish client goals. Please email fordyrealty@gmail.com or call for your consultation.

More like a friend than a loan officer. A first time home buyer like myself needed someone like…read moreDan. He taught me lots of valuable lessons one might not understand or even know about in the industry. He does the hard work for you, but pay attention! Because if you're like me, and have little to no concept of the real estate market and the steps it takes to close on a house, he WILL teach you. Thanks for everything, Dan. Highly recommend.

Dan's customer service and knowledge are top notch. He's been our lender on our first and now our…read moresecond home.