1. KHoward Mortgage Team

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Mesa, AZ

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KHoward Mortgage Team

5.0 (2 reviews)
Closed • 9:00 am - 5:00 pm

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Agave Home Loans - Agave Home Loans | Low Rates | Great Service | Home Loans Made Sweet and Simple

Agave Home Loans

(45 reviews)

This was the best mortgage loan process we have been involved in during g our 33 years of home…read morebuying. Kyra Bertch was fantastic to work with. Professional, encouraging & organized. She kept things moving, got us a great interest rate and allayed any concerns by working with us. Her response time and attention were so good that if we didn't know better we would think we were her only clients! Dylan was also very professional and great to work with. I want to reiterate this was the best mortgage loan process we have ever been a part of. Highly recommend Agave Home Loans.

ZERO STARS IS MORE ACCURATE I am writing this to warn…read moreothers about the incredibly poor experience I had with Agave Mortgage Brokers. Their performance throughout the entire process was utterly pathetic. They seemingly cannot read basic financial documents--specifically Shareworks statements. They saw and requested the exact same documents on over 10 separate occasions. Then, finally, on the 11th time, they actually decided to look at them and ask questions about the accounts and statements. This absolute incompetence caused a massive, last-minute pivot and wasted 2 entire months of my time just to get to that point. Combined with horrible communication along the way, it was an incredibly stressful and unprofessional experience. Save yourself the headache and take your business to a broker that actually values your time, communicates transparently, and knows how to review basic paperwork. Avoid them at all costs.

Kathy Morrow - VIP Mortgage

Kathy Morrow - VIP Mortgage

(4 reviews)

As a newly appointed Farmers Insurance Agent, I was sitting in my office talking shop with my Boss…read moreabout networking, and all of the sudden Kathy's name came to mind! I cannot say what Kathy and her family, ( I'm pretty sure one of the girls was working with her at the time) did for me way back when in 2014/2015. I had just moved to AZ from Texas with my whole family, and I had been a renter my entire life (from 0-38) and had NO IDEA where to start. I thought, " Homeownership!- that doesn't happen to people like me". Only God knows why I picked up the phone that day, and I couldn't even tell you how I got her #, but on the other end was Kathy. She was gruff, blunt, and made you feel stupid in A GOOD WAY. She made everything sound easy, and it was. She HELPED me fix my credit, she didn't let me get away without doing the work! i was the first one in my family to buy a HOME, and it was not without her help. So to you Kathy Morrow-- Cudos & Cheers. And for all the other people that you helped and in time they forgot about you, Sorry........ and Thank You, Thank You, Thank You. Anastasia VanGelder

Kathy Morrow is hands down, the absolute best mortgage broker ever! She's fantastic and so easy to…read morework with. She gave me a list of what was required by the lender and once I handed everything over she and her team took care of the rest! She's fast and a no nonsense type of broker who seriously works for you at all hours of the day and night! There were times when I received emails at 2am, you just don't see service like that these days! I can't thank Kathy, Jamie and Elizabeth enough for doing such an awesome job! Highly recommended and I will definitely be calling her again in the future!!

Mike Cook - V I P Mortgage

Mike Cook - V I P Mortgage

(62 reviews)

We cannot say enough wonderful things about Mike and his team!…read more Mike came highly recommended by our realtor, and from the very first phone call, we knew we were in good hands. We are in California, so Mike met with us via Zoom, took the time to gather all of our information, and walked us through the entire process step-by-step. He explained what we could expect next and made what can be a stressful process feel manageable and reassuring. Throughout our home-buying journey, Mike and his team were incredibly thorough, responsive, supportive, and professional. We always felt like we had a team behind us that truly cared about getting us to the finish line--and they did! Buying a home can be overwhelming, but having the right loan officer makes all the difference. Mike and his team went above and beyond for us, and we are incredibly grateful for their hard work and dedication. We highly recommend Mike and his team to anyone looking for a knowledgeable, trustworthy, and genuinely caring mortgage team. Thank you, Mike, for helping us get into our new home!

Mike is one of my most preferred lenders. He is incredibly personable, always immediately…read moreresponsive, and takes great care of my clients. He is very knowledgeable and knows all the loan options to best serve my clients. He also keeps in touch with clients to offer refinancing and HELOCs when rates go down. He also takes the time to make sure client understand their funding, how the process works, and makes sure closings are on time or even early. Finding a lender I can count on and I feel comfortable referring to all my clients is a huge asset. Dawn Elliott, Realtor Tierra Antigua

KHoward Mortgage Team - mortgagelenders - Updated October 2026

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