Never realized that 10 years of premiums I paid to them for my home would all go in loss....I have my house in Calgary Canada insured with Wawanesa since 2004..Never filed any claims. Then in 2013 summer there were huge hail storms in Calgary city...the damages to most home roof in neighbourhood was massive...Most of my neighbours & friends had insurance thru TD Bank or AMA...and they all recvd claim payments for roof fixes...Wawanesa rep denied us claim with a reply of no damage due to hail...I had to hire 3 independent 3rd part roofers at my expense to fight for this damage...ultimately I did recv the clams but after months & months of debates....So , would recommend u all to Canadians, Calgarians to STAY AWAY from Wawanesa..Its a crap company which aint going to help u, pay u for yr insured property...I had the same experience for my car too which is insured thru Wawanesa...Damn...sick company read more