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L.A. Insurance

5.0 (1 review)
Closed • 9:00 am - 6:00 pm

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Car and truck insurance

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Financial Services of America

Financial Services of America

(2 reviews)

I have been working with Financial Services of America for the past year and a half. My Financial…read moreAdvisor has helped me by explaining the advantages of the different investment options based on my personal investment needs. They have reviewed all of the financial documents I currently have and help me make appropriate changes to meet current legal requirements.

FSA preyed upon a 75-year-old family member and her husband, and sold them 15-18 year annuities…read more No finanical advisor worth his or her reputation would ever recommend a strategy like this. The majority of their portfolio was liquidated to buy the annuities, creating a huge tax burden as a result, and only an out of court settlement with FSA helped offset the tax implications. On the surface, FSA appears to be a great company. You cannot find FINRA violations because all of their employees are independent contractors, and any other negatives on the company are buried 30 pages deep on Google---a task easily done. Both of the 'contractors' involved in the family member's case either left the company or transferred to another firm/location and the FINRA violations magically diappeared. If you have any dealings with this firm, please check their recommendations with at least 1-2 other firms of your choosing before seeking to invest. Of note, most true financial advisors are 'fiduciaries', which means they act in the clients best interests at all times. That is not the case with FSA, and that is when I realized that something was grossly wrong.

L.A. Insurance - Office exterior of the L.A. Insurance Agency located at 9005 Joseph Campau in MI

L.A. Insurance

(1 review)

Yeah, car insurance is a scam, especially in Michigan and especially especially in the 313 and it…read moredoes seem predatory the way almost every single LA Insurance is located directly next to a Secretary of State but their rates are the least awful you're likely to find. I used to always go to the LA Insurance on Jefferson which closed down, probably cause it wasn't close enough to a Secretary of State. The dude behind the bullet proof glass (this is Detroit) was always so easy going and talkative. Really great customer service. Fast forward to 2019, my Explorer died and I bought another high mileage vehicle from a lot on the West side of town. I started a new policy with an LA insurance out there and just had a horrible experience with them. (They're all independent contractors so you can pay online but if you make a physical payment you need to go to the same franchisee. I usually paid online but something got fouled up, I went in person to straighten it out, and they failed to do that. Policy lapsed, but that's another review.) Long story short - I know it's too late for that just like anytime people say that - I started a new policy at the LA Insurance in Hamtown and lo and behold the dude from the Jefferson spot migrated over there. I just learned his name is Pierre today. Not what I would have guessed but Pierre is cool af and pretty much the only reason I'm giving this place 4 stars. (I can't give an auto insurance place 5 stars, just on general principle .) Even if there's a couple people ahead of me, Pierre doesn't take long to get to me, or the person behind me if they get there after me. If someone is missing paperwork he'll ask if they mind if he starts on the next customer while they go out to their ride to get what they need. Pierre is mad efficient like that. Oh, and the T Mobile is right next door so I can knock out my phone bill while I'm over here, too.

From the owner: Unlock unbeatable savings with L.A. Insurance - your source for cheap car insurance, the lowest…read moredown payments, and tailored insurance coverage options near you. Specializing in non-standard Auto Insurance, we extend our affordable rates to Motorcycle, Boat, RV, and Renter's insurance. Drive stress-free with L.A. Insurance - where protection meets affordability. Stop by our office in Hamtramck. We've got you covered!

L.A. Insurance - homeinsurance - Updated May 2026

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