I've been going to Street Financial Services off and on for years. It is a small one man operation…read morewith Jeff at the helm and his administrative assistant Claire as his handy sidekick. Jeff is a Certified Financial Planner (CFP), Investment Advisor Representative registered with the Securities and Exchange Commission, Registered Principal, and Registered Representative through WRP Investments, Inc. (lazy me copied from his website). Basically he can do whatever your little heart desires with your moola. Well almost anything, he can't help you if you decide to hide it under your mattress! My most recent visit was to cash out my 401K and pension from my former employer. We had a long discussion about my future plans, how I want to live when I retire and all of my options. Jeff will go into as much detail as you want with his explanations so that you feel comfortable about how your money will be handled. He even has a powerpoint with all sorts of information. My transfer went smoothly, he did a conference call with me to get things started. Claire got all the paperwork ready and all I had to do was bring them the check when it came. I get monthly statements which show all my balances and also receive detailed summaries when my money moves around. Jeff isn't just some bank employee who's taken a couple of courses and can only give you a limited number of choices. If you have a 401K to transfer or are nearing retirement, Jeff would be a valuable asset to helping you retire in comfort.

David and the team over at Balanced Wealth Advisors are outstanding! The information and financial…read moreadvice that they provided me was eye opening.

I met with Paul Crowley the owner of Payroll Express, a full service payroll and financial company…read more Paul is a financial broker and a tax preparer. He helped me with my financial planning for my retirement and my personal taxes. I am VERY happy with my portfolio based upon his advice and recommendations. I'm also grateful for his tax expertise which helped me in my process of buying my first home. I found him to be very affordable, friendly, and very knowledgeable.

I've been working with Beyond Your Hammock and Owner Eric R since November 2015. I am a…read moreself-employed consultant with a variable income because I work on a project basis. I contacted Eric because I was struggling to manage known and unknown expenses, while also meeting specific goals and also saving for retirement because I am not always clear on my future income due to the nature of my work. Eric helped me bring stability to my financial and life situation, and helped me to set myself up so I could also meet my financial goals this year and beyond. He is very organized, objective, helpful and responsive. Eric is also very trustworthy. He also provides great general financial management guidance from excellent and credible sources. I highly recommend working with Eric, especially if you have a variable income and/or have specific goals you are looking to reach.

I used to work for a major credit card company that had an affiliated financial advisor consulting…read moregroup and I had grown accustomed to the 'used car salesman' consulting approach to 'financial coaching and advising', which is, 'I'll ask you a few questions and then you listen to me tell you what I know about financial planning". The experience has been refreshingly different while working with Frank. He asks questions, listens, and re-states what he hears which gives me a chance to find out what exactly I hope to achieve in retirement. It's sort of a "financial therapy" approach which gives me confidence that the choices I make are best suited for my overall 'well-being'. Holistic financial planning is how I would explain it. Very happy to work with Frank. -Nicholas

Looking for an Investment company?? Try Moors and Cabot.. Been with these guys for over 15 years…read moreand have zero regrets. They are experts in trading Municipal bonds, They are honest and have always looked out what was best for me!!! Brad Currie and Peter Scott are the best.

The firm focuses (per their website) on finding talented fund managers from Fidelity, Vanguard,…read moreand, purportedly, any investment management firm with a great process and talented managers. Fees are an enormous hindrance to performance and Advisor Investments claims to find funds with fair fees and hot managers, which is certainly admirable, until you consider that 95% of active managers fail to beat their benchmarks over five year periods with the percentage dropping perilously close to 0 after 10 years, and also that Adviser Investments appears (from information found online) to charge at least a 1% fee for the trouble of finding these managers with fees being negotiable for very large accounts. Add the cost of the fund to AI's fee and you MAY be looking at all in costs of 1.5%. Add a managed bond program and, per fee schedules found online, you are potentially bumping up against 2%. I'll spare you the math of what a 2% hit on a $1mil portfolio looks like after 20 years, so let's just say it's two less grand-kids you can send to college...really good college. To make things fair you're probably thinking I should subtract the cost of an index fund from that 2% calculation as the money has to be managed somewhere, but I won't because a few large managers let you buy the market for free these days and one day they will pay you for the privilege: that's right, ETF's with negative fees will be available within the above mentioned 20 year period (look up 'ETF securities lending' to find out how), so if anything I should increase the 2% figure. To be fair, many investment advisement firms sub out the actual investment work to mutual fund managers (does your mechanic sub out the mechanical work to other mechanics who charge an additional fee?) what interests me about this firm is that, per their website, AI's chief investment officer has degrees in theology and literature and upper management appears to have a background predominantly in publishing (not investment management), specifically with the Vanguard and Fidelity newsletters, which appear to be focused on picking the best fund managers. Would it be cheaper just to subscribe to the newsletters and skip the fees? Who knows? The firm's website explains that the publishing business was sold, but it appears that these newsletters are still written by the upper management of Adviser Investments, just not owned by them. Also of interest is that per their acquisition history detailed online, AI appears to grow assets under management via acquisition, which is not a bad signal in and of itself, but their size should not be used as a bragging point or indicator of successful management when it is unclear whether assets have grown from performance or merely from buying other firm's AUM. Moral of the story, these folks might be fine, but do yourself a favor and do the math before signing on with this or any advisor.

Steven Burman and I have worked together on and off for the past 12 years, strategizing how best to…read moreimprove my credit. Whether it be consolidating and paying off credit card debt, bumping up my score or refinancing my mortgage at the right time, Steven's expertise and knowledge greatly helped me along the way...