I had a wonderful experience working with Gogi Luthra at Akal Mortgages. As a first-time home…read morebuyer, the mortgage process was new to me, and Gogi was very helpful, professional, patient, and supportive throughout the entire process. He took the time to answer my questions, kept me informed, and worked hard to help make my home purchase possible. I truly appreciated his guidance and dedication from beginning to end. I am very grateful for his assistance and would highly recommend Gogi to anyone looking for a knowledgeable and reliable mortgage broker. Thank you, Gogi, for helping me through such an important milestone!

Our family renewed our mortgage with Gogi and will be doing our future renewals with him. Ultimate…read moreprofessional with a huge heart and honestly cares about your unique needs.

Daniel is fantastic to work with. As first time homebuyers he made sure to get us the best rates…read morepossible and made the process comfortable by explaining everything to us and answering our many questions. Very responsive and accessible. Highly recommend!

Dan offers a few things beyond what a typical mortgage broker can provide. I've gotten mortgages…read morefrom brokers and directly through banks and working with Dan was the most gainful--not only did I feel I got the best mortgage for my needs, but I learned a lot about the industry. Dan has a wealth of experience and knowledge about real estate and investment properties. He's able to provide insight to help you make better decisions. He's not afraid to share his knowledge and help you understand what you're getting into, so you can get an advantage. There are lots of little tricks that other mortgage brokers won't tell you about. He is resourceful. We hit a few snags with our application and house closing. Dan was able to offer help, beyond the mortgage application itself. Dan goes above and beyond. He makes himself available to you when you have questions and makes sure you understand the process. Next time I'm looking for a broker, I wouldn't think to go with anyone else.

The best mortgage broker in Toronto! My brother recommended Dan so I figured I would give him a…read moreshot. I have used quite a few brokers in the past and have never gotten such an amazing rate. Highly recommend him!

Extremely pleased with True North Mortgage and broker Robert Dang…read more While shopping around for an online mortgage broker, I chose to try out True North Mortgage because of its A+ rating with the Better Business Bureau and its excellent ratings on Trustpilot. The mortgage broker assigned to me was Robert Dang. I sought out a broker in the first place instead of going directly to the banks because my work income doesn't measure up very well in the traditional gross income models used by the banks and I knew it would be challenging and time-consuming to shop my case around myself at the big banks. Robert took on my case enthusiastically and listened very well to the particularities of my case. I know he put a lot of effort into advocating for me and quite quickly got me pre-approved at two different banks. Once I found the perfect house, he worked even harder to firm up the mortgage as I had slightly exceeded my initial pre-approved loan amount. He was superb from beginning to end and got me approved for the larger purchase price. To top it off, he got me a much better mortgage rate than I had initially expected. He was knowledgeable, always quick to respond to queries, and full of helpful advice all along the way. I very much appreciate all the hard work he put in to realize my house purchase. I am extremely pleased with the service I received from Robert Dang and True North Mortgage. I highly recommend their services.

I really hope prospective home owners take the time to review who they entrust with one the most if…read morenot the most important decisions they make in their lifetime. I've been a home owner for nearly 30 years and have always trusted the big banks in looking out for my best interest. I'd like to set the record straight. Big Banks are motivated by their shareholders but that's not a bad thing. However, it can be if you are not careful and ask the right questions, hoping that your business means something to them. I truly mean it is incumbent upon you to do your research. I wised up really quick when I received a letter from the bank about what my next mortgage renewal would be when I simply asked the question about mortgage rates. They told me that they would give me a rate; however, if I were to recieve a better rate they would match it. Here I'm scratching my head and I'm thinking since I have a 25+ year relationship with the bank and also all of these investments, I must be getting a preferred rate. I was sadly disappointed because that was farther from the truth. I started asking questions and doing my own research which lead me to the great team at True North Mortage. Like many of you may think that Mortgage companies are not reliable nor helpful nor could they compete with the big banks. I will tell you first hand of my own experience with Robert Dang and Nidhita Achhapeliya at True North Mortgage. They didn't know me from a hole in the ground and yet they treated me as a top tier client. Both Robert and Nidhita worked so closely and tirelessly with me by informing me of all the necessary documents I needed. They explained every step of the way.....oh and what I didn't share with you was my mortgage was coming up for renewal January 1, 2026. After several calls to the bank they said someone will get back to me but never did. I am not sure about what the intentions of the Big Banks were but I decided to engaged Robert and Nidhita for their help at the eleventh hour. They could have just thrown a rate to me but they didn't. They educated me on what I needed to know and how to obtain the best interest rate. So, now you know this info, who has your best interest at hand? Again, Robert and Nidhita did not know me but were ready to help me get the best rate possible. Now, who do you think is looking out for my best interest? Hands down, I would say it is Robert and Nidhita as they tirelessly helped me find the best rate (beating out the big banks) considering the value of a mortgage and helping me get the best rate speaks volumes about their sincerity and working hard to earn my business. Robert and Nidhita walked me through the process and offered up information that would benefit me. So who do you think is working hard? On top of it all, my mortgage had to be completed during the Christmas break, New Years festivities, and while I was on vacation with my family. Robert and Nidhita literally held our hands through the entire process......all remotely. I didn't have to meet face to face nor have to give up my family time. Now that's worth its weight in gold. On top of that, we had some opportunities with technology and weren't able to provide signatures as planned. That didn't matter because Robert and Nidhita were able to come up with not only suggestions but real solutions to a crazy and hectic time for us. I recall getting emails and phone messages at extremely different time lines that a big bank provides. This brought it home for me as they are looking after my best interest and in my corner. In my mind, this is how it should be, someone who is not only tirelessly working on our behalf but also communicating with me every step of the way. I never had to wait or wonder what was happening with my mortgage application as they updated me every step of the way without having to ask. I am so completely pleased with how Robert and Nidhita helped me through this crazy economic timeline that I will be engagIng them again for my other 2 mortgages in the near future. If you haven't worked with Robert and Nidhita at True North Mortgage, you are most definitely leaving your hard earned money on the table instead of putting it to good use. Thank you so much Robert and Nidhita for your tireless effort and helping me look beyond my own bias that banks are the only game in town and are offering me the best value.

Paramjit is a wonderful financial advisor. He is very reliable. I work full time and have several…read moreother extracurricular activities. He made himself available according to my schedule. Not only he is knowledgeable about the market but also on top of his work. I would highly recommend him to anyone. I cannot say enough wonderful things about him.

This has been our 2nd time working with Dave and I must say we have no regrets. He is extremely…read moreknowledgeable, experienced and patient. It's clear that he has a passion for what he does and he truly loves it. I would definitely recommend Dave!

We loved David. He was honest, punctual, available as he said 24/7, he understood what we were…read morelooking for, he was kind and polite and we felt safe all the way through this challenging process, of finding our first awesome home. Super happy with his work.

Amazing experience and a true professional to work with. Extremely detailed and responsive and also…read moreextremely knowledgeable with self-employed individuals. We got a great rate and being self-employed didn't cause any issues at all! He is also the only broker we felt comfortable working with (we were in contact with 3 or 4 different brokers and he was the only one to be super responsive and so much knowledgeable). Thanks again Joel!

Joel has been fantastic through two refinances and a lot of calls in between! He is always…read morereachable, and answers usually within the hour which is huge for us. I have nothing but good things to say about Joel, very happy with his service and with the lenders he has connected us with.

To the JONATHAN TAYLOR BAIRD, BAIRD REAL ESTATE INC, BROKERAGE, the most wonderfully efficient,…read morethorough and dynamic real estate agent I have ever met. Jonathan never gives up or thinks "no". He works tirelessly until he absolutely finds something that is very much you, and to top it off, he never settles for any old deal, he gets you the very best to suit your pocket and taste, I highly recommend Jonathan to find for you the ideal property, whether leading or buying,. Thank you

Jonathan Baird - is an amazing agent / broker he is professional and very knowledgeable ! He works…read more on your behalf to make the process go smoothly . I highly recommend him !!!